MS in Germany: Study, Work & Live

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MS in Germany: Study, Work & Live Daily news, money tips, and life guides for studying, working, and living in Germany. Visit our website to find all the useful info.

MS in Germany is a platform developed to help students in achieving their goal of higher studies in Germany!

Somewhere in Germany there is a small shop with a handwritten sign taped to the register. Nur Barzahlung. Cash only.That...
11/09/2026

Somewhere in Germany there is a small shop with a handwritten sign taped to the register. Nur Barzahlung. Cash only.

That sign is now in a government paper. Finance minister Lars Klingbeil has put out a key points plan, reported by Tagesschau on Friday, that would force every business selling goods or services on site to accept at least one digital payment option next to cash. Shops, restaurants, hairdressers, workshops. No extra fee for using the card, and at least one of the options has to be a European payment method. The ministry wants the draft in cabinet this year and the rule running from 2027.

There is a second half to this that matters just as much.

Cash is not going anywhere. Coins and notes still have to be accepted. What would end is standing at the counter, card in hand, and being told no. The ministry says the point is tax evasion and money laundering, because digital payments leave a record. Not everyone likes it. The German bakers' association says small shops get stuck with terminal costs and monthly fees.

Send this to the person who got caught at a German counter with nothing but a card.

A Frankfurt doctor is sitting in a cell tonight. The first complaints about him go back to the 1980s.Prosecutors there a...
11/09/2026

A Frankfurt doctor is sitting in a cell tonight. The first complaints about him go back to the 1980s.

Prosecutors there are investigating 14 cases between 2016 and 2025. They say the 76 year old ear, nose and throat doctor deliberately caused patients extreme pain during treatment and sexually coerced them while he did it. He has been in investigative custody for three weeks, held on the risk that he would do it again.

And the number keeps climbing.

The prosecutor's office now holds more than 100 criminal complaints. Around 80 more people contacted hessenschau, the ARD broadcaster in Hesse, with their own accounts. Some of those reach back to the 1980s. Police searched his practice in May and carried out photos and videos.

None of it has been decided in court. He has not been convicted of anything.

But that is the part that sits badly. If the earliest accounts hold up, a practice stayed open in a big German city for decades while people walked out of that treatment room hurting and did not know who to tell. The reports only started stacking up once the first one went public.

Send this to someone in Germany who has a specialist appointment coming up.

Germany's new train test sounds bigger than it is. The limit matters just as much as the win.At a BMWE-backed test on th...
11/09/2026

Germany's new train test sounds bigger than it is. The limit matters just as much as the win.

At a BMWE-backed test on the Havelländische Eisenbahn site, a converted Siemens Mireo prepared itself, checked its safety systems, then drove from a siding to its starting station without a driver. Sensors watched the track and could react to possible obstacles.

The Federal Ministry for Economic Affairs and Energy says it put about €41.5 million into AutomatedTrain. DB InfraGO, Siemens Mobility, Bosch Engineering, DB Regio, and other partners worked on it for roughly 3 years.

This feels hopeful. But it was a prototype test, not the start of driverless passenger service. A second train, a Stuttgart S-Bahn BR430, gathered data while a driver stayed in control.

The real win is smaller and more useful: Germany showed the tech can handle a real railway setting.

Send this to the friend who says German rail never builds anything new.

Photo: Celestinesucess / Wikimedia Commons, CC BY-SA 4.0.

Your health contributions are supposed to sit somewhere boring and safe. German law actually requires it.Twelve public h...
11/09/2026

Your health contributions are supposed to sit somewhere boring and safe. German law actually requires it.

Twelve public health insurers lent about 900 million euros to property developers. Eleven more put 200 million into bonds tied to the Verius funds. The federal supervisor now says the returns are far below what was promised, and some of it may be gone for good. Possible damage: 1.1 billion euros. The number came out of the government's own answer to a question from the Greens, reported by NDR, WDR and Sueddeutsche Zeitung.

And 1.1 billion is only the part anyone has counted.

The supervisor watches 58 of Germany's 93 public insurers. The rest answer to the states. Nobody has added those up.

One detail shows how this happened. Lawyers reviewing a doctors' association found a 30 million euro loan handed over for a plot of land said to be worth about 1 million at the time. Anyone who looked properly, one of them said, would have seen it was not safe.

If you pay into a public Krankenkasse, this is your money, not tax money. Private insurance is a separate system and is not part of this.

Send this to someone who has complained about their Krankenkasse going up.

Sweden is paying some migrants to leave the country. Germany has no such program. Here is why the two ended up in opposi...
10/09/2026

Sweden is paying some migrants to leave the country. Germany has no such program. Here is why the two ended up in opposite places.

The number that jumps out is 2,500. That is how many British nationals in Sweden have received deportation orders since Brexit, according to Eurostat figures reported by The Local. Another 458 have already been removed. The UK Foreign Office says 27.5 percent of Britons in Sweden were refused post-Brexit residency, against an EU average of under 4 percent.

