The purpose of the Homebuyer Education Certification is to educate prospective homebuyers in the principals of homeownership. Buying a house represents one of the greatest financial commitments a family can make. At the same time owning a home comes with a sense of accomplishment and pride. While we can expect to experience mixed emotions and high stress at time, this class has been developed to educate those who have no experience in the home buying process. In taking this class, attendees will have the opportunity to learn about the following topics during a very interactive class session: renting vs. owning, steps in the home buying process, understand the role of real estate and mortgage professionals, determine affordability, create a budget, understand credit, affordable mortgage products, find the right home, maintain a home and take care of finances. At the completion of this class, attendees will be able to determine their position in the home buying process and the steps they would need to take individually to attain the goal of smooth process with the help of their purchasing team. This class is the first step that takes prospective homebuyers closer to the “American Dream”.