LRAP Minnesota

10/01/2026

Applications for loan repayment assistance are open until November 1, 2026!

And in case you missed it, applications for board membership are open until December 1, 2026!

Please go to our website when you're ready to apply. (www.lrapmn.org)

09/30/2026

Legal aid attorneys provide essential civil legal services to low-income Minnesotans. LRAP Minnesota helps them stay in that work by easing the burden of student loans.

We’re looking for attorneys to join our Board of Directors and help build the relationships and resources that support this mission. Board service includes about one to two hours of scheduled meetings each month, plus preparation and occasional fundraising or outreach. Three-year terms begin January 1.

Please share with colleagues or consider applying by December 1. Details are on our website: https://lrapmn.org/about/

Discover how LRAP Minnesota aids public interest attorneys with education debt, ensuring access to justice for low-income people.

09/29/2026

Thank you to everyone who joined us on Monday for 𝐅𝐢𝐯𝐞 𝐒𝐭𝐞𝐩𝐬 𝐟𝐨𝐫 𝐏𝐮𝐛𝐥𝐢𝐜 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐋𝐨𝐚𝐧 𝐅𝐨𝐫𝐠𝐢𝐯𝐞𝐧𝐞𝐬𝐬!

We were glad to spend the hour with Minnesota public interest attorneys and staff talking through the practical pieces of PSLF (right kind of payment, right kind of loan, right kind of job, repeat 120 times, and keeping documentation to prove you've met the criteria) as well as loan repayment assistance programs and the questions borrowers are navigating right now.

A special thank you to student loan expert Heather Jarvis for creating the framework, Legal Services State Support for handling logistics, and to Heather Vlieger, 𝐆𝐫𝐚𝐧𝐭𝐬 & 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐫 𝐚𝐭 Legal Aid - Mid-Minnesota Legal Aid, for co-presenting with our LRAP Minnesota Executive Director Dee Baskin. It takes a village to sustain the public interest ecosystem.

𝐒𝐭𝐚𝐲 𝐭𝐮𝐧𝐞𝐝--𝐰𝐞'𝐥𝐥 𝐛𝐞 𝐨𝐩𝐞𝐧𝐢𝐧𝐠 𝐚𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬 𝐟𝐨𝐫 𝐋𝐑𝐀𝐏 𝐌𝐢𝐧𝐧𝐞𝐬𝐨𝐭𝐚 𝐛𝐨𝐚𝐫𝐝 𝐦𝐞𝐦𝐛𝐞𝐫𝐬 𝐀𝐍𝐃 𝐟𝐨𝐫 𝐥𝐨𝐚𝐧 𝐫𝐞𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐚𝐬𝐬𝐢𝐬𝐭𝐚𝐧𝐜𝐞 𝐯𝐞𝐫𝐲 𝐬𝐨𝐨𝐧!

Thank you again to everyone who attended, asked questions, shared the webinar with colleagues, and continues to support Minnesota’s legal community.

Send a message to learn more

09/28/2026

𝐓𝐨𝐝𝐚𝐲 𝐚𝐭 𝐧𝐨𝐨𝐧: 𝐅𝐢𝐯𝐞 𝐒𝐭𝐞𝐩𝐬 𝐟𝐨𝐫 𝐏𝐮𝐛𝐥𝐢𝐜 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐋𝐨𝐚𝐧 𝐅𝐨𝐫𝐠𝐢𝐯𝐞𝐧𝐞𝐬𝐬

If you work in Minnesota civil legal aid and have federal student loans, join us for a practical PSLF checkup.

We'll cover:

✓ Making the right kind of payment.
✓ On the right kind of loan.
✓ While working in the right kind of job.
✓ Repeat 120 times.
✓ Prove it.
✓ And more!

With Dee Baskin of LRAP Minnesota and Heather Vlieger of Legal Aid - Mid-Minnesota Legal Aid.

