Sa-Dhan

13/06/2026

Ep. 14: Nandita Mondal – From Member to
From Gohaliara village in Birbhum district (West Bengal), Nandita Mondal, a member of Ramkrishna SHG, transformed her small retail venture into a growing enterprise through determination and access to formal finance.

With support from Sa-Dhan trained Vitta Sakhis and , she secured a ₹1.5 lakh Cash Credit loan under the Swayam Siddha Scheme from SBI, Bakreswar Branch, to expand her business, Tista Trishna Enterprise.

The loan enabled her to procure inventory in bulk, modernize her shop, and introduce digital payment facilities. As a result, monthly sales increased by 32%, inventory value grew by 35%, and fixed assets rose by 60%.

Today, her enterprise not only supports her family's livelihood but also provides employment to another SHG member, demonstrating the transformative power of enterprise finance and women-led entrepreneurship.

Sa Dhan Gates Foundation India Ministry of Micro, Small and Medium Enterprises,Government of India Ministry of Rural Development, Government of India

https://youtu.be/3DFtCGFj9Cs

13/06/2026

Ep. 13: Relima Khatun - Nurturing Livelihoods through Nursery Enterprise

From Bongaigaon district (Assam), Relima Khatun, a member of Upkar SHG under , transformed her small nursery business into a growing enterprise with the support of enterprise finance.
With guidance from Meena Devi, a Sa-Dhan trained Vitta Sakhi, Relima received support in Udyam registration, business planning, and loan documentation. Through this facilitation, she secured an ₹80,000 loan from Assam Gramin Bank, Boitamari Branch.

The loan enabled her to diversify the nursery by adding new varieties of saplings, expand operations, and improve market reach.

Today, the enterprise generates ₹20,000 - ₹30,000 in monthly income, with profits ranging between ₹10,000 and ₹15,000, demonstrating how timely credit and handholding support can strengthen women-led rural enterprises.

Gates Foundation India Sa Dhan Ministry of Micro, Small and Medium Enterprises,Government of India Ministry of Rural Development, Government of India

May, 2026

13/06/2026

Sa-Dhan successfully organized a Customer Awareness Programme in Ludhiana district, Punjab, which witnessed the enthusiastic participation of around 90 clients from five partner MFIs.
The programme commenced with a welcome address by Mr. Ambrish Srivastava, Regional Director, Sa Dhan followed by the formal inauguration by the Lead District Manager Ludhiana, and the District Development Manager .

During the session, the LDM elaborated on the importance of financial inclusion, credit planning, responsible borrowing, pension schemes, and various social welfare initiatives available to the public.

The DDM, NABARD, shared valuable insights on development initiatives, the importance of savings, government welfare schemes, the Kisan Credit Card, PODF, and other developmental programmes aimed at improving livelihoods and financial well-being.

The workshop also provided an opportunity for participants to share their experiences and views, making the programme highly interactive and engaging.

Mr. Ambrish Srivastava, Regional Director, Sa-Dhan, delivered a detailed presentation covering key topics such as banking and financial literacy, income generation activities, various loan products, the importance of centre meetings, responsible borrowing practices, and timely repayment behaviour.

The successful ex*****on of this programme would not have been possible without the commendable efforts and support of our partner institutions — Midland Microfin Ltd, SATYA MicroCapital Ltd., Satin Creditcarei Muthoot Microfin and Svatantra Microfin. Their commitment towards strengthening financial awareness among clients is truly appreciated.

Together, we continue to empower communities through financial literacy, responsible finance, and inclusive growth.

NABARD Online Ministry of Rural Development, Government of India Ministry of Micro, Small and Medium Enterprises,Government of India

12/06/2026

📢 Save the Date | Peer Learning Session on Regulatory Compliance in

As the regulatory landscape for continues to evolve, staying informed and compliant is more important than ever.

