Small Enterprise Foundation

Small Enterprise Foundation The Small Enterprise Foundation (SEF) is a not-for-profit, pro-poor microfinance institution working towards the eradication of poverty.

Customer Care Hotline
087 820 0809 The Small Enterprise Foundation (SEF) is a not-for-profit, pro-poor microfinance institution which began operations in 1992. The aim of SEF is to work towards the elimination of poverty and unemployment. This is accomplished through two programs, the Microcredit Programme (MCP) and the Tšhomišano Credit Programme (TCP). MCP focuses on existing, but generally marg

inal micro-enterprises and provides them with micro-loans. On the other hand, TCP strictly targets women who live below half the poverty line. SEF employs a group-based lending methodology patterned after the Grameen Bank of Bangladesh. Potential members form themselves into groups of five, which are rigorously tested before they are officially recognized. Upon recognition groups are eligible to apply for loans, which they collectively guarantee. While SEF does not provide savings services, it requires members of both programs to accumulate regular savings through a Post Office Savings Account. Loans are disbursed and groups deposit their savings into their accounts. SEF has no direct control of or access to the group savings. Through the savings plan, the borrowers build up a fund which they can fall back on when faced with mishaps or tragedies. SEF is based in the Limpopo Province of South Africa. The Province is the poorest in the country, where only 1/3 of people are formally employed. For the remaining 2/3 of the population, self-employment is the only hope of generating an income. With lack of availability to affordable credit, small businesses struggle to survive or falter. SEF was established in response to this unmet need.

Happy Africa Day!
25/05/2026

Happy Africa Day!

Happy Mothers' Day!
08/05/2026

Happy Mothers' Day!

Happy Workers' Day
30/04/2026

Happy Workers' Day

Happy World Earth Day!
22/04/2026

Happy World Earth Day!

JUNIOR BOOKKEEPER VACANCYSEF is seeking to appoint a Junior Bookkeeper with the following:JOB REQUIREMENTS / SPECIFICATI...
17/04/2026

JUNIOR BOOKKEEPER VACANCY

SEF is seeking to appoint a Junior Bookkeeper with the following:

JOB REQUIREMENTS / SPECIFICATIONS
• Diploma/Degree in Accounting or equivalent qualification and computer literacy.
• Knowledge of Sage Evolution will be an added advantage.

PERSONAL ATTRIBUTES
• Strong accounting and numeracy skills
• Deadline driven
• Confident in working independently and as part of a team
• Good interpersonal skills
• High level of accuracy
• Good attention to detail

RESPONSIBILITIES (KPA)
• Load EFT payments and ensure that signatories release
• Document management of requisitions in the department
• Capture condolence requisitions and update cashbook
• Petty cash top-up, cashbook processing and reconciliation
• Reconciliation of abovementioned cashbooks to the general ledger
• Monthly stock count of consumables and reconciliation
• Prepare monthly rent requisition for Operations department based on contracts, ensure timeous payment and collection of rental deposit at the end of lease term
• Maintenance of suppliers by processing of invoice and credit notes. Prepare requisition for suppliers and ensure timeous payment
• Preparation of Forex documents for foreign lender payments
• Process journals to update general ledger and relevant reconciliation thereof
• Perform physical asset verification
• Adhoc duties

How to apply
Interested candidates should send CV/Resume and a cover letter, Certified ID Copy, Matric Certificate and Qualification/s to [email protected]
Application deadline: 24 April 2026

NB: Any incomplete or late application will not be considered

Benefits:
• Provident Fund
• Medical Aid
• Funeral cover

POPIA ACT
SEF is an EE compliant organisation therefore people in designated categories including individuals with disabilities are encouraged to apply. In the course of assessing your application for prospective employment, SEF will have to collect, process, store and/or delete your personal information. We treat personal information as private and confidential and in compliance with our responsibilities under the Protection of Personal Information Act (POPIA).
By responding to this advert, you give consent to SEF to process your personal information for the specific purpose of recruitment, placement, and possible employment. Should you wish to have further details on your rights and our compliance measures in relation to POPIA, please access the SEF Privacy Statement on our website www.sef.co.za.

Should you not hear from us three weeks after the closing date, consider your application unsuccessful.

That’s our vision. Each of our micro loans removes one of the barriers standing between a South African woman and the potential to change her life. A little credit goes a long way. Customer Care Hotline (toll-free) 0800 121 185 WhatsApp 073 435 8950 Learn more about SEF Meet the women who inspire ...

Happy Easter!
02/04/2026

Happy Easter!

