SMC Teach

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Western Jamaica’s students need us now more than ever.Hurricane Melissa created major learning gaps across Maths, Englis...
22/11/2025

Western Jamaica’s students need us now more than ever.

Hurricane Melissa created major learning gaps across Maths, English and Science — and SMC Teach is stepping in to help rebuild academic stability for our young people.

We’re calling on teachers across Jamaica and the diaspora to join this initiative and volunteer a few hours of online support.

Your expertise can directly impact students who’ve lost access to classrooms and structure in the aftermath of the hurricane.

If you’re willing to assist, please reach out to [email protected].

Together, we can restore learning, empower communities and help our students rise stronger.

TeachersOfJamaica VolunteerTeachers SMCGroupGlobal

💡 Remember the 50/30/20 rule from Investeen? Let’s break it down again!✅ 50% Needs – These are the must-haves: school fe...
01/09/2025

💡 Remember the 50/30/20 rule from Investeen? Let’s break it down again!

✅ 50% Needs – These are the must-haves: school fees, books, transport, food. Covering your basics keeps you secure.

🎉 30% Wants – The fun side! Games, outings, streaming, hobbies. Enjoy yourself, but don’t overspend.

💰 20% Savings & Investments – The real game-changer. Put money aside for emergencies, your goals, or even to grow through small investments.

This rule makes budgeting simple, whether you’re managing allowance, part-time job income, or your first paycheck.

The secret? Start early, stay consistent, and your money will always work for you. 🚀

👉 How would you split your $100 using 50/30/20? Drop your plan in the comments!

⏳ 1 Day to Go! 🚀Tomorrow is Investeen — and we’re closing out our formula sneak peeks with Present Value of a Lump Sum 📊...
11/08/2025

⏳ 1 Day to Go! 🚀
Tomorrow is Investeen — and we’re closing out our formula sneak peeks with Present Value of a Lump Sum 📊
Formula: PV = FV / (1 + i)ⁿ

This formula shows you how much a future sum of money is worth right now, taking into account interest rates and the number of periods until you receive it. It’s a key tool for understanding the time value of money, helping you decide whether an investment today will really pay off tomorrow.

📌 Reminder: If you plan to open your VM account on site, bring the required documents so you’re ready to go. Don’t miss your chance to start investing immediately!

Parents/Guardians must provide:

ID & Proof of Address
Last payslip or 6mo of bank statements
Child’s ID and Birth Certificate
TRN for Parent and Child

Get ready — the countdown ends tomorrow, and the learning begins! 💡🔥

📊 2 Days to Go — What’s a Stock Really Worth?The Stock Price Formula helps you figure out how much a share should be wor...
10/08/2025

📊 2 Days to Go — What’s a Stock Really Worth?

The Stock Price Formula helps you figure out how much a share should be worth based on its dividends and expected growth 📈

Formula:
Stock Price = Dividends ÷ (Required Return – Growth Rate)

It’s a simple way to see if a stock is overpriced, underpriced, or just right, before you buy.

At Investeen 2025, we’ll break this down so you can invest with confidence, not guesswork.

🗓️ August 11–15 | 🕘 9AM–3PM | 📍 UWI Mona
🎓 Teens aged 14–18 | 💰 FREE

Start investing with $10,000 JMD from VM Wealth
⏳ Only 2 days until your journey to becoming a smart investor begins!
✨ Powered by VM Foundation, Island Grill, Wisynco & Carbyne Capital

📊 2 Days to Go — What’s a Stock Really Worth?The Stock Price Formula helps you figure out how much a share should be wor...
09/08/2025

📊 2 Days to Go — What’s a Stock Really Worth?

The Stock Price Formula helps you figure out how much a share should be worth based on its dividends and expected growth 📈

Formula:
Stock Price = Dividends ÷ (Required Return – Growth Rate)

It’s a simple way to see if a stock is overpriced, underpriced, or just right — before you buy.

At Investeen 2025, we’ll break this down so you can invest with confidence, not guesswork.

🗓️ August 11–15 | 🕘 9AM–3PM | 📍 UWI Mona
🎓 Teens aged 14–18 | 💰 FREE

Start investing with $10,000 JMD from VM Wealth
⏳ Only 2 days until your journey to becoming a smart investor begins!
✨ Powered by VM Foundation, Island Grill, Wisynco & Carbyne Capital

💰 3 Days to Go — Where’s the Money Going?The Payout Ratio tells you what portion of a company’s profits is paid out to s...
08/08/2025

💰 3 Days to Go — Where’s the Money Going?
The Payout Ratio tells you what portion of a company’s profits is paid out to shareholders as dividends 💵

Formula:
Payout Ratio = Total Dividends / Net Income

A high payout ratio? 📤 The company is giving more profits back to investors.
A low payout ratio? 📈 They’re reinvesting more into the business to grow.