Sa-Dhan is organizing a Peer Learning Session on:

"Regulatory Compliance in MFIs: Evolving Landscape & Way Forward"

🗓️ 25 June 2026
⏰ 3:00 PM – 4:00 PM

This session is specially designed for smaller MFIs and will cover:
✅ Key regulatory changes introduced in recent years
✅ Operational implications for MFIs
✅ Best practices for compliance and governance
✅ Interactive Q&A to address members' queries

Join us to gain practical insights, strengthen your compliance framework, and learn from sector experts and peers.

Sa Dhan

10/06/2026

Sa-Dhan strengthens its commitment to responsible finance and borrower protection with the launch of an AI-driven Toll-Free Helpline: 1800 8899 270

This initiative empowers borrowers of member MFIs with an accessible, transparent, and responsive platform to:
✔️ Register grievances
✔️ Seek guidance
✔️ Escalate unresolved issues

By enhancing grievance redressal mechanisms, we aim to build greater client confidence and reinforce accountability across the microfinance sector.

We urge all member institutions to actively promote the helpline by ensuring its visibility across borrower touchpoints—passbooks, branches, digital platforms, and field interactions—and by sensitising staff to guide borrowers effectively.

Aligned with the RBI Says Fair Practices Code and Client Protection Principles, this step reflects our continued focus on ethical, transparent, and client-centric practices.

Let’s work together to ensure every borrower is heard.

Sa Dhan

05/06/2026

We are delighted to share that Sa-Dhan concluded a virtual orientation training program on the Microfinance Sector for Lead District Managers (LDMs) and Officers of the Rajasthan SLBC, with the support of Bank of Baroda, on 29th May, 2026.

55 participants, including and all operating Banks' controlling offices, along with the Rajasthan senior official Shri Raj Kumar Meena, joined the virtual training and orientation program. The presentation, along with detailed discussions, covered models, regulation, compliance, the grievance redressal mechanism, monitoring, and challenges.

This drive by Sa-Dhan will help LDMs update DC & DMs, SDM, and other administrative officials properly and make informed decisions. It will help create a conducive environment for MFIs, enabling their on-the-ground operations to serve the poor people of India. Sa-Dhan will continue to engage with stakeholders to build their capacity in microfinance.

Bank of Baroda Rajasthan, RBI Says Sa Dhan

03/06/2026

Sa-Dhan, as a Self Regulatory Organisation recognised by RBI Says for the Microfinance sector, conducted a comprehensive client Financial Literacy awareness program at Udaipur, Rajasthan, with the support of Satin Creditcare, Nabfins Ltd , Equitas Small Finance Bank on 21st May, 2026.

103 participants attended the program. Shri. Sanjay Gupta, Lead District Manager, State Bank of India and Shri. Neeraj Yadav, District Development Manager, NABARD, served as the chief guest and shared valuable insights on financial literacy, including flagship government schemes such as , PMJJBY, PMSBY, APY, and KCC. They also educated clients on fraud-related activities and grievance & complaint management, and advised them not to accept any auspicious links, fake calls, OTPs, messages, or lottery schemes.

Shri Mahtab Alam, AVP & Regional Director Sa-Dhan, sensitised MFIs clients on Responsible Borrowing & Financing, Empowering Customers on Misleading Information, KYC & Fraud Management
Customers' Grievance Redressal Platform & Complaint Process, Financial Inclusion Schemes and Benefits, including false campaigns of any loan waiver movements. He also cautions against unauthorised promises of a loan waiver, which the RBI recently announced in a nationwide notification for all customers.

Sa Dhan

27/05/2026

Wishing everyone a joyous and peaceful Eid al-Adha.
May this auspicious occasion inspire compassion, unity, gratitude, and the spirit of sharing with all.

27/05/2026

Mark your calendars for the 21st National Conference on Inclusive Growth by Sa-Dhan!

📅 7th & 8th October 2026
📍 The Ashok, New Delhi

Join policymakers, financial institutions, industry leaders, and development professionals for insightful discussions on shaping the future of inclusive finance and sustainable growth.

Sa Dhan Small Industries Development Bank of India NABARD Online