Prosperity Now

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We inspire bold action and provide organizations with the tools, research, and resources needed to help people build prosperity so everyone can thrive.

Storytelling has the power to preserve history, strengthen community, and help people see what's at stake.That was the s...
05/28/2026

Storytelling has the power to preserve history, strengthen community, and help people see what's at stake.

That was the spirit at the center of the Hollywood & Mexico: Made for the Big Screen reception hosted at the Official Residence of Mexico in Los Angeles, which celebrates the creative and cultural connection between Mexico and Hollywood.

As part of the evening, Prosperity Now previewed "Altadena, We Remain," an upcoming short documentary produced in partnership with New Vizion. The film explores what families and communities are navigating in the aftermath of the January 2025 Los Angeles wildfires, including displacement, rebuilding, and the fight to preserve Altadena’s history and identity.

“I want you to see it not just as a film. I want you to see it as a call to action,” said Marisa Calderon, President and CEO of Prosperity Now.

We’re proud to partner with the Consulate General of Mexico in Los Angeles to support conversations that connect storytelling, culture, and recovery.

Bringing together research, practice, and community leadership to strengthen taxpayer support nationwide.Last week, Pros...
05/27/2026

Bringing together research, practice, and community leadership to strengthen taxpayer support nationwide.

Last week, Prosperity Now Chief Program Officer Sarah Bacerra joined IRS leaders, researchers, faculty, and practitioners at the 2026 VITA U Conference in Athens, Georgia to discuss how university-affiliated VITA programs are evolving to better support taxpayers and strengthen community partnerships.

Conversations throughout the conference focused on virtual service delivery, mentorship, practitioner training, and collaboration across higher education and community organizations.

As demand for trusted, no-cost tax preparation continues to grow, convenings like VITA U help connect research with frontline implementation and operational experience across the field.

“For community-based financial institutions, trust is infrastructure. Trust is currency. Trust is an asset. Transactions...
05/20/2026

“For community-based financial institutions, trust is infrastructure. Trust is currency. Trust is an asset. Transactions are made, informed by trust.”

That was one of the key themes Prosperity Now Chief Strategy & Innovation Officer Chrissi Johnson discussed today at the EMERGE Financial Health conference in Atlanta during the panel “Stopping Scams: A Whole-Of-Society Approach.”

As scams become more sophisticated, technology-enabled, and increasingly personalized through AI and social engineering tactics, the conversation focused on a growing challenge facing consumers, financial institutions, and communities across the country. While scams and fraud can affect anyone, households and small businesses with fewer financial buffers often face the greatest difficulty recovering once financial harm occurs.

Joined by leaders from JPMorganChase, the City and County of San Francisco, and Older Adults Technology Services (OATS), the discussion explored how stronger coordination across financial institutions, nonprofits, technology providers, government agencies, and community organizations can help institutions share information, recognize patterns earlier, and better support consumers before financial harm escalates.

Panelists discussed the importance of combining consumer education, behavior-change strategies, trusted community relationships, shared data, and emerging technology tools to strengthen fraud prevention as scam tactics continue to evolve.

At Prosperity Now, we believe trusted community-based financial institutions have a critical role to play in helping communities navigate financial risk, build resilience, and strengthen long-term financial health.

Thank you to JPMorganChase and the Financial Health Network for convening this important conversation.

Financial scams are becoming faster-moving and harder to identify in real time, especially for community-based financial...
05/18/2026

Financial scams are becoming faster-moving and harder to identify in real time, especially for community-based financial institutions and the individuals and small businesses they serve.

Prosperity Now and Alumbra, with support from JPMorganChase, are launching a new tool designed to help institutions identify suspicious activity, better understand scam-related risks, and take action before financial losses occur.

The initiative will also help community-based financial institutions better understand emerging scam patterns affecting their communities and strengthen response efforts over time.

Learn more: https://www.prosperitynow.org/news-and-insights/as-financial-scams-surge-new-tool-will-help-community-based-financial-institutions-identify-risks-and-reduce-financial-loss

What happens when different models evaluate the same borrower?Our new analysis of 44.7 million mortgage loans finds that...
05/06/2026

What happens when different models evaluate the same borrower?

Our new analysis of 44.7 million mortgage loans finds that while credit scoring models consistently rank risk, they differ in how that risk is segmented and how borrowers perform under stress.

Those differences become most visible at key thresholds and during periods of stress, like the COVID-19 pandemic, where how risk is defined can shape how borrowers are evaluated.

