24/08/2026
“Credible Before Visible…”
What if the challenge isn’t whether women-led businesses are ready for finance, but whether finance is ready to recognise them?
Sunarti (pictured) built a thriving chilli business in rural Indonesia, with growing demand, local workers and established customers. Yet, like many women entrepreneurs in emerging markets, the evidence of her business’s credibility may not fit conventional lending models.
Kim Gyi, Good Return Board Member, explores why being credible, lendable and financially included are three different things - and why responsible finance must look beyond paperwork to cash flows, customer demand, local knowledge and real business performance.
Read the full story here - https://goodreturn.org.au/blog/kim-gyi-thoughtpiece-7cd7y.