21/08/2026
Digital Frontiers Institute Alum, Nana Aforo Newman, explores how Ghana is moving beyond infrastructure to build a more connected, interoperable, and inclusive digital payments ecosystem.
With mobile money often serving as the first financial account for many Ghanaians, adoption continues to scale; reaching significant transaction volumes and reshaping access to financial services.
The article looks at:
- The role of GhIPSS as the backbone of Ghana’s payments infrastructure
- How interoperability is enabling innovation across banks, fintechs, and mobile money providers
- What global systems like Pix and UPI can teach about open payment ecosystems
-The growing importance of collaboration, regulation, and consumer protection
Nana also highlights how initiatives like PAPSS are supporting regional integration, and how payment data is opening pathways to credit, insurance, and financial inclusion.
Ghana’s progress shows what’s possible when infrastructure, regulation and industry work together.
Read the full blog: https://ow.ly/cspo50ZC30V