The findings also show that pricing in the current system does not always move in proportion to observed risk.

As the mortgage system evolves into a multi-score environment, these distinctions matter for borrowers, lenders, investors, and the broader market.

Download the full report: https://www.prosperitynow.org/news-and-insights/credit-models-rank-risk-similarly-but-differ-in-how-risk-is-segmented-and-performs-under-stress-report-finds

What happens when different models evaluate the same borrower?Our new analysis of 44.7 million mortgage loans finds that...
05/06/2026

What happens when different models evaluate the same borrower?

Our new analysis of 44.7 million mortgage loans finds that while credit scoring models consistently rank risk, they differ in how that risk is segmented and how borrowers perform under stress.

Those differences become most visible at key thresholds and during periods of stress, like the COVID-19 pandemic, where how risk is defined can shape how borrowers are evaluated.

The findings also show that pricing in the current system does not always move in proportion to observed risk.

As the mortgage system evolves into a multi-score environment, these distinctions matter for borrowers, lenders, investors, and the broader market.

Download the full report: https://www.prosperitynow.org/news-and-insights/from-scores-to-signals-understanding-risk-classification-in-a-multi-score-mortgage-market

VantageScore

Digital assets are evolving quickly. Local financial institutions are paying attention, but most are still in assessment...
04/30/2026

Digital assets are evolving quickly.

Local financial institutions are paying attention, but most are still in assessment mode.

New national research from Prosperity Now shows a clear pattern: Awareness is high, but institutions are still evaluating risk, operational fit, and how these technologies apply in practice.

For many, the next step is not adoption. It’s having the information, tools, and examples needed to make informed decisions within their existing models.

This research, supported by the W.K. Kellogg Foundation and developed with Blockchain Foundation and Intersect Public Affairs, offers a grounded view of where the field is today, and what will shape what comes next.

Download the report: https://www.prosperitynow.org/digital-assets-report

Local financial institutions are paying attention to digital assets, but most are still assessing what it means in pract...
04/29/2026

Local financial institutions are paying attention to digital assets, but most are still assessing what it means in practice.

Join us tomorrow, Thursday, April 30, at 11:45 AM ET for a virtual briefing on new national research from Prosperity Now exploring how CDFIs and MDIs are thinking about digital assets.

Explore the opportunities, constraints, and what it takes to get ready.

The report was developed by Prosperity Now in collaboration with Blockchain Foundation and Intersect Public Affairs, with support from the W.K. Kellogg Foundation. The full report will be released following the briefing.

Finanta

Register today: https://us02web.zoom.us/webinar/register/5617773238026/WN_xhyHuRkxTTurFPgg5ECWfQ #/registration

Tax season may end, but the work does not.These organizations support families year-round, helping them navigate their f...
04/24/2026

Tax season may end, but the work does not.

These organizations support families year-round, helping them navigate their finances, access resources, and move forward with confidence.

Meet the 2026 VITA Support Fund recipients (Part 3).

With support from Wells Fargo, we are expanding the reach of local VITA organizations nationwide so more households can file accurately, claim the credits they have earned, and keep more of what they make.

Because trusted tax support should not be out of reach.

Volunteer Tax & Loan Program - VTLP Ada Jenkins Center United Way of Northern New Jersey United Way of San Antonio and Bexar County United Way of San Joaquin County United Way of Tucson and Southern Arizona The University of Utah International Rescue Committee in San Diego New Economics for Women Progreso Latino United Way of Central Texas Urban League of Greater Chattanooga Urban Upbound ASIAN, Inc. United Way of the Wine Country

It’s Tax Day. Across the country, people are turning to trusted organizations in their communities to get their taxes do...
04/15/2026

It’s Tax Day. Across the country, people are turning to trusted organizations in their communities to get their taxes done right.

Meet the 2026 VITA Support Fund recipients (Part 2).

With support from Wells Fargo, we are expanding the reach of local VITA organizations nationwide so more households can file accurately, claim the credits they have earned, and keep more of what they make.

Because trusted tax support should not be out of reach.

The CASH Campaign of Maryland Increasing HOPE: Financial Training and Women's Business Center The Village for Families & Children United Way of Central Shenandoah Valley Philadelphia Chinatown Development Corporation NEKCA - Northeast Kingdom Community Action Koreatown Youth and Community Center United Way of Frederick County, Maryland North Texas Area United Way United Planning Organization

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