𝐓𝐨𝐝𝐚𝐲--𝐌𝐨𝐧𝐝𝐚𝐲, 𝐒𝐞𝐩𝐭𝐞𝐦𝐛𝐞𝐫 𝟐𝟖
𝟏𝟐:𝟎𝟎–𝟏:𝟎𝟎 𝐩.𝐦. 𝐂𝐓
𝐅𝐫𝐞𝐞 | 𝟏 𝐂𝐋𝐄 𝐜𝐫𝐞𝐝𝐢𝐭 𝐭𝐨 𝐛𝐞 𝐚𝐩𝐩𝐥𝐢𝐞𝐝 𝐟𝐨𝐫

There's still time to register:
https://us06web.zoom.us/webinar/register/WN_jXwPnx7FTeKJz3IF3yqTpA #/

For attorneys and other staff working in civil legal aid, Public Service Loan Forgiveness (PSLF) remains one of the most important tools for managing student debt. This webinar will cover the Five Steps for Public Service Loan Forgiveness. We’ll discuss available income-driven repayment options no...

09/27/2026

𝐖𝐡𝐚𝐭'𝐬 𝐭𝐡𝐞 𝐏𝐒𝐋𝐅 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧 𝐲𝐨𝐮'𝐯𝐞 𝐛𝐞𝐞𝐧 𝐦𝐞𝐚𝐧𝐢𝐧𝐠 𝐭𝐨 𝐚𝐬𝐤?

Maybe it's:

“I'm coming out of SAVE. What now?”

“I have FFEL loans—what should I know?”

“What records should I keep?”

“Why is my loan balance growing?”

“What happens if I refinance?”

Or maybe you're trying to understand how PSLF and LRAP Minnesota's loan repayment assistance program work together.

Those are all issues we'll touch on tomorrow during 𝐅𝐢𝐯𝐞 𝐒𝐭𝐞𝐩𝐬 𝐟𝐨𝐫 𝐏𝐮𝐛𝐥𝐢𝐜 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐋𝐨𝐚𝐧 𝐅𝐨𝐫𝐠𝐢𝐯𝐞𝐧𝐞𝐬𝐬 with Dee Baskin of LRAP Minnesota and Heather Vlieger of Legal Aid - Mid-Minnesota Legal Aid.

Bring your question—we'll leave about 15 minutes for Q&A.

𝐌𝐨𝐧𝐝𝐚𝐲, 𝐒𝐞𝐩𝐭𝐞𝐦𝐛𝐞𝐫 𝟐𝟖
𝟏𝟐:𝟎𝟎–𝟏:𝟎𝟎 𝐩.𝐦. 𝐂𝐓
𝐅𝐫𝐞𝐞 | 𝟏 𝐂𝐋𝐄 𝐜𝐫𝐞𝐝𝐢𝐭 𝐭𝐨 𝐛𝐞 𝐚𝐩𝐩𝐥𝐢𝐞𝐝 𝐟𝐨𝐫

Register:
https://us06web.zoom.us/webinar/register/WN_jXwPnx7FTeKJz3IF3yqTpA #/

For attorneys and other staff working in civil legal aid, Public Service Loan Forgiveness (PSLF) remains one of the most important tools for managing student debt. This webinar will cover the Five Steps for Public Service Loan Forgiveness. We’ll discuss available income-driven repayment options no...

09/25/2026

𝐒𝐀𝐕𝐄 𝐛𝐨𝐫𝐫𝐨𝐰𝐞𝐫𝐬 𝐚𝐫𝐞 𝐜𝐡𝐨𝐨𝐬𝐢𝐧𝐠 𝐧𝐞𝐰 𝐫𝐞𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐩𝐥𝐚𝐧𝐬. 𝐂𝐨𝐮𝐫𝐭𝐬 𝐛𝐥𝐨𝐜𝐤𝐞𝐝 𝐧𝐞𝐰 𝐏𝐒𝐋𝐅 𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐫 𝐫𝐞𝐬𝐭𝐫𝐢𝐜𝐭𝐢𝐨𝐧𝐬. 𝐀𝐧𝐝 𝐛𝐨𝐫𝐫𝐨𝐰𝐞𝐫𝐬 𝐬𝐭𝐢𝐥𝐥 𝐡𝐚𝐯𝐞 𝐭𝐨 𝐤𝐞𝐞𝐩 𝐭𝐫𝐚𝐜𝐤 𝐨𝐟 𝐭𝐡𝐞 𝐟𝐮𝐧𝐝𝐚𝐦𝐞𝐧𝐭𝐚𝐥𝐬.

