MicroLoan Foundation

MicroLoan Foundation Women’s empowerment and poverty alleviation organisation working in sub-Saharan Africa

Providing the tools and skills to enable the poorest women in sub- Saharan Africa to work their own way out of poverty.

Alifosina Mkonde is what we at MicroLoan Foundation call a ‘super entrepreneur.’ But things haven’t always been this way...
19/08/2026

Alifosina Mkonde is what we at MicroLoan Foundation call a ‘super entrepreneur.’ But things haven’t always been this way.

With eight children to support, Alifosina and her husband struggled to afford school fees and enough food to keep their family from going hungry.

Things started to change in 2012, when Alifosina joined MicroLoan Foundation. She invested her first £13 / $17 / A$25 loan in her tomato stall, and as her profits grew, she expanded her grocery business, selling rice, groundnuts and maize alongside her tomatoes.

Using each loan to grow her business and profits over time, by 2018, Alifosina had built her own maize mill!

By 2022, the mill had eight employees and had become a centre for local economic activity.

All her children completed school, with three going to university, and one of her sons now helps her run the mill.

Alifosina is a role model for her community and a great example of our microfinance model in action.

To find out more about why our model works, please visit: https://zurl.co/SuPD2

Our 2025 Annual Report is here!Last year, more than 155,000 women accessed loans, savings, training, mentoring, and othe...
18/08/2026

Our 2025 Annual Report is here!

Last year, more than 155,000 women accessed loans, savings, training, mentoring, and other client-focused services through our programmes in Malawi, Zambia, Zimbabwe and South Africa.

Our operations in South Africa got off to an encouraging start, reaching 2,975 women and achieving 88% Operational Self Sufficiency in its first year.

We continued investing in digital tools to strengthen delivery and improve safety for clients and staff, especially in remote communities, helping us serve women more quickly, securely, and reliably.

You'll find the full Annual Report in the Reports section of our website, where you can also sign up to receive regular email updates about our work: https://zurl.co/eLHCa

Jack Ngoma is an accomplished finance and business leader dedicated to expanding financial inclusion and creating opport...
17/08/2026

Jack Ngoma is an accomplished finance and business leader dedicated to expanding financial inclusion and creating opportunities for women entrepreneurs across Zambia.

As Chief Executive Officer of MicroLoan Foundation Zambia, Jack leads the organisation's strategic direction, strengthens partnerships and drives operational excellence to expand MicroLoan Foundation's reach and impact. Under his leadership, the organisation has experienced significant growth in both client outreach and loan portfolio, enabling more women to build resilient businesses and improve their families' livelihoods.

A Chartered Accountant by profession, Jack brings extensive experience in financial management and microfinance. Before becoming CEO, he served as Chief Financial Officer at MicroLoan Foundation Zambia and previously held leadership roles at Bayport Financial Services and MicroLoan Foundation Malawi.

"Real impact isn't measured by the size of a loan, it's measured by the confidence it builds, the businesses it grows and the futures it helps create."

Jack believes sustainable growth is achieved by combining sound financial leadership with an unwavering commitment to the people the organisation serves every day.

Business women are at the heart of rural economies across Southern Africa. Despite having limited access to finance and ...
14/08/2026

Business women are at the heart of rural economies across Southern Africa.

Despite having limited access to finance and support, female entrepreneurs continue to build businesses that strengthen their household incomes, create jobs and improve community resilience.

With the right combination of financial services, training and ongoing support, women entrepreneurs can unlock lasting economic opportunities for themselves and future generations.

To learn more about MicroLoan Foundation and what we do, please subscribe to our e-newsletter on our website: https://zurl.co/KZmoY

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We provide women with the tools to start their own businesses, but it’s their own perseverance that helps them succeed.F...
12/08/2026

We provide women with the tools to start their own businesses, but it’s their own perseverance that helps them succeed.

For years, Fortunate worked as a hairdresser, travelling to clients’ homes before finally opening her own salon in Bosha, Zimbabwe. Building a business from scratch wasn’t easy, and when drought hit her community in 2024, many customers had less money to spend, making an already challenging journey even harder.

But Fortunate kept going.

She invested her loans in more stock for her growing business, including braids, weaves and hair products. And now her weekly profits have doubled, helping her provide for her family, pay school fees, buy household essentials and create a more secure future.

