CIBA The Chartered Institute for Business Accountants is the fastest growing professional body representing accountants and finance professionals in SA.
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We offer
- A range of professional designations
- Practicing licensing for independent review engagements
- Career development
- An induction program for graduates entering the profession
- An incubator program to help establish newly qualified accountants in practice
- Quality control and monitoring
- Enforcement of a code of conduct
- Networking
- Publications and events
- Limited technical support
- Member offers and discounts
- An online community

One way accountants leave money on the table: ๐—ผ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐—ฟ๐—ฒ๐—ด๐˜‚๐—น๐—ฎ๐˜๐—ฒ๐—ฑ ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ๐˜€ ๐˜„๐—ถ๐˜๐—ต๐—ผ๐˜‚๐˜ ๐˜๐—ต๐—ฒ ๐—น๐—ถ๐—ฐ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐˜๐—ผ ๐—ฏ๐—ฎ๐—ฐ๐—ธ ๐—ถ๐˜ ๐˜‚๐—ฝ.CIBA's speci...
24/06/2026

One way accountants leave money on the table: ๐—ผ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐—ฟ๐—ฒ๐—ด๐˜‚๐—น๐—ฎ๐˜๐—ฒ๐—ฑ ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ๐˜€ ๐˜„๐—ถ๐˜๐—ต๐—ผ๐˜‚๐˜ ๐˜๐—ต๐—ฒ ๐—น๐—ถ๐—ฐ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐˜๐—ผ ๐—ฏ๐—ฎ๐—ฐ๐—ธ ๐—ถ๐˜ ๐˜‚๐—ฝ.

CIBA's specialist licence programme closes that gap.

๐—”๐˜ƒ๐—ฎ๐—ถ๐—น๐—ฎ๐—ฏ๐—น๐—ฒ ๐—น๐—ถ๐—ฐ๐—ฒ๐—ป๐—ฐ๐—ฒ๐˜€:
๐Ÿ“„๏ธIndependent Review Licence
๐Ÿ“„๏ธNon-Profit Accountant Licence
๐Ÿ“„๏ธImmigration Practitioner Licence
๐Ÿ“„๏ธTax Practitioner Licence
๐Ÿ“„๏ธBusiness Rescue Licence

Each paired with a short course, CPD, and professional indemnity cover.

๐Ÿ‘‰ https://myciba.org/practice-licences-readiness

You qualified in finance. You still can't get hired.Every advert wants experience. No employer will give it. And you hav...
24/06/2026

You qualified in finance. You still can't get hired.

Every advert wants experience. No employer will give it. And you have no professional title to prove what you can already do. That trap stops careers before they start.

๐—–๐—œ๐—•๐—” ๐—ฎ๐—ป๐—ฑ ๐—™๐—”๐—ฆ๐—ฆ๐—˜๐—ง ๐—ฎ๐—ฟ๐—ฒ ๐—ณ๐˜‚๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—ฎ ๐˜„๐—ฎ๐˜† ๐˜๐—ต๐—ฟ๐—ผ๐˜‚๐—ด๐—ต ๐—ถ๐˜. ๐—™๐—ฟ๐—ฒ๐—ฒ.

This 12-month programme builds the exact skills a finance department needs, while you work towards the Chartered Financial Administrator (CFAdmin) designation, a professional title employers recognise.

๐—›๐—ฒ๐—ฟ๐—ฒ ๐—ถ๐˜€ ๐˜„๐—ต๐—ฎ๐˜ ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ๐˜€:
โœ… Free. Fully funded by FASSET. No stipend, because this is a designation pathway, not a placement.
โœ… 100% online, around six hours a week
โœ… Starts August 2026
โœ… Applications close 29 June 2026

You can apply if you:
1๏ธโƒฃ Hold an NQF 6 finance qualification (Diploma in Accountancy or N6)
2๏ธโƒฃ Are a South African citizen, currently unemployed
3๏ธโƒฃ Are not on any FASSET grant
4๏ธโƒฃ Do not already hold a CIBA designation

No work experience needed. At the end you write the CFAdmin professional evaluation and earn the title. CIBA then adds a free one-year subscription to the Chartered Financial Management (CFM) designation.