Development Facilitators Recruitment in Eastern Cape1. ABOUT THE JOB: The Small Enterprise Foundation (SEF) is a not for...
20/03/2026

Development Facilitators Recruitment in Eastern Cape
1. ABOUT THE JOB:
The Small Enterprise Foundation (SEF) is a not for profit, pro poor microfinance institution that works towards the elimination of poverty by creating a supportive environment where credit and savings services foster sustainable income generation, job creation and social empowerment. SEF was first established in Limpopo, the poorest province at the time, and later as it grew, it expanded to 5 other provinces in the country. We are serving over 184,163 clients and 99% of our clients are women.
SEF is looking to fill Development Facilitator (DF) position/s specifically in the Eastern Cape region only. The recruitment criteria are listed below, and selected candidates will undergo three different types of screening. There will be training that consists of an induction for two weeks and three (3) phase trainings. The first phase will be for six weeks. and the second and third phases will be for eight weeks each. In total, training will take six months to complete.
2. Potential candidates should possess a mix of the following requirements:
a. Minimum grade 12 certificate or NQF Level 4 or N3 with two languages.
b. Subjects required in Information Technology (IT), Civil Engineering, Computer Technology, Electrical Engineering, Mechanical Engineering, Geography, Mathematics (not Maths literacy), Economics, Physical Science, Accounting, Business Studies (with a minimum of a 40% pass mark).
c. IT literate and/or Computer Skills.
d. Qualifications required, National Diploma or Degree.
e. Fluency in English and at least two other official languages.
f. Passion for and commitment to poverty alleviation.
g. Enthusiastic, resourceful, motivated, self-starter, fast learner.
h. Strong Mathematical, Communication skills and interpersonal skills.
i. Ability to show empathy to clients in need.
j. Critical and Analytical thinking skills.
k. Open-minded, culturally sensitive, and eager to learn and contribute.
l. Candidates must be 21 years and older but not more than 55 years.

3. Responsibilities
a. Achieve Key Performance Areas identified for implementation in your designated area.
b. Strict adherence to all policies and procedures.
c. Implementing of assigned projects by the Research and Development (R & D) Department.
d. Contribute to reflection, learning and innovation for the branch.
e. Ensure groups are formed according to the set standard through the proper application of Participatory Wealth Ranking (PWR) system.
f. Ensure that centres are formed, and new groups are introduced to the centre.
g. Ensure that newly formed centres and groups are trained according to the set standard.
h. Ensure that all members receive their loans on the due date.
i. Ensure that all groups repay their loans on time and that the repayments are deposited on that day.
j. Ensure that there are no fraud related matters within groups and clients.
k. To accurately maintain administration e.g. debtors card, repayment schedule, weekly plan and every document as requested by the branch manager.
l. Ensure that all complaints from clients are dealt with accordingly.
m. To maintain good relationship, trust and confidence with clients.
n. Retention of clients.
o. Training of assigned DF trainees.

4. Application process:

a. Applicants are required to bring a pen, a copy of their CV, as well as certified copies of their ID and qualifications to KwaBhaca Municipality Hall, 813 Main Street, KwaBhaca (Mount Frere), 5090 on Tuesday, the 31st March 2026 at 09H00.
b. Applicants should be at the recruitment venue not later than 09H00, (doors will be closed at 09H00.
NB! Applicants must be South African citizens or permanent residents.
No statements of results are allowed; only Matric certificates will be accepted.
In the course of assessing your application for prospective employment, SEF will have to collect, process, store and/or delete your personal information. We treat personal information as private and confidential and in compliance with our responsibilities under the Protection of Personal Information Act (POPIA).
By responding to this advert, you give consent to SEF to process your personal information for the specific purpose of recruitment, placement and possible employment. Should you wish to have further details on your rights and our compliance measures in relation to POPIA, please access the SEF Privacy Statement on our website www.sef.co.za.
SEF is an EE compliant organisation therefore people in designated categories including individuals with disabilities are encouraged to apply.

That’s our vision. Each of our micro loans removes one of the barriers standing between a South African woman and the potential to change her life. A little credit goes a long way. Customer Care Hotline (toll-free) 0800 121 185 WhatsApp 073 435 8950 Learn more about SEF Meet the women who inspire ...

Global Recycling Day 2026
18/03/2026

Global Recycling Day 2026

Happy End of Ramadan
18/03/2026

Happy End of Ramadan

Happy International Women's Day 2026
06/03/2026

Happy International Women's Day 2026

Address

8 1st Avenue
Tzaneen
0850

Opening Hours

Monday 08:00 - 16:30
Tuesday 08:00 - 16:30
Wednesday 08:00 - 16:30
Thursday 08:00 - 16:30
Friday 08:00 - 16:30

Telephone

+27153075837

Alerts

Be the first to know and let us send you an email when Small Enterprise Foundation posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Organization

Send a message to Small Enterprise Foundation:

Share