National American Indian Housing Council

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National American Indian Housing Council The NAIHC is composed of 271 members representing 463 tribes and housing organizations.

Since 1974, the only national organization representing the housing and community development interests of Native Americans, Alaska Natives, and Native Hawaiians. NAIHC is the only national organization representing housing interests of Native people who reside in Indian communities, Alaska Native Villages, and on Native Hawaiian Home Lands. NAIHC also has associate and individual members and organizations that support our mission. NAIHC is guided by a 10-member Board of Directors representing Native housing entities in nine geographical regions throughout the United States. NAIHC promotes and supports Native housing entities in their efforts to provide culturally relevant and quality affordable housing on behalf of Native people. NAIHC services to its members and the general public include:

- Advocacy for housing opportunities and increased funding for Native American housing and community development programs;
- Training in many areas of Native housing management;
- On-site technical assistance for Native housing professionals; and
- Research and information services related to Native housing issues and programs. NAIHC is supported by member dues and fees, government, foundation, association and private grants. If you are interested in supporting the work of NAIHC, please contact us at (202) 789-1754.

10/16/2026

What are the odds that our CEO's 26th work anniversary falls on National Boss's Day? Coincidence? We'll let Derek answer that one! 😉

Today, we're celebrating two special occasions and one remarkable leader.

For 26 years, Derek Valdo has dedicated himself to AMERIND and the Tribal Nations we serve. His leadership goes beyond words. It shows in our organization's growth, the relationships we've built, and our unwavering commitment to protecting and advancing Tribal sovereignty.

Under his guidance, AMERIND continues to grow stronger, creating opportunities and building a lasting legacy for future generations of Indian Country.

Please join us in wishing Derek a Happy Boss's Day and a Happy 26th Anniversary! If you see him, give him a high five!

This week, bipartisan leadership again advanced the Native American Housing Assistance and Self-Determination Modernizat...
10/16/2026

This week, bipartisan leadership again advanced the Native American Housing Assistance and Self-Determination Modernization Act. H.R. 8092 and its Senate companion would reauthorize NAHASDA through 2032, streamline environmental reviews, expand Section 184 financing, and strengthen Tribal self-determination. As we mark 30 years of NAHASDA, long-term certainty is essential. Annual appropriations keep programs running, but only reauthorization delivers the stability Tribal Nations need to plan, finance, and build.Tribal housing professionals: How would a multi-year authorization change your pipeline? Share below.Learn more: naihc.net

10/15/2026

NAIHC encourages Tribally Designated Housing Entities (TDHEs) across Indian Country to consider hosting a Tribal Housing Roundtable & Tour!

These gatherings offer a valuable opportunity to showcase local housing initiatives, elevate challenges and priorities, strengthen partnerships, and connect with key stakeholders and resources to advance Tribal housing development.

🤝 Interested in hosting your own roundtable and tour?

NAIHC has developed a Tribal Housing Roundtable Toolkit to help your organization get started!

🔗 Explore the toolkit: https://naihc-roundtable-toolkit.netlify.app/

Let's bring partners together, elevate Tribal voices, and turn conversations into action!

If you want the source documents behind this series, these are the usual starting points — not a reading list you have t...
10/15/2026

If you want the source documents behind this series, these are the usual starting points — not a reading list you have to finish in a weekend.

• NAHASDA and 24 CFR Part 1000 — the program statute and regulations
• 2 CFR Part 200 — uniform grant rules
• HUD Notice PIH 2026-08 — current procurement threshold guidance
• HUD Notice PIH 2026-14 — Tribal HUD-VASH renewals
• HUD ONAP Self-Monitoring Guidebook
• HUD USER: Housing Needs of American Indians and Alaska Natives in Tribal Areas
• Title VI and Section 184 program pages on HUD.gov
• HUD Exchange NAHASDA training modules
• NAIHC training calendar and issue updates at naihc.net

Facts change when Congress, HUD, or a Tribe writes a new rule. The habit that matters is checking the current notice, not memorizing last year’s handout.

Thank you to every housing professional who does this work quietly, one file and one unit at a time.

10/15/2026

If you’re a Veteran, and either you or your spouse is Native American, our Native American Direct Loan (NADL) program may help you get a loan to buy, build, or improve a home on federal trust land. You may also get a loan to refinance an existing NADL and reduce your interest rate. Find out if you...

NAIHC was proud to recently partner with Housing New Mexico to bring together Tribal housing leaders and partners for a ...
10/14/2026

NAIHC was proud to recently partner with Housing New Mexico to bring together Tribal housing leaders and partners for a meaningful Tribal Housing Leaders Listening Session focused on strengthening housing opportunities across New Mexico and Tribal communities.

The gathering brought together Tribally Designated Housing Entities and Tribal Housing Authorities alongside Housing New Mexico, the New Mexico Department of Workforce Solutions – Office of Housing, the Federal Home Loan Bank of Dallas, and other partners committed to addressing Tribal housing needs.

