Housing Frederick

06/04/2026

It was full house for the The Women's Giving Circle Annual Grant Awards Celebration. So good to see our peers and colleagues making a difference in the lives of women here. Two of our financial education partners/clients won: Literacy Council of Frederick County and Empowered to Live, Inc.
Thank you to the grants committee and members who selected the recipients.

06/03/2026

Drove past the construction site for The Madison Apartments. It will be a more affordable complex that offers an in home office in each residence. Congratulations to all the partners who are involved.

06/02/2026

Calling landlords: you might consider joining in the conversation!

As part of the Frederick Housing Solutions Task Force, we know that some of the best solutions come from listening to the people doing the work every day.

If you own 1–5 rental units in Frederick County, we invite you to join us on June 10 from 6:00–7:30 PM at the FCAR Offices (490 Monocacy Blvd.) for a small landlord roundtable discussion.

This conversation is designed to hear directly from local landlords about rental practices, tenant screening, market challenges, and opportunities to improve housing solutions throughout our community. There’s no sales pitch and no obligation - just an opportunity to share your experiences and help shape future housing efforts in Frederick County.

We’ll also provide pizza and soft drinks as a thank-you for your time.

Your perspective matters, and we hope you’ll pull up a chair and join the conversation.

https://www.frederickhousingsolutions.org/landlord-outreach/june-10/

06/01/2026

Please share with young people ages 16 to 24. Great opportunity to learn about a career in the trades! We are excited to spend some time with these students providing a financial workshop to help them learn more about budget management.

Project GUIDE is a paid pre-apprenticeship workforce training program that prepares youth and young adults ages 16–24 for careers in the construction and skilled trades industry. Participants gain hands-on training, industry-recognized certifications, and career readiness support to help transitio...

06/01/2026

Do you have plans to buy a home and still have student loans? Check out this program that will help you buy a home and pay off your debt!

Maryland Department of Housing and Community Secretary Jake Day today announced that the Department has expanded the state’s landmark Maryland SmartBuy initiative, the Maryland Mortgage Program’s loan product for first-time homebuyers to purchase a home and pay off student debt. To help manage purchase costs, eligible homebuyers can now receive up to $25,000 in student loan payoff assistance – a 25% increase from the current $20,000 limit.

Maryland SmartBuy 3.0 enables qualified borrowers with student debt to purchase an eligible home in Maryland using conventional financing through the award-winning Maryland Mortgage Program. The Maryland SmartBuy program was created to make home purchasing more affordable for first-time homebuyers by eliminating eligible student loan payments.

When paired with downpayment assistance, the increase of student loan payoff assistance brings the average total aid to $40,000 for homebuyers earning below 50% of the Area Median Income, and slightly over $30,000 for all other Maryland Mortgage Program applicants. Eligible borrowers must meet all Maryland Mortgage Program underwriting requirements and must have a minimum remaining student loan balance of $1,000, with a maximum eligible payoff amount equal to 15% of the home purchase price or $25,000, whichever is lower.

The announcement of the program expansion marks the start of National Homeownership Month in June, which celebrates the impact of homeownership on families, neighborhoods and communities. Learn more about this expansion and MMP here: https://bit.ly/4okHL8t

05/29/2026

Housing Frederick is proud to share a new partnership with the Literacy Council of Frederick County! We look forward to the impact this collaboration will have as we help more Frederick residents acheive their goals to create a brighter future.

05/28/2026

We have a new contract to teach financial education at Frederick County Workforce Services. Their clients are able to take 3 courses: Budget 101,Credit 101 and Smart Spending. You must be signed up through Workforce Services to take the classes which are offered several times per month through August.

05/16/2026

Excited for our colleagues at Advocates for Homeless Families, Frederick, MD! Keep on doing great work! Our community needs you.

05/12/2026

PLEASE NOTE: Housing Frederick is closed through May 26th while our CEO takes a well-deserved vacation. We will have some exciting news to share in June, so stay tuned!