This is how a finance career actually starts, and how the business that hires you gets someone who keeps it compliant and helps it grow.

Apply before 29 June 2026: https://cpd.myciba.org/cfa-skills-development-programme-2026/

The Gauteng High Court is currently handing out civil trial dates for 2031.Read that again.Your client has a contract di...
23/06/2026

The Gauteng High Court is currently handing out civil trial dates for 2031.

Read that again.

Your client has a contract dispute today. They paste it into ChatGPT, get an explanation of what the clause says, and think they have a plan. What they don't have is someone who can tell them what a weak dispute clause will cost their business in their cash flow before they sign it.

That's the gap. That's your value.

๐—›๐—ฒ๐—ฟ๐—ฒ'๐˜€ ๐˜„๐—ต๐—ฎ๐˜ "๐—ด๐—ผ๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐—ฐ๐—ผ๐˜‚๐—ฟ๐˜" ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—น๐—ผ๐—ผ๐—ธ๐˜€ ๐—น๐—ถ๐—ธ๐—ฒ ๐—ถ๐—ป ๐—ป๐˜‚๐—บ๐—ฏ๐—ฒ๐—ฟ๐˜€:

โณ ๐—” ๐˜€๐˜๐—ฟ๐—ฎ๐—ถ๐—ด๐—ต๐˜๐—ณ๐—ผ๐—ฟ๐˜„๐—ฎ๐—ฟ๐—ฑ ๐—ฐ๐—ผ๐—บ๐—บ๐—ฒ๐—ฟ๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฑ๐—ถ๐˜€๐—ฝ๐˜‚๐˜๐—ฒ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—›๐—ถ๐—ด๐—ต ๐—–๐—ผ๐˜‚๐—ฟ๐˜: years, not months. Real-world experience puts it at four to seven years to reach trial, if it reaches trial at all.

๐Ÿ’ธ ๐—–๐—ผ๐˜€๐˜ ๐—ผ๐—ณ ๐—ฎ ๐˜€๐—ถ๐—ป๐—ด๐—น๐—ฒ ๐—ฑ๐—ถ๐˜€๐—ฝ๐˜‚๐˜๐—ฒ, ๐˜€๐—ฒ๐˜๐˜๐—น๐—ฒ๐—ฑ, ๐—ป๐—ผ๐˜ ๐˜„๐—ผ๐—ป: R1.2 million. The cost lands either way.

๐Ÿ—“๏ธ ๐—š๐—ฎ๐˜‚๐˜๐—ฒ๐—ป๐—ด ๐—›๐—ถ๐—ด๐—ต ๐—–๐—ผ๐˜‚๐—ฟ๐˜ ๐—ฎ๐˜€ ๐—ผ๐—ณ ๐—”๐—ฝ๐—ฟ๐—ถ๐—น ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ: mediation is now mandatory for all civil trial matters. A mediator's report is a pre-condition to enrolling for trial. No report, no trial date, struck off the roll.

The alternative isn't weakness. ๐—œ๐˜'๐˜€ ๐—ฎ ๐˜€๐—ฝ๐—ฒ๐—ฐ๐˜๐—ฟ๐˜‚๐—บ:

Negotiation โ†’ Mediation โ†’ Arbitration โ†’ Litigation

As you move right, cost rises, time rises, and your client's control falls away. Good advice means resolving as far left as the dispute realistically allows.

And the clause is where it lives or dies. "Endeavour to resolve amicably" is not a dispute clause. It is a blank cheque made out to whoever has more time and money to burn.

Pull three of your clients' contracts this week. Read only the dispute-resolution clause. If one says, "endeavour to resolve amicably" and nothing else, you have found a conversation worth having and a service worth charging for.

