CDF Capital

CDF Capital We help churches grow by connecting them with Kingdom-minded investors. CDF Capital is a proven partner in church financing. Since 1953.

This is not an offer to sell our securities, and we are not soliciting you to buy our securities. We will offer and sell our securities only in the states where authorized. The offering of our securities is made solely by our Offering Circular. The Certificates are unsecured debt securities subject to the terms, conditions, and risks described in our Offering Circular, including the risk of possib

le loss of the amount invested. Payment is dependent on CDF Capital's financial condition at the time payment is due. CDF Capital securities are not FDIC or SIPC insured, nor are they bank deposits. The CHURCH DEVELOPMENT FUND, CDF CAPITAL, CDF CAPITAL and DESIGN, and DESIGN ONLY trademarks and/or other identifiers referenced herein are trademarks of Church Development Fund, Inc., and may be registered in certain jurisdictions.

06/15/2026

"The righteous shall flourish like the palm tree." – Psalm 92:12

In April, the CDF Capital board of directors met in Southern California and joined our team for our monthly chapel service. Our Chairman of the board, Ken Thompson, shared a devotional that has stayed with us since.

Ken told the story of arriving in Grand Cayman after a devastating hurricane. Buildings were demolished. But the palm trees were still standing, bent by the storm but not broken.

That image became a word for everyone in the room: we may bend. But we do not break.

Ken has been married for forty years to his wife, Pat. They have four kids, five grandchildren, and five great-grandchildren. Wherever life took them, they always connected with the local church. We at CDF are grateful for directors like Ken who provide financial, strategic, and spiritual guidance to our ministry.

What has kept you standing through a difficult season? We would love to hear from you in the comments.

Leadership teams in the local church carry an enormous weight of responsibility. But many leaders in non-denominational ...
06/12/2026

Leadership teams in the local church carry an enormous weight of responsibility. But many leaders in non-denominational churches have never had a structured conversation about what the church is, how it should be led, and what God's design for it actually looks like.

Church Matters is a free nine-lesson course designed to spark exactly that conversation among staff and elders.

Using Scripture as the foundation, the course covers the beliefs, logistics, and leadership obligations that every church leadership team should understand, including the forces that strengthen a congregation and the ones that fracture it.

It is completely free and available now.

Enroll today: https://cdfcapital.teachable.com/p/church-matters

Convenience and vulnerability have never lived closer together than they do on your smartphone.In minutes, you can check...
06/11/2026

Convenience and vulnerability have never lived closer together than they do on your smartphone.

In minutes, you can check your bank balance, transfer funds, or review your investment account from anywhere. That kind of access changes things, including the risks.

At CDF Capital, we believe wise digital stewardship is part of protecting what God has entrusted to you. The tools change, but the principle doesn't.

Use only official apps. If you didn't search for it yourself, don't trust it. A link sent via text or in an email is never the safest way to access your financial account. Always download financial apps directly from the Apple App Store or Google Play Store.

Secure your device. If your phone is ever lost, stolen, or left unattended, a strong passcode, Face ID, or fingerprint login adds a first layer of protection. It's also wise to enable auto-lock so your phone doesn't stay unlocked longer than necessary.

Keep your software updated. Updates often fix known security vulnerabilities. An outdated app is like an unlocked window into your phone.

Monitor your accounts. Most banking and investment apps allow you to set up automatic notifications when there's activity in your account. These alerts won't prevent fraud, but they can help you catch suspicious activity sooner.

If you ever have questions about the security of your CDF Capital account, reach out to us directly.

Read the full CyberSmart article: https://www.cdfcapital.org/how-to-safely-use-your-smartphone-for-banking-and-investing/

Stay alert. Stay wise. Stay CyberSmart.

"Unless the Lord builds the house, the builders labor in vain." – Psalm 127:1Somewhere this summer, a pastor is standing...
06/08/2026

"Unless the Lord builds the house, the builders labor in vain." – Psalm 127:1

Somewhere this summer, a pastor is standing in a brand new space.

The construction crews are gone. The chairs are set. Volunteers are hanging decorations for Vacation Bible School. Kids are about to fill hallways that didn't exist last summer.

And in a few days, families will walk through those doors for the very first time.

We pray for that moment. We pray for the VBS week that draws kids from the whole community. We pray for the summer camps, the community events, and the Sunday mornings that will happen in spaces that were only a vision not long ago. And we are grateful to play even a small part in making it possible.

Since 1953, we've served hundreds of churches and thousands of investors who want to grow God's Kingdom with wisdom and care. This is why.

In seven years, Community Christian Church's congregation has more than doubled. Over 600 people have been baptized.But ...
06/02/2026

In seven years, Community Christian Church's congregation has more than doubled. Over 600 people have been baptized.

But what their pastor is most excited about is something the numbers don't fully capture.

"We've helped a lot of people who had just basically given up on church find a way back to God and his family."

Community Christian Church used a church loan from CDF Capital to build a space for weekend worship. When Kingdom-minded investors place their resources with CDF Capital, they're helping to fund second chances, restored faith, and communities that reach people others have stopped trying to reach.

