08/28/2026
🚨 **$1.5 MILLION.**
That's how much the legal expenses exceeded in one officer-involved shooting case highlighted by the FOP Legal Defense Plan.
Think about that for a minute.
Most officers understand the importance of having legal coverage.
But how many of us have actually considered what a serious legal defense can cost?
It's not necessarily just you and an attorney sitting at a table.
A complex use-of-force, administrative, civil, or criminal case may require:
• Multiple defense attorneys
• Independent investigators
• Crime-scene reconstruction specialists
• Use-of-force and police-practices experts
• Medical and forensic experts
• Digital and video analysts
• Trial strategists and jury consultants
And those expenses can begin accumulating **long before anyone ever walks into a courtroom.**
According to the FOP Legal Defense Plan, the average claim costs approximately **$8,000**.
A complicated case can go considerably higher.
That's why understanding your legal coverage **before you need it** matters.
For covered claims, the FOP Legal Defense Plan provides participants using a Plan Attorney payment of reasonable and necessary legal fees and approved costs under the terms of the Plan **without a preset dollar cap.**
That's an important distinction.
We spend countless hours preparing for the physical risks of this profession.
Fi****ms training.
Defensive tactics.
Emergency vehicle operations.
Use-of-force training.
Scenario training.
But there's another question every officer should be able to answer:
**If something happens tomorrow, do you know who is protecting you afterward?**
Take a few minutes and learn what your coverage actually provides.
Don't wait until the worst day of your career to start reading the fine print.
— **Shelby County Fraternal Order of Police Lodge 41**
👇 **FOP members: Did you know how quickly the cost of defending an officer could reach these numbers?**
Legal defense goes far beyond hiring an attorney—costs can reach into the millions. See why right coverage protects your ability to build a full defense.