23/09/2026
Digital empowerment is transforming rural livelihoods — one woman at a time.
In India, only 20% of women are financially literate, and merely 22.5% of women who own a mobile phone use it to carry out financial transactions. Behind these statistics lie millions of capable women who have simply lacked the access and training needed to participate fully in a digital economy.
At the Centre of Excellence on Rural Livelihood (COERL) in Alipurduar, we are working to
change that.
Our digital empowerment programme is structured around three core areas of learning:
Digital Literacy: Equipping women with the essential skills to operate a smartphone with confidence, navigate search engines effectively, and recognise and protect themselves against digital fraud.
Digital Financial Literacy: Enabling women to independently use ATMs, understand bank linkages, and carry out digital payments and financial transactions safely.
Entrepreneurship Development Programme (EDP): Building foundational business acumen — from core enterprise concepts to identifying and accessing market linkages to sell what they produce.
To ensure this knowledge reaches every household, our field staff also conduct door-to-door
awareness sessions, extending the programme impact well beyond the training room.
The results so far: 230 women across 10 villages are no longer dependent on someone else to send a
payment, spot a scam, or take their products to market. They are doing it themselves.
This is what empowerment looks like — not a single skill, but the confidence and independence to
shape one's own future.
Initiative of LTM CSR Foundation, implemented by sabujsangha Sangha.