Knowing this helps you decide if you want steady cash flow now or growth for later.

🧠 Learn how to read between the numbers at Investeen 2025.

🗓️ August 11–15 | 🕘 9AM–3PM | 📍 UWI Mona
🎓 Teens aged 14–18 | 💰 FREE

Start investing with $10,000 JMD from VM Wealth
⏳ Just 3 days left until we start your money mastery journey!
✨ Powered by VM Foundation, Island Grill, Wisynco & Carbyne Capital

📈 4 Days to Go — Let’s Talk Growth!One of the most powerful tools in an investor’s toolkit? Compound Annual Growth Rate ...
07/08/2025

📈 4 Days to Go — Let’s Talk Growth!

One of the most powerful tools in an investor’s toolkit? Compound Annual Growth Rate (CAGR) — the formula that shows you how much something grows each year over time 📊

This gives you a consistent rate of return — whether you’re tracking investments, business growth, or even your own savings goals.

🧠 Want to make your money work smarter? You’ll learn this and so much more at Investeen.

🗓️ August 11–15 | 🕘 9AM–3PM | 📍 UWI Mona
🎓 Teens aged 14–18 | 💰 FREE

Start investing with $10,000 JMD from VM Wealth
⏳ We’re almost there!

📲 Follow for more prep tips

✨ Brought to you by VM Foundation, Island Grill, Wisynco & Carbyne Capital

📈 4 Days to Go — Let’s Talk Growth!One of the most powerful tools in an investor’s toolkit? Compound Annual Growth Rate ...
07/08/2025

📈 4 Days to Go — Let’s Talk Growth!

One of the most powerful tools in an investor’s toolkit? Compound Annual Growth Rate (CAGR) — the formula that shows you how much something grows each year over time 📊

This gives you a consistent rate of return — whether you’re tracking investments, business growth, or even your own savings goals.

🧠 Want to make your money work smarter? You’ll learn this and so much more at Investeen.

🗓️ August 11–15 | 🕘 9AM–3PM | 📍 UWI Mona
🎓 Teens aged 13–18 | 💰 FREE

Start investing with $10,000 JMD from VM Wealth
⏳ We’re almost there!

📲 Follow for more prep tips
✨ Brought to you by VM Foundation, Island Grill, Wisynco & Carbyne Capital

📊 5 Days to Go — Let’s Break Down Intrinsic Value!How do investors know what a stock is really worth? They use the Intri...
07/08/2025

📊 5 Days to Go — Let’s Break Down Intrinsic Value!

How do investors know what a stock is really worth?

They use the Intrinsic Value formula — a key concept you’ll learn at Investeen 2025. 💼📈

👉 This helps you figure out if a stock is undervalued or overvalued — so you can invest wisely.

✔️ Learn how to evaluate stocks like a pro
✔️ Open your own investment account with VM Wealth
✔️ Get $10,000 JMD to start investing

📅 August 11–15 | 📍 UWI Mona | 🕘 9AM–3PM daily
🎓 Ages 14–18 | 💸 Free financial literacy training

✅ Registered? Get ready — see you August 11!
📲 Follow for prep tips and updates

✨ Powered by VM Foundation, Carbyne Capital, Island Grill & Wisynco

📊 6 Days to Go — Let’s Talk Current Yield!Another money move you’ll learn at Investeen 2025:How to calculate the current...
05/08/2025

📊 6 Days to Go — Let’s Talk Current Yield!

Another money move you’ll learn at Investeen 2025:
How to calculate the current yield of a bond — a quick way to see how much income you’re earning from your investment right now. 💼💰

💡 Formula:
Current Yield = (Annual Coupon Payment / Market Price) x 100
This tells you the percentage return you’re getting based on what you paid for the bond today — not its original price.

Example: A bond pays $500 a year and costs $10,000 →
(500 / 10,000) x 100 = 5% yield 💸

✔️ Learn real-world investing skills
✔️ Open your own investment account with VM Wealth
✔️ Get $10,000 JMD to start investing

📅 August 11–15 | 📍 UWI Mona | 🕘 9AM–3PM daily
🎓 Ages 13–18 | 💸 Free financial literacy training

✅ Registered? Get ready — see you August 11!

📲 Follow for prep tips and updates

✨ Powered by VM Foundation, Carbyne Capital, Island Grill & Wisynco

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University Of The West Indies, Mona
Kingston
6

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