Full breakdown: https://www.accountingweekly.com/practice-management/speed-bump-or-seven-year-sentence

Three CPD sessions next week. Three very different ways to protect your clients and your income.๐—ง๐—ต๐—ฒ ๐—น๐—ถ๐—ป๐—ฒ-๐˜‚๐—ฝ: ๐Ÿ‘‡1๏ธโƒฃ ๐—Ÿ๐—ฎ๐˜„ ๐—ผ๐—ณ...
22/06/2026

Three CPD sessions next week. Three very different ways to protect your clients and your income.

๐—ง๐—ต๐—ฒ ๐—น๐—ถ๐—ป๐—ฒ-๐˜‚๐—ฝ: ๐Ÿ‘‡
1๏ธโƒฃ ๐—Ÿ๐—ฎ๐˜„ ๐—ผ๐—ณ ๐—ฆ๐—ฒ๐—ฐ๐˜‚๐—ฟ๐—ถ๐˜๐˜†: ๐—ช๐—ต๐—ฒ๐—ป ๐——๐—ฒ๐—ฏ๐˜ ๐—ก๐—ฒ๐—ฒ๐—ฑ๐˜€ ๐—•๐—ฎ๐—ฐ๐—ธ๐˜‚๐—ฝ (๐Ÿฏ๐Ÿฌ ๐—๐˜‚๐—ป๐—ฒ)
undefinedWhen a business fails, security decides who gets paid and who loses. Heynes Kotze on secured vs unsecured debt, priority of claims and enforcement realities.

๐—•๐—ผ๐—ผ๐—ธ: https://cpd.myciba.org/product/law-of-security-when-debt-needs-backup/

2๏ธโƒฃ ๐—™๐—ฎ๐—ฟ๐—บ๐—ถ๐—ป๐—ด ๐—ผ๐—ป ๐—ง๐—ต๐—ถ๐—ป ๐— ๐—ฎ๐—ฟ๐—ด๐—ถ๐—ป๐˜€ (๐Ÿญ ๐—๐˜‚๐—น๐˜†)
In agriculture, one funding decision can save a season or break it. Leana van der Merwe on funding structures, grant conditions, cash flow timing and Agri risk.

๐—•๐—ผ๐—ผ๐—ธ: https://cpd.myciba.org/product/farming-on-thin-margins-funding-grants-and-risk-that-can-make-or-break-a-season/

3๏ธโƒฃ ๐—ก๐—ฒ๐—ด๐—ผ๐˜๐—ถ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐— ๐—ถ๐˜€๐˜๐—ฎ๐—ธ๐—ฒ๐˜€ ๐—ง๐—ต๐—ฎ๐˜ ๐—–๐—ผ๐˜€๐˜ ๐—ฃ๐—ฟ๐—ผ๐—ณ๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ป๐—ฎ๐—น๐˜€ (๐Ÿฎ ๐—๐˜‚๐—น๐˜†)
Most accountants are not underpaid for lack of skill. They negotiate badly. Nosheena Mansoor on under-pricing, scope creep and agreements that hold.

๐—•๐—ผ๐—ผ๐—ธ: https://cpd.myciba.org/product/negotiation-mistakes-that-cost-professionals-money-control-and-respect/

Each session is 2 CPD units, 14:00, R230 VAT incl.

Today we are celebrating the dads, the father figures, and everyone who quietly carries both roles at once.The ones who ...
21/06/2026

Today we are celebrating the dads, the father figures, and everyone who quietly carries both roles at once.

The ones who show up, steady the ship, and keep their people on course. In families, in firms, and in the profession.

To the best dads in the galaxy: thank you for everything you hold together.