Did you know your investment could help grow a church? DM us to learn more.

Community Christian Church used a church loan from CDF Capital to b...

Are you heading to the Southern Baptist Convention in Orlando?Tommy Heaton from our team will be attending Southern Bapt...
06/01/2026

Are you heading to the Southern Baptist Convention in Orlando?

Tommy Heaton from our team will be attending Southern Baptist Conference of Associational Leaders on June 7 and 8, gathering exists to equip, encourage, and inspire the leaders who serve and connect churches across North America.

This year's theme is "Faithful to Multiply." For the associations represented there, multiplication means more churches reaching more people. For CDF Capital, it means being the financial partner helping those churches grow.

If you or someone you know will be in Orlando, we would love to connect. Send us a DM.

After the sprint from Christmas to Easter to Mother’s Day, the summer months can bring moments of slower rhythms in mini...
05/29/2026

After the sprint from Christmas to Easter to Mother’s Day, the summer months can bring moments of slower rhythms in ministry. So now is a good time to pause and ask an honest question: has the pace of the past six months taken a toll on your family, too?

Even family members who aren't on staff can carry the weight of ministry life. Here are four ways it can happen without you realizing it.

1. The need to be perfect. Your family can pick up the unspoken expectation that they need to appear flawless, your spouse most of all. Have regular, open conversations to help them reject that unnecessary burden.

2. Your constant absence. The expectations placed on clergy can be rough and might keep pastors away from home day and night. If that's become the case, sit down with your loved ones to create a family schedule that's sacred, and prioritize that time.

3. Being forced into ministry positions. You are on the church's payroll, not your family. Be an advocate for them when other staff or church members voice the assumption that your spouse or children can or should take on church responsibilities simply because of their relationship to you.

4. Carrying your ministry burden. Many pastors don't have a lot of close friends to talk to about their frustrations, and those feelings get brought home. Be mindful of how you talk about people in the congregation around your family, especially your children.

It's an honor to be called to vocational ministry. As a pastor, you're shepherding a flock that, on some level, includes your family. Aim to protect their hearts, too.

Read more: https://www.cdfcapital.org/four-ways-your-ministry-might-be-burning-out-your-family/

What does church financing look like when it goes beyond the loan?Holt Christian Church in Lansing, Michigan, spent six ...
05/29/2026

What does church financing look like when it goes beyond the loan?

Holt Christian Church in Lansing, Michigan, spent six years in a season of stagnancy, healing, rebuilding, and rediscovering who they were called to be. When they finally asked the hard question about their future, CDF Capital helped them secure a church loan.
But it didn't stop there.

As partners, CDF Capital came alongside the team, walked through the building, and helped them see what was possible within the footprint they already had. The process took the church through a physical and philosophical renovation — evaluating the way the church operated, the rooms they were attached to, and the vision for what ministry could look like.

It's challenging to find a financial partner who shares your values. Our team understands ministry, not just finance. We will walk with you every step of the way.

Is your church in a season of transition and wondering what's next? DM us. We'd love to hear where you are and talk about what's possible.

What does church financing look like when it goes beyond the loan? ...

Will someone be in heaven because of you?That's the simple slogan of Creekside Christian Fellowship in Needville, Texas....
05/27/2026

Will someone be in heaven because of you?

That's the simple slogan of Creekside Christian Fellowship in Needville, Texas. And in five and a half years, with church financing from CDF Capital, they've been living it out.
15 acres of land purchased. Two buildings built. 113 people baptized into Christ.

That's 113 people whose lives were changed forever.

Church building loans make it possible for congregations like Creekside to stop meeting in borrowed spaces and start building something permanent. And Kingdom-minded investors make those loans possible.

Since 1953, we've served hundreds of churches and thousands of investors who want to grow God's Kingdom with wisdom and care. This is what that looks like.

Creekside Christian Fellowship in Needville, Texas, has a simple sl...

In 1970, First Christian Church in Newbury Park needed a financial partner willing to see beyond a $40,000 property purc...
05/26/2026

In 1970, First Christian Church in Newbury Park needed a financial partner willing to see beyond a $40,000 property purchase to the Kingdom work it would support. CDF Capital said yes.

And we’ve kept saying yes.

When the first building was needed in 1973, CDF Capital was there. When growth demanded a new auditorium in 1995, CDF Capital financed it. When the Family Life Center was built in 2004, CDF Capital was there again.

In 2025, First Christian Church celebrated their 60th anniversary and paid off their CDF Capital mortgage. Then they redirected that former payment into a vision fund to help staff afford housing, plant churches in Southern California, and launch a ministry residency program.

"Paying off our mortgage isn't a finish line—it's a launching pad. After 60 years of faithful ministry and with our mortgage now behind us, I am more convinced than ever—we are just getting started." –Pastor Ken LaMont

Since 1953, we've served hundreds of churches and thousands of investors who want to grow God's Kingdom with wisdom and care. This is what that looks like.

Is your church ready to take its next faithful step? DM us. We'd love to hear your story.

Address

17701 Cowan Suite 100
Irvine, CA
92614

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+18885407112

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