03/11/2026
Most participants treat their NDIS plan like three locked boxes. It usually isn't.
Core Supports is often the most flexible part of your plan. If your supports aren't listed as "stated," you can generally move funds between subcategories. Leftover transport budget? It may be usable for daily activities or community access instead.
Capacity Building is different. Those funds stay in their lane. Therapy money is for therapy. Employment supports are for employment. If it goes unused, it goes unspent.
Capital Supports have their own rule too. Equipment, home modifications, assistive technology. You need quotes and approvals before you buy, not after. Skip that step and the NDIS won't reimburse you.
The piece most participants miss: unused funds don't roll over at plan end. Knowing how each budget actually works is how you use every dollar you were approved for.
If you're not sure which of your supports are "stated" versus flexible, that's a conversation worth having with your coordinator before your next plan ends. We're always happy to walk through it with you. đź’ś