06/17/2026
Since 2018, payment technology has quickly evolved. As of 2025, roughly 95% of card-present transactions in the U.S. use EMV chip technology, up from around 88% in 2023.
Today's options for electronic payment include magnetic stripe swipe, contactless cards (tap), EMV chip, and mobile wallet.
What's the riskiest? The most secure?
Find out in our newest blog ๐ https://umsafoundation.org/dip-swipe-tap-or-phone/