Our conversations focused on housing affordability and attainability, homeownership, rehabilitation, rental development, infrastructure, access to programs and capital, and technical assistance. Most importantly, the session created space for Tribal housing leaders to share directly what is working, where barriers remain, and how partners can better align resources with the unique needs and priorities of Tribal communities.

A special thank you to Native Community Capital for sponsoring this important gathering and supporting opportunities for Tribal housing leaders and partners to come together, learn from one another, and build stronger relationships.

We are also deeply grateful to Zia Pueblo and Jemez Pueblo for welcoming many of us into their communities. Seeing housing development firsthand and hearing directly from Tribal leaders and housing professionals provided invaluable perspective on both the innovative work happening within these communities and the unique challenges Tribes navigate in developing and maintaining housing.

Thank you to everyone who participated and shared their experiences, ideas, and expertise. NAIHC looks forward to continuing our collaboration with Housing New Mexico and our many partners to turn these conversations into meaningful action and expand housing opportunities throughout Indian Country.

We encourage Tribal housing organizations to consider bringing together Tribal leaders, housing professionals, and key partners to showcase local housing efforts, elevate challenges, and identify opportunities for collaboration. NAIHC has developed a Roundtable Toolkit to help you get started - https://naihc-roundtable-toolkit.netlify.app/

Over the past few weeks we walked through 23 building blocks of Tribal housing. They are not 23 separate jobs. They are ...
10/14/2026

Over the past few weeks we walked through 23 building blocks of Tribal housing.

They are not 23 separate jobs. They are one system:

Council and the Board set direction.
The Executive Director turns that direction into staff work.
Policies make the work consistent.
The IHP contains what will be funded each year.
Development, infrastructure, and financing produce units.
Admissions, occupancy, maintenance, and supportive services keep people housed.
Self-monitoring, financial management, and the APR show whether proposed activities actually happened.
Labor standards, 2 CFR Part 200, and housing law are the rails the work runs on.

No program is strong in every box on the same day. The useful question is which box, if strengthened this year, would make the others easier.

Which link in that chain is strongest in your program right now?

Indian housing law is not one statute. It is a stack: • NAHASDA and 24 CFR Part 1000• Older 1937 Act rules that still af...
10/13/2026

Indian housing law is not one statute. It is a stack:

• NAHASDA and 24 CFR Part 1000
• Older 1937 Act rules that still affect some units and FCAS
• 2 CFR Part 200 for grant administration
• Other federal cross-cuts (environmental review, labor, nondiscrimination, BABA where it applies)
• Tribal codes: landlord-tenant, eviction, probate, land assignment, wage ordinances
• Federal Indian land law when the unit sits on trust or restricted land

Eviction, conveyance, mortgage lending, and procurement all change depending on which type of funding or loan guarantee applies. That is why a policy that works on fee land can stall on trust land, and why the Tribal court process matters as much as a HUD handbook.

Legal training for housing staff is not about turning directors into attorneys. It is about knowing when to pause and ask counsel before a lease, a bid, or a conveyance goes out the door.

🏡 The U.S. Department of Veterans Affairs (VA) has announced a reduction in the Native American Direct Loan (NADL) inter...
10/13/2026

🏡 The U.S. Department of Veterans Affairs (VA) has announced a reduction in the Native American Direct Loan (NADL) interest rate from 2.50% to 2.47%, effective October 1, 2026.

The NADL program helps eligible Native American Veterans and service members purchase, build, or improve homes on federal trust land.
Important highlights:

- The lower rate applies to qualifying new loan commitments issued on or after October 1.

- Veterans with existing NADL loans at interest rates of 3.47% or higher may be eligible to refinance.

- VA has established 121 agreements with Tribal governments since 1992 to expand access to this homeownership benefit.

- Tribal Nations without an existing NADL agreement are encouraged to partner with VA to expand opportunities for their Veterans.

- Tribal housing leaders: This is an opportunity to help more Native Veterans access the dream of affordable homeownership on their own lands.

🔗 Learn more and view participating Tribal Nations: https://www.benefits.va.gov/homeloans/nadl_mou.asp

📞 VA NADL Program: 1-888-349-7541

📧 [email protected]

Credit counseling is housing work when the goal is a family that can obtain and keep a home. NAHASDA lists housing servi...
10/12/2026

Credit counseling is housing work when the goal is a family that can obtain and keep a home.

NAHASDA lists housing services as an eligible activity. That can include:
• Pre-purchase and homebuyer education
• Credit repair coaching
• Budgeting for rent or house payments
• Explaining how trust-land lending (including Section 184) differs from fee-simple mortgages
• Connecting families to Native CDFIs and HUD-approved counseling agencies

Credit scores are not a moral grade. They are a record of payment history, utilization, and mix of accounts — and they can change. A waiting-list household that spends a year repairing credit may be more ready for homeownership than a household offered a unit with no preparation.

What credit or homebuyer question do families bring to your front desk most often?

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