There is a lot happening around Public Service Loan Forgiveness in 2026.

Borrowers who were enrolled in SAVE are receiving notices giving them 𝟗𝟎 𝐝𝐚𝐲𝐬 𝐭𝐨 𝐜𝐡𝐨𝐨𝐬𝐞 𝐚𝐧𝐨𝐭𝐡𝐞𝐫 𝐫𝐞𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐩𝐥𝐚𝐧, with available income-driven options depending on their loan history.

And on June 30, two federal courts vacated new PSLF rules that would have allowed certain public-service employers to be disqualified under a “substantial illegal purpose” standard.

Those developments matter—but they're only part of staying on track.

Borrowers still need to think about the right repayment plan, the right loans, qualifying employment, 120 qualifying payments and how to prove it when needed.

We'll put those pieces together Monday during LRAP Minnesota's 𝐅𝐢𝐯𝐞 𝐒𝐭𝐞𝐩𝐬 𝐟𝐨𝐫 𝐏𝐮𝐛𝐥𝐢𝐜 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐋𝐨𝐚𝐧 𝐅𝐨𝐫𝐠𝐢𝐯𝐞𝐧𝐞𝐬𝐬 webinar designed for Minnesota civil legal aid attorneys and staff.

With Dee Baskin of LRAP Minnesota and Heather Vlieger of Legal Aid - Mid-Minnesota Legal Aid.

𝐌𝐨𝐧𝐝𝐚𝐲, 𝐒𝐞𝐩𝐭𝐞𝐦𝐛𝐞𝐫 𝟐𝟖
𝟏𝟐:𝟎𝟎–𝟏:𝟎𝟎 𝐩.𝐦. 𝐂𝐓
𝐅𝐫𝐞𝐞 𝐰𝐞𝐛𝐢𝐧𝐚𝐫 | 𝟏 𝐂𝐋𝐄 𝐜𝐫𝐞𝐝𝐢𝐭 𝐭𝐨 𝐛𝐞 𝐚𝐩𝐩𝐥𝐢𝐞𝐝 𝐟𝐨𝐫

Register:
https://us06web.zoom.us/webinar/register/WN_jXwPnx7FTeKJz3IF3yqTpA #/

For attorneys and other staff working in civil legal aid, Public Service Loan Forgiveness (PSLF) remains one of the most important tools for managing student debt. This webinar will cover the Five Steps for Public Service Loan Forgiveness. We’ll discuss available income-driven repayment options no...

09/24/2026

𝐅𝐢𝐯𝐞 𝐬𝐭𝐞𝐩𝐬. 𝟏𝟐𝟎 𝐪𝐮𝐚𝐥𝐢𝐟𝐲𝐢𝐧𝐠 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬. 𝐀𝐧𝐝 𝐚 𝐥𝐨𝐭 𝐨𝐟 𝐝𝐞𝐭𝐚𝐢𝐥𝐬 𝐭𝐨 𝐠𝐞𝐭 𝐫𝐢𝐠𝐡𝐭 𝐚𝐥𝐨𝐧𝐠 𝐭𝐡𝐞 𝐰𝐚𝐲.

LRAP Minnesota's upcoming webinar will use student loan expert Heather Jarvis's Five Steps for Public Service Loan Forgiveness as the roadmap:

𝐑𝐢𝐠𝐡𝐭 𝐩𝐚𝐲𝐦𝐞𝐧𝐭.
𝐑𝐢𝐠𝐡𝐭 𝐥𝐨𝐚𝐧.
𝐑𝐢𝐠𝐡𝐭 𝐣𝐨𝐛.
𝐑𝐞𝐩𝐞𝐚𝐭 𝟏𝟐𝟎 𝐭𝐢𝐦𝐞𝐬.
𝐏𝐫𝐨𝐯𝐞 𝐢𝐭.

