Delegate Accounting CIC

04/11/2026

🚗 Business mileage rates are changing – here's what you need to know.

The recent Budget announced changes to the mileage rates used by employers and self-employed individuals for business travel using cars and vans.

What's changing?

📌 First 10,000 business miles

The rate remains at 55p per mile. This applies retrospectively from 6 April 2026.

📌 Over 10,000 business miles

From 6 April 2027, the rate will increase from 25p to 35p per mile.

Who does this affect?

Employees using their own vehicles for business journeys.

Employers reimbursing business mileage.

Self-employed individuals using the simplified mileage rates.

If you use your vehicle for business, it's important to keep accurate mileage records so that the correct rates can be applied.

At Delegate Accounting CIC, we help independent businesses keep their finances organised and understand changes that could affect them.

🌐 https://delegate.org.uk

03/11/2026

The recent Budget announcement confirmed changes to Small Business Rates Relief for qualifying retail, hospitality and leisure properties in England.

From 1 April 2027, the rateable value thresholds will increase:

📌 100% relief: The threshold increases from £12,000 to £18,000.

📌 Tapered relief: The upper threshold increases from £15,000 to £21,000.

What does this mean?

Some businesses may become eligible for relief where they previously fell outside the existing thresholds.

If you run a shop, café, restaurant or other qualifying business, it's worth reviewing your property's rateable value to understand whether these changes could benefit you.

At Delegate Accounting CIC, we help independent businesses understand their finances and keep up to date with changes that could affect them.

🌐 https://delegate.org.uk

02/11/2026

Talk Money Week 2026 will take place from 2 November to 6 November 2026.
We are encouraging customers to take small, manageable actions that can make a meaningful difference to their finances.
Whether it is checking a tax code, extending Child Benefit for a teenager, claiming a tax refund or planning for retirement, it all counts. The free HMRC app makes it easy for your clients to access key information and act whenever it suits them.
Through the app, your clients can:
claim a tax refund and check their employment income details
find and save their National Insurance number for easy access
claim and manage Child Benefit, including extending payments for children aged 16 to 19 who remain in approved education or training
check their State Pension forecast and plan for retirement
view their tax code
The HMRC app can be downloaded free from the App Store and Google Play Store, giving people secure access to their tax and financial information in one place.

29/10/2026

Yesterday, we delivered our "Understanding Your Payslip" workshop at the 25K Centre in Redcar. Although attendance was low, it was great to help people gain a better understanding of their payslips and learn a new skill. We hope there will be enough interest to keep running these sessions and supporting our community.

29/10/2026

❤️ What makes Delegate different from a traditional accountancy firm?

At Delegate, we believe accounting can do more than help businesses manage their finances.

We're a Community Interest Company (CIC), which means we have a wider purpose beyond simply running a business.

We provide professional accounting services for independent businesses, charities, churches and community organisations, helping them manage their finances with confidence.

But there's another side to what we do.

💙 We want Delegate's success to help support:

📚 Financial literacy and training
🤝 Community initiatives
❤️ Projects that benefit local people
📊 Better access to practical financial knowledge

We're still growing, and we're building towards making an even greater difference in our community.

By choosing Delegate, you're working with an accountancy business that cares about both your finances and the wider impact we can make together.

Professional expertise. Community purpose.

💬 Do you think businesses have a role to play in supporting their local communities? We'd love to hear your thoughts.

26/10/2026

💷 Don't let tax catch you out.

Tax can feel complicated, especially when you're busy running a business. But a little planning throughout the year can make a big difference.

Here are five simple things you can do to stay on top of things:

📅 Know your deadlines — keep track of when tax returns and payments are due.

💰 Put money aside — regularly set aside money towards your tax bill so you're not caught short.

🧾 Keep good records — organised receipts, invoices and accounts make life much easier.

📊 Understand your numbers — knowing how your business is performing helps you plan ahead.

🤝 Ask for advice — if you're unsure about something, don't wait until a problem arises.

You don't need to have everything figured out yourself. The important thing is to stay organised and ask questions when you need help.

At Delegate, we want to help independent businesses feel more confident about their finances, with practical accounting support that's easy to understand.

Less stress. More control.

💬 Do you put money aside for your tax bill throughout the year, or does it tend to sneak up on you?

23/10/2026

💷 You’ve made an extra £1,000 in sales. Great news… but how much of that will you actually keep?

It's easy to focus on increasing sales when you're running a business. But more sales don't always mean more profit.

Let's say you make an extra £1,000 in sales.

You might also have extra costs for materials, stock, delivery, staff or other expenses.

For example:

📈 Extra sales: £1,000
📉 Extra costs: £600
💷 Left before other costs and tax: £400

That's a very different picture from thinking you've made an extra £1,000.

This is why it's important to understand your profit margins, not just your turnover.

Growing your business is great — but you also want to make sure that growth is actually benefiting you.

At Delegate, we believe understanding your numbers helps you make better business decisions.

💬 Would you rather increase your sales or improve the profit you make from each sale?

22/10/2026

If you missed our founder on BBC Radio Tees today you can listen to it again here.

Fast forward to either 20mins 33seconds or to 2hrs 32mins 🎙

Gary Philipson brings you great music, information and advice, and mid-morning updates.

21/10/2026

We were at BBC Tees this morning chatting with Gary about financial literacy and our upcoming workshops. Listen out for us tomorrow on BBC Radio Tees 📻🎙️

16/10/2026

A quick two-minute check could reveal you've been overpaying tax for months