Be the Reason

05/21/2026

A balance sheet is a financial snapshot that shows exactly what a business owns, what it owes, and what is left over for the owners at one specific moment in time.

05/15/2026

Running a business can be difficult, but starting one doesn't have to be. Keep it simple. You'll learn as you go.

05/06/2026

Compound interest is simply "interest on interest". Instead of only earning money on your original deposit, you also earn money on the interest that has already been added to your account.

05/01/2026

Teaching financial literacy to kids works best when lessons are age-appropriate and hands-on. The goal is to move from basic concepts like identifying coins to advanced skills like budgeting and investing.

04/27/2026

Averaging down is a strategy where you buy more of an asset (like a stock) after its price has fallen below your original purchase price.

The goal is to lower your average cost per share, which means you don't need the price to climb as high as it was before to break even or start making a profit.

04/21/2026

04/16/2026

Think of an expense ratio as a "management fee" for your investment.If you own an ETF, you aren't managing the stocks or bonds yourself—the fund company is doing it for you. In exchange for that work, they take a tiny cut of your money every year.

04/13/2026

In trading and investing, volume refers to the total number of shares, contracts, or units of an asset that change hands between buyers and sellers within a specific period.

If 100 shares of a stock are bought and sold 10 times in a single day, the daily volume for that stock is 1,000.

04/07/2026

Bollinger Bands

The Squeeze: When the top and bottom lines get very close together, it means the market is quiet. This usually happens right before a big explosion in price (either up or down).

The Expansion: When the lines move far apart, it means things are getting wild and volatile.

The Golden Rule: Think of the price like a rubber band. If it stretches too far toward the top or bottom lines, it usually wants to snap back to the middle.

04/01/2026

Before diving into spreadsheets, determine if the business itself is worth owning 💲📉📊📈

03/26/2026

Moving averages are a tool that "smooths out" the zig-zags of price movement to show the overall trend over a specific time. It is called "moving" because it is constantly updated as new data becomes available.