Money Management International

09/04/2026

Darlene moved from Georgia to Maryland and found herself covering moving costs, everyday bills, and help for her family the way a lot of people do when things get tight: one credit card charge at a time, always planning to catch up later. She ended up carrying more than $33,000 in debt before she reached out to MMI. Her counselor helped bring her interest rates down, some to zero percent, and within five years she was debt free.

Darlene's story reflects what we're seeing across the "sandwich generation," Gen Xers supporting kids, aging parents, and themselves all at once, who now carry the highest average unsecured debt of any generation we serve.

Thank you to WMAR-2 News Baltimore and Mallory Sofastaii for telling her story. Read it here:

Gen Xers are often called the sandwich generation, caring for kids, aging parents and themselves. A Baltimore woman who accumulated more than $33,000 in credit card debt explains how she paid it all off.

09/03/2026

Not everyone's credit card debt tells the same story. In some states, balances are climbing because people have access to credit and are choosing to use it, for travel, renovations, or big purchases. In other states, it's the opposite: less access to credit, and debt that often comes from just trying to get by.

MMI's Ted Rossman spoke with Yahoo Finance about what this divide really says about the economy right now. Read more here:

Credit card debt has increased nationwide, but some states have higher average balances. Here's where, plus how you can start to pay down your balances.

09/01/2026

Gen Z is quickly becoming one of MMI's fastest growing client groups, and it's not because of overspending.

According to MMI's Ted Rossman, it's everyday costs like groceries, car repairs, and medical bills catching up to paychecks that are just getting started. The good news is more young adults are willing to talk about debt and ask for help early.

CNBC spoke with Ted and covered the trend in more detail, read it here:

Young adults are turning to debt help more than ever. Here's what's driving it and what to do.

08/31/2026

If you've noticed young adults carrying more debt earlier than past generations did, the numbers back it up: Gen Z clients are now arriving with about $20,000 in unsecured debt, growing 12% every year. The good news is they're also asking for help sooner, which means more options and less time spent stuck.

08/27/2026

Ever heard about credit card debt forgiveness and wondered if it's too good to be true?

Here's the real story: it can lower what you owe, but it usually means falling behind first, taking a hit to your credit, and sometimes owing taxes on whatever gets canceled. Before you go that route, it's worth knowing exactly how it works and what safer paths might get you there just as fast.

08/25/2026

More people are turning to AI chatbots for help figuring out their debt, and that's not a bad thing as long as you know what to watch for. Just ask Megan, who used AI to research her options after facing $22,000 in debt, then worked with MMI to lower her interest rates and build a real payoff plan.

08/25/2026

Did you catch MMI's Emanuel Rivero on FOX 13 Tampa's Unscripted? He and our client Matthew talked about why more Americans are asking for help with debt earlier than ever.

08/19/2026

Personal bankruptcies have jumped nearly 50% in just three years, so if you're weighing this option, you're far from alone. One of the first questions people ask is whether they even qualify for Chapter 7, which comes down to a "means test" comparing your income to your state's average.

08/19/2026

MMI's Ted Rossman is joining Experian's weekly today at 3pm ET on X to talk personal loans: what they are, when they make sense, and how to weigh secured versus unsecured options. The chat runs about an hour and covers audience questions live, so head over to X this afternoon to follow along with .

08/17/2026

New data from MMI shows financial stress is arriving earlier in life than it used to: Gen Z clients are now showing up with an average of $20,000 in unsecured debt, a balance that's growing 12% a year. The encouraging part is that they're also asking for help sooner — and across every generation, the earlier you reach out, the more options you have.