Christian Lane

Christian Lane From "border guard" → Mortgage Broker | Host, The Team Ten Eight Podcast | Ambassador, The True Patriot Love Foundation.🍁

A client sent this to me recently as an illustration of the “many hats” I wore while I helped them and their family with...
09/03/2026

A client sent this to me recently as an illustration of the “many hats” I wore while I helped them and their family with a tricky mortgage.

While I may not have actually painted or helped them move, there’s a vulnerability that my clients trust me with and it’s a real privilege to be of service to them through what can, at times, be an anxious process.

DM me if you’re looking for someone you can trust to be there for you every step of the way.

08/24/2026
08/24/2026

Sometimes the biggest red flag is the story that looks just a little too clean.

08/22/2026

Energy flows where your attention goes.

I may have moved but that doesn’t mean I moved on. The mission continues.My sincere thanks to Captain Amit Gaur for the ...
08/06/2026

I may have moved but that doesn’t mean I moved on.

The mission continues.

My sincere thanks to Captain Amit Gaur for the invitation. 🙏🏻

Today, the Bank of Canada announced that it is holding its key interest rate at 2.25%, marking the sixth consecutive rat...
07/15/2026

Today, the Bank of Canada announced that it is holding its key interest rate at 2.25%, marking the sixth consecutive rate hold.

While this decision was widely expected, many homeowners are wondering what it means and why the Bank chose to leave rates unchanged.

The Bank's job is to keep inflation under control while supporting a healthy economy. Although inflation increased to 3.2% in May, much of that rise was driven by higher gasoline prices. Canada's economy is beginning to improve, but growth remains modest. Ongoing global conflicts and trade issues continue to create uncertainty about what comes next.

With these mixed economic signals, the Bank has chosen to take a wait-and-see approach. It will keep interest rates unchanged while continuing to monitor inflation and the broader economy.

If you have a variable-rate mortgage or home equity line of credit (HELOC), your interest rate will remain unchanged for now.

If you're considering a fixed-rate mortgage, it's important to remember that fixed rates are influenced by the bond market rather than the Bank of Canada's overnight rate. That means fixed mortgage rates can still move up or down, even when the Bank holds its policy rate.

Even when interest rates don't change, your financial situation and mortgage options may have. No matter where you are in your homeownership journey, it's always a good idea to review your mortgage. Whether you're renewing, buying a home, refinancing, or simply checking that your mortgage still meets your needs, I'm here to help you explore your options.

The Bank of Canada is scheduled to make its next interest rate announcement in September, and I'll continue to keep you informed as the market evolves.

If you have any questions about today's announcement or would like to discuss your mortgage strategy, don't hesitate to reach out. I'm always happy to help.

DM or call me at (778)877-1552.

- Christian

07/01/2026

Thank you for your service.

06/30/2026

Growth has a way of changing what you will and won’t accept.

The boundaries I set aren’t designed to punish. They’re there because protecting my peace and my values is non-negotiable.

Not everyone celebrates those boundaries. Some see them as rejection because the version of me they were used to, the one that overextended, stayed silent, or sacrificed too much, is no longer available.

Growth means that gratitude for the past and distance in the present can comfortably coexist.

It also means that the people meant to remain in my life are the ones who respect my boundaries because they respect me.

Growth often changes your circle before it changes your destination.

06/24/2026

I called Campbell River home at one point in my life but, like so many things when we’re young, its unique treasures eluded me and I’m so glad I had the opportunity to come back and visit.

There was something moving about this vessel, how lovingly restored she was, and the stories she holds.

Address

Parksville, BC

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