TCAC Housing Programs

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TCAC Housing Programs Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from TCAC Housing Programs, Housing assistance service, 740 E Main Street, Morristown, TN.

Our purpose is to sponsor, create, and develop affordable housing resources and opportunities for low-to-moderate income households within east and middle Tennessee

A home should be safe, healthy, and comfortable. Through available HOME rehabilitation funding, TCAC may be able to help...
10/14/2026

A home should be safe, healthy, and comfortable. Through available HOME rehabilitation funding, TCAC may be able to help eligible homeowners address serious repair needs such as roofing, electrical, plumbing, heating and cooling, accessibility, and other health or safety concerns. Funding and eligibility vary by location and grant. Contact us to ask whether a rehabilitation program is currently available in your county.

10/13/2026
I grew up in a broken home where abuse, instability, and foster care were part of my childhood for as long as I can reme...
09/16/2026

I grew up in a broken home where abuse, instability, and foster care were part of my childhood for as long as I can remember. I never truly had parents until middle school, and I was adopted shortly before my seventeenth birthday. Even then, I was still trying to understand what safety, love, and stability really looked like.

As a young adult, I made poor choices while searching for belonging and security. I bounced between friends’ homes and family members until I met the father of my oldest daughter. I met him at eighteen and became a mother at twenty. What I hoped would become a family quickly turned into another painful chapter. He struggled with pill addiction and became abusive.

Right before my daughter turned two, I found the strength to leave. For months, we lived in domestic violence shelters, carrying everything we owned from place to place while I tried to figure out how to survive and protect my child.

Life did not suddenly become easier after that. There were more hard choices, more uncertainty, and many nights wondering where we would end up next.

At twenty-four, I became pregnant with my youngest daughter. After her father and I separated, we had nowhere to go. Family was not an option, and we were stranded in a different county without support or stability. That was when I found Family Promise, a homeless program for families. My oldest daughter was four years old, and my youngest was only six or seven months old.

We entered the program with very little, but for the first time in a long time, I also entered with hope.

We completed the program and moved into an apartment. When our lease ended, the director of Family Promise offered us a place in one of their transitional homes alongside another family. I accepted because at the time, my job barely covered childcare expenses. Living there gave me something I had rarely experienced before: the chance to breathe, regroup, and save money for a better future.

Eventually, I found a better-paying job and stayed in that area for about three years. Still, my heart missed Morristown and the family connections I still had there. We moved back and stayed with a family member for eight months while I worked and waited for an apartment to become available.

Right before my youngest daughter started Pre-K, we moved into the apartment that became our home for the next ten years.

During that decade, I worked multiple jobs to keep us afloat. I paid the bills without reliable child support and raised my girls mostly on my own, with very little help. There were many days I felt exhausted, discouraged, and unsure how I would make everything work—but somehow, we always made it through.

Then one day at work, I saw an opening for a case manager position at MATS. I almost did not apply because I felt like I had no chance. But I knew I wanted more for my daughters and for myself than simply surviving paycheck to paycheck while relying on food stamps. I also wanted to show others that with hard work, determination, and support, it is possible to rebuild your life.

By the grace of God, I got the job.

I started on third shift as a case manager, then moved to day shift, and eventually became the executive assistant. Going from homeless to helping others who were facing homelessness felt like something I never could have imagined for myself.

For years, I believed getting our apartment was the biggest blessing of my life—but God had even bigger plans.

My boss and her former assistant told me about the TCAC home-building program and encouraged me to apply. I did, and I was accepted. For the last two years, I have worked, saved, prayed, and hoped for the day my girls and I could leave our cramped two-bedroom apartment and finally have a home of our own.

Now that dream has become reality.

After everything we have survived—abuse, homelessness, instability, fear, and struggle—we finally have our dream home. I am overwhelmed with gratitude, joy, and thankfulness for God’s mercy and faithfulness.

My story is proof that where you begin does not have to determine where you end. What once felt impossible has become the life my daughters and I now get to live.

  Housing Development Agency
09/09/2026

Housing Development Agency

  Housing Development Agency
09/07/2026

Housing Development Agency


A new home takes shape one milestone at a time—from permits and footers to framing, inspections, and the final walk-thro...
09/02/2026

A new home takes shape one milestone at a time—from permits and footers to framing, inspections, and the final walk-through. We are proud to work alongside homeowners, contractors, inspectors, and funding partners to move affordable homeownership projects forward across our communities. Follow TCAC for more construction updates
Housing Development Agency

Address

740 E Main Street
Morristown, TN
37814

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14235867636

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