Happy Father's Day from all of us at CIBA. ๐Ÿ’š

๐—ง๐—ต๐—ฎ๐˜ ๐—ฐ๐—น๐—ถ๐—ฒ๐—ป๐˜ ๐˜„๐—ต๐—ผ ๐—ฝ๐—ฎ๐˜†๐˜€ ๐—ฅ๐Ÿฏ ๐Ÿฑ๐Ÿฌ๐Ÿฌ ๐—ฎ ๐—บ๐—ผ๐—ป๐˜๐—ต?They're costing you six hours of resentful admin, a F**A compliance gap you can't ex...
19/06/2026

๐—ง๐—ต๐—ฎ๐˜ ๐—ฐ๐—น๐—ถ๐—ฒ๐—ป๐˜ ๐˜„๐—ต๐—ผ ๐—ฝ๐—ฎ๐˜†๐˜€ ๐—ฅ๐Ÿฏ ๐Ÿฑ๐Ÿฌ๐Ÿฌ ๐—ฎ ๐—บ๐—ผ๐—ป๐˜๐—ต?

They're costing you six hours of resentful admin, a F**A compliance gap you can't explain, and WhatsApp messages that put your professional judgment in writing.

Every month you keep them, the exposure gets deeper.

๐—ง๐—ต๐—ฟ๐—ฒ๐—ฒ ๐˜๐˜†๐—ฝ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐—ฐ๐—น๐—ถ๐—ฒ๐—ป๐˜๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ผ ๐—ด๐—ผ, ๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—น๐—ฎ๐˜„ ๐—ถ๐˜€ ๐—ฐ๐—น๐—ฒ๐—ฎ๐—ฟ ๐—ผ๐—ป ๐˜๐—ต๐—ถ๐˜€:

๐Ÿ”ด The F**A ghost won't verify, won't respond, won't cooperate. Their gap is your gap. The FIC inspects your systems, not your excuses.

๐Ÿ”ด The pressure merchant "๐™Ÿ๐™ช๐™จ๐™ฉ ๐™–๐™™๐™Ÿ๐™ช๐™จ๐™ฉ ๐™ฉ๐™๐™š ๐™›๐™ž๐™œ๐™ช๐™ง๐™š๐™จ ๐™– ๐™ก๐™ž๐™ฉ๐™ฉ๐™ก๐™š" You bend once. The requests don't stop. When it goes wrong, you carry it alone.

๐Ÿ”ด The chronic non-payer not just a cash flow problem. A client you resent is a client whose work you're not doing at your best.

Walking away is a professional act. Doing it badly is a professional risk.

The full five-step exit, including the STR obligation most practitioners don't know about, is on Accounting Weekly. This one is worth reading before you need it.

๐Ÿ‘‡ https://www.accountingweekly.com/practice-management/the-client-you-keep-is-the-risk-you-own

๐—ก๐—ผ๐—ป-๐—ฝ๐—ฟ๐—ผ๐—ณ๐—ถ๐˜๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐˜๐—ฟ๐˜‚๐˜€๐˜๐—ฒ๐—ฑ ๐˜„๐—ถ๐˜๐—ต ๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐—ฝ๐—ฒ๐—ผ๐—ฝ๐—น๐—ฒ'๐˜€ ๐—บ๐—ผ๐—ป๐—ฒ๐˜†. ๐—ช๐—ฒ๐—ฎ๐—ธ ๐—ฟ๐—ฒ๐—ฝ๐—ผ๐—ฟ๐˜๐—ถ๐—ป๐—ด ๐—ฑ๐—ฒ๐˜€๐˜๐—ฟ๐—ผ๐˜†๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐˜๐—ฟ๐˜‚๐˜€๐˜ ๐—ณ๐—ฎ๐˜€๐˜.Donations, grants and restric...
18/06/2026

๐—ก๐—ผ๐—ป-๐—ฝ๐—ฟ๐—ผ๐—ณ๐—ถ๐˜๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐˜๐—ฟ๐˜‚๐˜€๐˜๐—ฒ๐—ฑ ๐˜„๐—ถ๐˜๐—ต ๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐—ฝ๐—ฒ๐—ผ๐—ฝ๐—น๐—ฒ'๐˜€ ๐—บ๐—ผ๐—ป๐—ฒ๐˜†. ๐—ช๐—ฒ๐—ฎ๐—ธ ๐—ฟ๐—ฒ๐—ฝ๐—ผ๐—ฟ๐˜๐—ถ๐—ป๐—ด ๐—ฑ๐—ฒ๐˜€๐˜๐—ฟ๐—ผ๐˜†๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐˜๐—ฟ๐˜‚๐˜€๐˜ ๐—ณ๐—ฎ๐˜€๐˜.