To read more success stories from our clients, visit our website: https://zurl.co/QUtFo

Davison Rakasi is an accomplished executive with over 19 years of experience in the banking and microfinance sectors. He...
10/08/2026

Davison Rakasi is an accomplished executive with over 19 years of experience in the banking and microfinance sectors. He currently serves as Chief Executive Officer of MicroLoan Foundation Malawi, where he provides strategic leadership to advance financial inclusion and economic empowerment, particularly for women entrepreneurs.

Throughout his career, Davison has held senior leadership positions including Chief Operations Officer, Operations Manager, and Risk & Compliance Manager across both banking and microfinance institutions. His extensive experience spans operations management, risk and compliance, technology implementation, sales and marketing, strategy development, and project management.

Davison has successfully led initiatives that strengthened organisational risk management frameworks, enhanced regulatory compliance, improved operational performance, and supported customer acquisition and retention. His broad leadership background has enabled institutions to achieve sustainable growth while delivering greater value to customers and communities.

He holds a Bachelor of Science in Accounting and an MBA from the Malawi Institute of Management.

"Financial inclusion is about more than providing access to finance. It's about creating opportunities that give women the confidence, skills and resources to shape a better future for themselves, their families and generations to come."

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Gaining access to finance is vital, but financial literacy is what enables our entrepreneurs to make informed decisions,...
07/08/2026

Gaining access to finance is vital, but financial literacy is what enables our entrepreneurs to make informed decisions, manage cash flow and build sustainable businesses.

That's why every woman who joins MicroLoan Foundation receives practical training in budgeting, saving, pricing and business management before receiving a loan, with ongoing training every month after that.

Delivered through role-play, song and visual learning, our training is designed to be accessible, memorable and life-changing.

One of clients named Edwick says: “The budget sessions have been particularly helpful. They help me keep track of my income, expenses and see if I’m making a profit.”

Photo: Gary Nicol

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With your help, our recent matched giving campaign raised £30,274, which when matched comes to a massive £60,548!This is...
05/08/2026

With your help, our recent matched giving campaign raised £30,274, which when matched comes to a massive £60,548!

This is enough to provide an amazing 2,422 women with start-up loans to help them grow profitable and sustainable businesses and help them move out of poverty.

We can’t thank all our supporters enough. Your contributions really will change women’s lives.

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Could 2027 be the year you run the London Marathon?Imagine crossing the finish line of the world-famous London Marathon ...
07/07/2026

Could 2027 be the year you run the London Marathon?

Imagine crossing the finish line of the world-famous London Marathon knowing that every mile you've run has helped women build businesses, support their families and create lasting change.

MicroLoan Foundation has a limited number of charity places available for the 2027 London Marathon, and we're looking for incredible people to join Team MLF.

When you run for MicroLoan Foundation, you'll be helping women in sub-Saharan Africa access the financial tools, training and support they need to lift themselves and their families out of poverty.

✅ Guaranteed charity place
✅ Dedicated fundraising support
✅ Team MLF running vest
✅ The chance to create real impact with every step

Places are limited and will be allocated on a first-come, first-served basis, so don't wait too long to register your interest.

Apply today and help transform lives, one step at a time, send your application to [email protected]

Last week, our Director of Fundraising, Malin Rosenkvist, attended London Climate Action Week where she participated in ...
02/07/2026

Last week, our Director of Fundraising, Malin Rosenkvist, attended London Climate Action Week where she participated in a session exploring the critical link between gender, climate finance and the funding gap.

One question stood out: Is perceived risk preventing climate finance from reaching women?

Despite growing evidence that investing in women delivers strong social and economic returns, only a small proportion of climate finance reaches gender-responsive initiatives.

For organisations like MicroLoan Foundation, this conversation is especially relevant. Across southern Africa, we see first-hand how climate change disproportionately affects women living in poverty. Yet when women have access to finance, business training and ongoing support, they are better equipped to adapt, diversify their incomes and build resilience for their families and communities.
Another important theme was the need to bridge the gap between grassroots organisations and funders by building a shared language around investment, impact and long-term change. Stronger partnerships and greater understanding will be essential if we're to unlock funding at the scale needed.

As well as being an environmental challenge, climate change exposes and amplifies existing inequalities. Investing in women is one of the most effective ways to strengthen resilience and create lasting change.

Image description: A photo of MicroLoan Foundation’s Director of Fundraising Malin Rosenkvist (second from right), alongside her co-hosts Jessica Pavlos from the Margaret Pyke Trust, Andrea Lenis from ActionAid, and Ana Steiner from The Social Change Nest, at TheSidebar during London Climate Action Week

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1-2 Paris Garden
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SE18ND

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Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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