08/12/2026
For decades, conversations about economic mobility have centered on income. We have measured success by whether families earn more, whether wages increase, or whether someone crosses an arbitrary income threshold. Those measures matter, but they have never told the whole story.
The Aspen Institute's Financial Security Program recently published Essential Wealth: A New Benchmark for Financial Security, introducing a framework that asks a different question. Rather than measuring whether families have enough income to get by, the report focuses on whether they have accumulated the wealth necessary to withstand setbacks, pursue opportunities, and plan confidently for the future. The report finds that only 26 percent of U.S. households have reached what it defines as "essential wealth," while three out of four households have not.
Read more of "Beyond Income: The EcoMOMics® of Essential Wealth" by WANDA Executive Director Danika Dellor ➡️ https://bit.ly/4yQGAlM