Donations, grants and restricted funding do not work like normal revenue. Get the accounting wrong and a well-run NPO can look reckless on paper.

๐—™๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐˜„๐—ฎ๐—น๐—ธ. ๐—ฅ๐—ฒ๐—ฝ๐˜‚๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐˜๐—ฎ๐—ธ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ต๐—ถ๐˜.

This CPD session shows how to account for and report non-profit finances correctly and defensibly, so the numbers protect the cause instead of exposing it.

๐—œ๐—ป ๐Ÿญ ๐—ต๐—ผ๐˜‚๐—ฟ, ๐˜†๐—ผ๐˜‚ ๐˜„๐—ถ๐—น๐—น ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ:
- How non-profit organisations differ from normal businesses
- Which accounting principles apply to non-profits
- How to account for donations, grants, and funding correctly
- How restricted and unrestricted funds should be reported

For accountants serving the NPO sector, this is the difference between being a compliance cost and being the advisor funders rely on.

๐—Ÿ๐—ฒ๐—ฑ ๐—ฏ๐˜† ๐—Ÿ๐—ฒ๐—ฎ๐—ป๐—ฎ ๐˜ƒ๐—ฎ๐—ป ๐—ฑ๐—ฒ๐—ฟ ๐— ๐—ฒ๐—ฟ๐˜„๐—ฒ, ๐—–๐—œ๐—•๐—” ๐—ง๐—ฒ๐—ฐ๐—ต๐—ป๐—ถ๐—ฐ๐—ฎ๐—น ๐— ๐—ฎ๐—ป๐—ฎ๐—ด๐—ฒ๐—ฟ.
๐Ÿ“…| 24 June 2026
๐Ÿ•‘| 14:00
๐Ÿ’ก| 1 hour | 2 CPD units
๐Ÿ’ป| Live online
๐Ÿ’ฐ| R230 (VAT incl.)

Good intentions do not pass an audit. Good reporting does.

Book your seat: https://cpd.myciba.org/product/accounting-reporting-for-non-profit-organisations-where-good-intentions-fail-on-paper/

๐—š๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ณ๐—ฎ๐—ถ๐—น๐˜‚๐—ฟ๐—ฒ๐˜€ ๐—ฑ๐—ผ ๐—ป๐—ผ๐˜ ๐˜€๐˜๐—ฎ๐˜† ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฏ๐—ผ๐—ฎ๐—ฟ๐—ฑ๐—ฟ๐—ผ๐—ผ๐—บ. ๐—ง๐—ต๐—ฒ๐˜† ๐—น๐—ฎ๐—ป๐—ฑ ๐—ผ๐—ป ๐—ฎ ๐—ป๐—ฎ๐—บ๐—ฒ.The King Code sets the standard for accountability...
18/06/2026

๐—š๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ณ๐—ฎ๐—ถ๐—น๐˜‚๐—ฟ๐—ฒ๐˜€ ๐—ฑ๐—ผ ๐—ป๐—ผ๐˜ ๐˜€๐˜๐—ฎ๐˜† ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฏ๐—ผ๐—ฎ๐—ฟ๐—ฑ๐—ฟ๐—ผ๐—ผ๐—บ. ๐—ง๐—ต๐—ฒ๐˜† ๐—น๐—ฎ๐—ป๐—ฑ ๐—ผ๐—ป ๐—ฎ ๐—ป๐—ฎ๐—บ๐—ฒ.

