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Michelle Thayer

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Marysville, MI
Michelle Thayer

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Helping families, veterans, and multigenerational households. 10+ years of experience across a wide range of real estate transactions.

Mobile Notary, offering a convenient service that supports clients, seniors, and busy families in the community Keeping it simply and taking care of people, that is what I do.

11/02/2026

🇺🇸 VETERANS: Before You Agree to a Mortgage Modification, Understand What Happens to Your Payment!

A new investigation found that more than 15,000 veterans who received VA loan modifications after falling behind ended up with payments at least $150/month HIGHER — and over 700 saw increases of $1,000 or more.

A modification should help you keep your home, not make it harder. Before you sign anything, ask exactly how the change affects your interest rate, your monthly payment, your loan term, and your total cost.

There's also a newer option — the VA's Partial Claim Program — designed to help you catch up without changing your original loan terms.

If you're a veteran struggling with payments, call the VA at 877-827-3702 (option 6) and talk to your servicer BEFORE agreeing to new terms. And if you want a second set of eyes on it, call me. Helping veterans protect their homes is personal to me. 🏡

— Michelle Thayer, Epique Realty | 248-895-7058

10/31/2026

🐔 Tash's Fall Homeowner Tip: Check Your Trees!

See those tan, fuzzy patches on your tree trunks? They're about 1–2 inches long, oval or teardrop-shaped — and they're spongy moth egg masses.

Why it matters: come spring, those eggs hatch into caterpillars that can strip a healthy tree of its leaves. Heavy infestations can seriously damage mature trees.

Where to look: tree trunks and branches, firewood piles, outdoor furniture, fences, and the sides of sheds and garages.

Found some? Macomb County is surveying this fall — submit a request by November 15 for priority consideration: macombgov.org/ReportSpongyMoth

Tash inspected every tree on the place and has filed her report: 'Not food. Very disappointing.' 🐔😂

Protecting your home includes the trees around it! 🌳
— Michelle Thayer, Epique Realty

10/28/2026

🎃 Don't let your house give you a Halloween scare! Michigan winters don't mess around — a little prep now prevents expensive surprises later. This week's Scoop covers 4 simple steps: check your furnace filter, disconnect hoses and winterize outdoor faucets, seal drafts around windows and doors, and clear gutters after the leaves fall.

Questions about home maintenance, buying, selling, or just your options? Let's chat — no pressure, just real answers. 📞 248-895-7058

10/23/2026

If buying or selling is on your radar for 2027, you don’t have to wait until January to begin.

You also don’t need everything figured out. You just need a starting point.

For buyers, that might mean:

• Speaking with a lender
• Reviewing credit and debts
• Building savings
• Learning the true costs of buying
• Narrowing down locations and priorities

For sellers, it might mean:

• Understanding the likely market value
• Identifying repairs and maintenance
• Decluttering a little at a time
• Reviewing estimated selling costs
• Creating a realistic timeline

Tash calls it making a plan before everyone starts flapping. I call it making informed decisions. 🐔

Whether your move is three months away or a year away, a planning conversation can help you see the path forward—without pressure or artificial urgency.

Michelle Thayer, Associate Broker
Epique Realty
Helping You Find Your Way Home.

10/22/2026

The holidays are coming, and suddenly every sale looks like a personal invitation.

Tash says: A discount isn’t savings if it knocks your homeownership plan off the perch. 🐔🎁

If buying a home is one of your goals, holiday spending can affect more than your savings. Large credit-card balances, new store accounts and financed purchases may affect your credit utilization, debt-to-income ratio and available funds.

Before shopping season gets rolling:

• Set a realistic holiday budget.
• Decide what you can spend without touching home savings.
• Avoid opening store cards simply for a discount.
• Continue making every payment on time.
• Speak with your lender before financing a major purchase.

Enjoy the holidays—but give your future plans a place in the budget too.

Michelle Thayer, Associate Broker
Epique Realty
Helping You Find Your Way Home.

10/21/2026

Planning to sell this winter or next spring? What you do this fall can make preparing easier—and help protect your home in the meantime.

Tash has the hard hat. Michelle has the checklist. Let’s get ahead of it. 🐔🍁

Consider taking care of:

• Cleaning gutters and directing water away from the foundation
• Replacing the furnace filter
• Checking smoke and carbon-monoxide detectors
• Sealing obvious exterior gaps
• Addressing peeling paint, loose railings and minor repairs
• Keeping walkways and drainage areas clear
• Photographing landscaping before everything is covered in snow

Small maintenance items have a funny way of becoming inspection issues—or larger repairs—when ignored.

You don’t need to renovate the entire house. Start by protecting what you already own and creating a realistic preparation list.

Michelle Thayer, Associate Broker
Epique Realty
Helping You Find Your Way Home.

10/19/2026

🍂 The fall market may move a little more slowly—but slower doesn’t mean stopped.

Tash says: Fewer feathers flying can make it easier to spot an opportunity. 🐔

Depending on the location and price range, fall buyers may encounter:

• Fewer competing offers
• Sellers who are more motivated to move
• More time to evaluate a property carefully
• Potentially more room for negotiation

That doesn’t mean every home is a bargain or that competition disappears. Well-priced homes can still attract serious attention.

But if you’re prepared, preapproved and clear about what you need, this quieter season may be worth exploring.

Wondering what the fall market looks like in your part of Macomb or St. Clair County? Let’s look at the actual local numbers.

Michelle Thayer, Associate Broker
Epique Realty
Helping You Find Your Way Home.

10/18/2026

📊 September Market Update — Macomb County

The fall shift showed up right on schedule 🍂

Here's where we landed in September:
🏡 Median sale price: $281,000 (+3.3% from last year)
⏱️ Average days on market: 30
📦 Homes for sale: a three-year high — 3 months of supply

Translation: still a seller's market, but the mildest one we've seen in three years. Buyers, you've got more breathing room than you've had in a long time. Sellers, pricing it right still matters.

Thinking about a move? Let's talk strategy. 👇

10/18/2026

Mortgage rates change—and when they do, the monthly payment and price range you discussed several weeks ago may no longer be accurate.

Tash says: Stay in touch with your lender. Your buying power isn’t carved into the coop. 🐔

Your payment can be affected by the interest rate, loan program, taxes, insurance, debts, credit profile and down payment.

If you’re actively shopping or preparing to buy:

• Check in with your lender regularly.
• Request updated payment estimates before making an offer.
• Discuss financial or employment changes with your lender.
• Focus on a comfortable payment—not simply your maximum approval.

A preapproval is a starting point. Good communication keeps the plan current.

Michelle Thayer, Associate Broker
Epique Realty
Helping You Find Your Way Home.

10/07/2026

An inspection and an appraisal may both happen after an offer is accepted, but they serve two very different purposes.

🔍 THE HOME INSPECTION

The inspector evaluates the home’s visible and accessible components and helps the buyer better understand its condition, maintenance needs and potential concerns.

🏠 THE APPRAISAL

The appraiser develops an opinion of value for the lender. The appraiser considers the property, comparable sales and market information. Depending on the loan program, certain property-condition requirements may also be reviewed.

The inspector is not determining the home’s market value, and the appraiser is not performing a full home inspection.

In Tash terms: One looks closely at the nest. The other determines what the nest is worth. 🐔

Understanding the difference helps buyers know what each can—and cannot—tell them.

Michelle Thayer, Associate Broker
Epique Realty
Helping You Find Your Way Home.

Address

44633 N Gratiot Avenue
Marysville, MI
48036

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.michellethayer.com/

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