FIRM

FIRM Windstorm and flood insurance rates advocates for Monroe Co. Florida, FIRM has fought for fair and affordable rates since 2006.

Fair Insurance Rates in Monroe
Fighting unjustified Citizens (Windstorm) Insurance and Federal Flood Insurance rate practices since 2006.

Below normal season! Fingers and toes crossed that this is accurate!
05/26/2026

Below normal season! Fingers and toes crossed that this is accurate!

Today we pause to honor the women and men who gave everything in service to this country. Their sacrifice is remembered.
05/25/2026

Today we pause to honor the women and men who gave everything in service to this country. Their sacrifice is remembered.

FIRM is celebrating 20 years and everyone is invited to the party!Friday, June 19 at the Gardens Hotel in Key West 🥳🌴fir...
05/20/2026

FIRM is celebrating 20 years and everyone is invited to the party!

Friday, June 19 at the Gardens Hotel in Key West 🥳🌴

firmkeys.org

The FEMA Review Council, established in January 2025, was tasked with evaluating and reforming the Federal Emergency Man...
05/13/2026

The FEMA Review Council, established in January 2025, was tasked with evaluating and reforming the Federal Emergency Management Agency (FEMA).

Public comments are being accepted until June 8, 2026, and FIRM encourages everyone to read the report and comment. You can read more details on the our website and read comments submitted by FIRM focusing on meaningful reforms to the NFIP, which has had more than 30 short-term reauthorizations since 2017.

https://firmkeys.org/2026/05/fema-review-council-releases-final-report/

Moolah the Manatee knows that FIRM has saved Monroe County residents over $760M in Citizens windstorm premiums since 200...
04/28/2026

Moolah the Manatee knows that FIRM has saved Monroe County residents over $760M in Citizens windstorm premiums since 2006!

THANK YOU to State Bank for your support of FIRM!

A hurricane deductible is a separate deductible--separate from any other kind of deductible on your homeowners' policy--...
04/28/2026

A hurricane deductible is a separate deductible--separate from any other kind of deductible on your homeowners' policy-- you would pay out-of-pocket toward a hurricane-related loss before receiving a claim payout from your insurance.

If you're confused about how this special deductible works, head on over to FIRMKeys.org and find out what you need to know ahead of this year's hurricane season.

https://firmkeys.org/2026/04/april-tip-of-the-month-the-hurricane-deductible/

Calling all players and sponsors! It's time for theMarathon and Lower Keys Association of Realtors mini golf tournament ...
04/24/2026

Calling all players and sponsors! It's time for theMarathon and Lower Keys Association of Realtors mini golf tournament for FIRM This annual event is fun for the whole family---sign up to play, sponsor or donate a raffle prize!

FIRMKeys.org

Mel has been on the Realtor circuit in Monroe County lately! Realtors have been among FIRM's staunchest supporters from ...
04/24/2026

Mel has been on the Realtor circuit in Monroe County lately! Realtors have been among FIRM's staunchest supporters from the beginning, and we are so grateful for their continued support!

Stopped by Monroe County Emergency Opertions Center to pick up some hurricane guides and preparedness brochures and got ...
04/17/2026

Stopped by Monroe County Emergency Opertions Center to pick up some hurricane guides and preparedness brochures and got an impromptu tour. Wow! Really impressive building and readiness systems. But I hope they don't have to use it any time soon!

Address

201 Front Street, #340
Key West, FL
33040

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13052943476

Website

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