The King Code sets the standard for accountability and conduct. When boards stay silent, approve without questioning, or simply do nothing, the personal risk is real. For the accountant advising that board, that risk is yours too.

This CPD session unpacks what governance actually demands, and where finance professionals get caught.

๐—œ๐—ป ๐Ÿฎ ๐—ต๐—ผ๐˜‚๐—ฟ๐˜€, ๐˜†๐—ผ๐˜‚ ๐˜„๐—ถ๐—น๐—น ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ:
- Where directors and professionals become exposed
- Why governance failures repeat
- How poor governance leads to ethical and financial risk
- What strong governance looks like in real decisions

๐—Ÿ๐—ฒ๐—ฑ ๐—ฏ๐˜† ๐—ฃ๐—ฟ๐—ผ๐—ณ. ๐—›๐—ผ๐˜‚๐—ฑ๐—ถ๐—ป๐—ถ ๐—™๐—ผ๐˜‚๐—ฟ๐—ถ๐—ฒ, ๐—ฃ๐—ฟ๐—ผ๐—ณ๐—ฒ๐˜€๐˜€๐—ผ๐—ฟ ๐—ผ๐—ณ ๐—œ๐—ป๐˜๐—ฒ๐—ฟ๐—ป๐—ฎ๐—น ๐—”๐˜‚๐—ฑ๐—ถ๐˜๐—ถ๐—ป๐—ด ๐—ฎ๐˜ ๐—ก๐—ฒ๐—น๐˜€๐—ผ๐—ป ๐— ๐—ฎ๐—ป๐—ฑ๐—ฒ๐—น๐—ฎ ๐—จ๐—ป๐—ถ๐˜ƒ๐—ฒ๐—ฟ๐˜€๐—ถ๐˜๐˜†.
๐Ÿ“…| 23 June 2026
๐Ÿ•˜| 09:00
๐Ÿ’ก| 2 hours | 3 CPD units
๐Ÿ’ป| Live online
๐Ÿ’ฐ| R345 (VAT incl.)

Strong governance is not admin. It is what keeps companies, and the professionals behind them, out of trouble.

Book your seat: https://cpd.myciba.org/product/corporate-governance-and-the-king-code-when-responsibility-becomes-personal/

๐— ๐—ผ๐˜€๐˜ ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐˜€ ๐—ด๐—ฒ๐˜ ๐—ฐ๐—ฎ๐—น๐—ฐ๐˜‚๐—น๐—ฎ๐˜๐—ฒ๐—ฑ, ๐—ณ๐—ถ๐—น๐—ฒ๐—ฑ ๐—ฎ๐—ป๐—ฑ ๐—ณ๐—ผ๐—ฟ๐—ด๐—ผ๐˜๐˜๐—ฒ๐—ป. ๐—ง๐—ต๐—ฒ๐˜† ๐—ผ๐—ป๐—น๐˜† ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ ๐—ถ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„ ๐˜„๐—ต๐—ฎ๐˜ ๐˜๐—ต๐—ฒ๐˜† ๐—ฎ๐—ฟ๐—ฒ ๐˜„๐—ฎ๐—ฟ๐—ป๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜.A current ...
18/06/2026

๐— ๐—ผ๐˜€๐˜ ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐˜€ ๐—ด๐—ฒ๐˜ ๐—ฐ๐—ฎ๐—น๐—ฐ๐˜‚๐—น๐—ฎ๐˜๐—ฒ๐—ฑ, ๐—ณ๐—ถ๐—น๐—ฒ๐—ฑ ๐—ฎ๐—ป๐—ฑ ๐—ณ๐—ผ๐—ฟ๐—ด๐—ผ๐˜๐˜๐—ฒ๐—ป. ๐—ง๐—ต๐—ฒ๐˜† ๐—ผ๐—ป๐—น๐˜† ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ ๐—ถ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ธ๐—ป๐—ผ๐˜„ ๐˜„๐—ต๐—ฎ๐˜ ๐˜๐—ต๐—ฒ๐˜† ๐—ฎ๐—ฟ๐—ฒ ๐˜„๐—ฎ๐—ฟ๐—ป๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜.