𝐎𝐧 𝐌𝐨𝐧𝐝𝐚𝐲, 𝐒𝐞𝐩𝐭𝐞𝐦𝐛𝐞𝐫 𝟐𝟖, 𝐟𝐫𝐨𝐦 𝟏𝟐:𝟎𝟎–𝟏:𝟎𝟎 𝐩.𝐦. 𝐂𝐓, 𝐃𝐞𝐞 𝐁𝐚𝐬𝐤𝐢𝐧 𝐨𝐟 LRAP Minnesota 𝐚𝐧𝐝 𝐇𝐞𝐚𝐭𝐡𝐞𝐫 𝐕𝐥𝐢𝐞𝐠𝐞𝐫 𝐨𝐟 Legal Aid - Mid-Minnesota Legal Aid will walk through what those steps mean for Minnesota civil legal aid attorneys and staff.

Whether you're early in PSLF, somewhere in the middle or approaching 120 payments, we hope this gives you a useful way to check where things stand.

𝐅𝐫𝐞𝐞 𝐰𝐞𝐛𝐢𝐧𝐚𝐫 | 𝟏 𝐂𝐋𝐄 𝐜𝐫𝐞𝐝𝐢𝐭 𝐭𝐨 𝐛𝐞 𝐚𝐩𝐩𝐥𝐢𝐞𝐝 𝐟𝐨𝐫

Register:
https://us06web.zoom.us/webinar/register/WN_jXwPnx7FTeKJz3IF3yqTpA #/

For attorneys and other staff working in civil legal aid, Public Service Loan Forgiveness (PSLF) remains one of the most important tools for managing student debt. This webinar will cover the Five Steps for Public Service Loan Forgiveness. We’ll discuss available income-driven repayment options no...

08/17/2026

If you’re pursuing Public Service Loan Forgiveness (PSLF), you may have seen some concerning headlines—or noticed that the qualifying payment count in your own account changed.

Here’s what we know right now:

Recent media reports say the Department of Education is reviewing PSLF records and rolling back some credit that had previously been given to borrowers. Some borrowers have reported seeing months disappear from their qualifying payment counts.

There are still important unanswered questions about who will ultimately be affected and which previously credited months may be changed.

So what can borrowers do right now?

**𝐃𝐨𝐜𝐮𝐦𝐞𝐧𝐭, 𝐝𝐨𝐜𝐮𝐦𝐞𝐧𝐭, 𝐝𝐨𝐜𝐮𝐦𝐞𝐧𝐭.**

Keep copies of your:

• PSLF forms and employment certifications
• Payment histories
• Previous qualifying-payment counts
• Notices from Federal Student Aid
• Communications with your loan servicer

If your payment count changes, save a screenshot or other record showing what you see.

And keep checking Federal Student Aid for official updates rather than assuming that a change on your dashboard is necessarily the final word on your PSLF progress.

We know how stressful this uncertainty can be for people who have built careers and made financial decisions around the promise of PSLF.

LRAP Minnesota will continue following these developments and sharing information that can help public interest lawyers navigate what comes next.

05/26/2026

Public Service Loan Forgiveness continues to be a lifeline for so many public interest attorneys and public service professionals — and right now, staying informed matters more than ever.

We’re proud to share this timely article on PSLF, co-written with Legal Aid - Mid-Minnesota Legal Aid's Heather Vlieger, whose longtime leadership and advocacy in public interest helped shape this important discussion.

The article highlights key developments, ongoing uncertainty surrounding PSLF, and why these protections remain critical for people committed to serving their communities.

If you work in legal aid, government, or other nonprofits, this is worth the read.

https://mnbars.org/?pg=BenchBarofMinnesota&pubAction=viewIssue&pubIssueID=69276&pubIssueItemID=459573

04/14/2026

Last call to register for Wednesday's free CLE!

Send a message to learn more