Kipi is an online stokvel where community members donate from R100- R100 000 with an aim of fulfilling their dreams. to buy a car, house, cell phone, go on a holiday etc. When you join, the system will give you the details of the person that you must deposit to. There are 3 reasons why you must deposit to that person:
1) It could be their dream fulfilled
2) It could be their commission
3) It coul
d be they have been chosen as a keeper. What is a Keeper? Since Kipi has no common bank account, any amount that is not yet ready to be used for paying dreams and commissions it is kept with some people in the community hence those people are called Keepers. You might ask yourself where is this money coming from after your waiting period,the money is coming from the members themselves. Like when u do"umholiswano/mogodisano/motshellano" there is no trading/stock exchange involved. One might be worried that what if it is my time to get my dream and someone doesn't deposit, DON'T worry Kipi will sort the person out by charging them a penalty of 28% and even going as far as being blocked for 4+months on the system. Returns are from 4-6months, 6-9mnths, 9-13months, 12-16months etc. You get your returns from 100%, 5 times donated amount,10 times donated amount and 20 times donated amount e.g. R500 is R1000 in 4-6 months that is 100% and R2500 in 6-9 months that is 5 times,R5000 9-13months that is 10 times and R10 000 12-16months that is 20 times. Even R100 could make a huge difference in your life because you can just put R100 every month for the first 12 months and after 16 months you will be getting R2000 monthly. There are many ways of making a living out of KIPI RECRUITING, even though it is not compulsory. You can just join and donate and wait for your money for whatever period that you will