A current ratio on its own means nothing. But read correctly, ratios show you where an SME client is heading before the cash runs out.
That early warning is exactly what business owners pay their accountant to spot.

This CPD session shows how to use ratio analysis to find problems, explain performance and support better decisions.

๐—œ๐—ป ๐Ÿญ ๐—ต๐—ผ๐˜‚๐—ฟ, ๐˜†๐—ผ๐˜‚ ๐˜„๐—ถ๐—น๐—น ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ:
- Which ratios actually matter in practice
- What different ratios really say about a business
- How to spot early warning signs using ratios
- Why good-looking numbers can still hide problems

This is how you move from "pair of hands" to the advisor a client cannot run their business without.

๐—Ÿ๐—ฒ๐—ฑ ๐—ฏ๐˜† ๐— ๐—ถ๐—ฐ๐—ต๐—ฒ๐—น๐—น๐—ฒ ๐—ฑ๐—ฒ ๐—Ÿ๐—ฎ๐—ป๐—ด๐—ฒ, ๐—ฆ๐—ฒ๐—ป๐—ถ๐—ผ๐—ฟ ๐—Ÿ๐—ฒ๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ๐—ฟ ๐—ถ๐—ป ๐— ๐—ฎ๐—ป๐—ฎ๐—ด๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—”๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜๐—ถ๐—ป๐—ด ๐—ฎ๐—ป๐—ฑ ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ.
๐Ÿ“…| 25 June 2026
๐Ÿ•‘| 14:00
๐Ÿ’ก| 1 hour | 2 CPD units
๐Ÿ’ป| Live online
๐Ÿ’ฐ| R230 (VAT incl.)

Numbers do not grow a business. The insight behind them does.

Book your seat: https://cpd.myciba.org/product/ratio-analysis-that-actually-tells-you-something/

๐—ฌ๐—ผ๐˜‚ ๐˜๐—ถ๐—ฐ๐—ธ๐—ฒ๐—ฑ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฏ๐—ผ๐˜…. ๐—ง๐—ต๐—ฒ ๐—ท๐—ผ๐—ฏ ๐—ฎ๐—ฑ ๐˜€๐˜๐—ถ๐—น๐—น ๐˜€๐—ฎ๐—ถ๐—ฑ ๐—ป๐—ผ.Not because of your competence. Because of the designation you hold even ...
18/06/2026

๐—ฌ๐—ผ๐˜‚ ๐˜๐—ถ๐—ฐ๐—ธ๐—ฒ๐—ฑ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฏ๐—ผ๐˜…. ๐—ง๐—ต๐—ฒ ๐—ท๐—ผ๐—ฏ ๐—ฎ๐—ฑ ๐˜€๐˜๐—ถ๐—น๐—น ๐˜€๐—ฎ๐—ถ๐—ฑ ๐—ป๐—ผ.

Not because of your competence. Because of the designation you hold even when the law doesn't actually require that specific one for that role.

CIBA took that problem to government. Formally. In March 2026, a public submission to the Employment Laws Amendment Bill called for an end to unjustified designation filters and salary-history anchoring.

Because your past salary shouldn't set your next ceiling. And your designation which is SAQA-recognised, legitimately earned, should open doors, not have them shut in your face.

๐—ง๐—ต๐—ถ๐˜€ ๐—ถ๐˜€ ๐˜„๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฑ๐˜ƒ๐—ผ๐—ฐ๐—ฎ๐—ฐ๐˜† ๐—ณ๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ณ๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ป ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—น๐—ผ๐—ผ๐—ธ๐˜€ ๐—น๐—ถ๐—ธ๐—ฒ. ๐Ÿ’ช

Full story on Accounting Weekly: https://www.accountingweekly.com/practice-management/the-job-ad-that-already-said-no

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