The difference comes down to one paperwork choice. Germany picked a "declaratory" system under the Withdrawal Agreement: if you qualify, your rights exist even if you never file an application. Sweden picked a "constitutive" one: you had to apply for your own status, and if you did not get it right, you were out.

Germany has problems of its own for Brits here. The Interior Ministry says the number of British nationals ordered to leave has stayed in the double figures every year. It is an entirely different scale from Sweden, and the system everyone feared in 2020 is the reason why.

If a family member in the UK asks whether a move here could end the same way, this is the answer. Send this to someone who still thinks Brexit barely touched people's lives.

Berlin is about to pick a new mayor. Nobody can call who wins it.The latest ARD poll (infratest dimap, 1,528 voters) put...
10/09/2026

Berlin is about to pick a new mayor. Nobody can call who wins it.

The latest ARD poll (infratest dimap, 1,528 voters) puts the Left at 21 percent, the CDU at 20, the AfD at 18, the Greens at 16, the SPD at 12.

The twist: the CDU mayor, Kai Wegner, already stepped back. So on September 20, Berlin gets a new face in the town hall no matter what. The Left nearly doubled from its last result (12.2 percent), but the CDU can still take the mayor's office through coalition math. Polls are snapshots, and this one is a coin flip.

Either way, the capital's next government will have to be stitched together from at least two parties, probably more. That's where the real fight starts.

Send this to someone who still thinks Berlin's mayor is the CDU guy. It's not that simple anymore.

The letter that says "German course starts Monday" may be the last one Germany pays for.A 2027 draft budget now on the t...
10/09/2026

The letter that says "German course starts Monday" may be the last one Germany pays for.

A 2027 draft budget now on the table in Berlin cuts the money for integration courses from 954 million to about 590 million euros. That is a 38% drop in one year, more than 360 million euros gone. Police and cyber-security budgets go up at the same time.

The cut is still a proposal, not a law. But the direction is clear, and language classes are where newcomers actually learn to live here. Fewer courses, longer waits, and higher fees are the realistic endgame.

If you're on a course now or planning one, this is your line in the sand: the German you learn this year may be the cheapest German you'll ever buy.

Send this to someone who just got their course date. They'll want to know before the free seats disappear.

Germany has quietly been saying no.Not to refugees, not to tourists. To researchers. Chinese ones.A joint investigation ...
10/09/2026

Germany has quietly been saying no.

Not to refugees, not to tourists. To researchers. Chinese ones.

A joint investigation by WDR, NDR and SZ found that German authorities refuse hundreds of Chinese research and study visa applications every year over fears of scientific espionage. The numbers only started becoming visible because of that investigation, published this week.

The same government that keeps saying Germany needs more international scientists is also quietly blocking some of them at the visa office. Both things are true at once.

It is not a general ban. The refusals target cases where German authorities suspect ties to state-backed science espionage, particularly in sensitive fields. But the annual count now reaches three digits.

For anyone planning a research career in Germany, this is the story that explains why some applications just stall. And why the letter, when it comes, says nothing about spying.

Send this to a friend applying for a research visa. It is the context no asylum form will ever give you.

Germany's draft budget for 2027 is being debated in the Bundestag this week, and one number stands out.The defence minis...
10/09/2026

Germany's draft budget for 2027 is being debated in the Bundestag this week, and one number stands out.

The defence ministry is set to get 109.7 billion euros. That is 27 billion more than this year, a jump of almost 33 percent. Add the roughly 30 billion left in the special fund and the Bundeswehr would have about 140 billion to spend next year. One euro in every five in the whole federal budget.

Boris Pistorius said it himself in the debate. 140 billion euros, that is a lot of money, and it has to be explained.

Now look at the other side of the page. The ministry that covers families, education, seniors and young people falls from 16.66 billion to 15.48 billion. Parent pay alone drops from 7.51 billion to 7.07 billion.

And here is the part budget people keep warning about. The federal audit office and MPs from both the SPD and the CDU say arms firms quote different prices once the buyer is called Bundeswehr.

None of this is final. The Bundestag votes on the budget later this year.

Send this to someone who thinks the federal budget has nothing to do with them.

Source: tagesschau.de, Bundestag Drucksache 21/7300

She got her car fixed after she scraped it herself. The bill came to nearly 4,000 euros. Her insurance paid all of it ex...
09/09/2026

She got her car fixed after she scraped it herself. The bill came to nearly 4,000 euros. Her insurance paid all of it except 389.

The insurer said those 389 euros covered work that was not necessary. Her policy, like a huge number of German comprehensive car policies, only promises the "necessary costs" of a repair. She sued for the rest. On Wednesday Germany's highest civil court sided with the insurer (case IV ZR 235/25, via tagesschau).

There is a second half to this ruling most drivers have never heard of.

When someone else crashes into you, the other driver's liability insurer carries the risk of a garage padding the bill. The court said that rule does not carry over to your own comprehensive cover. On your own claim, you are the one who has to make sure the garage bills only what is needed. The one exception is when the insurer picks the garage for you.

So the 389 euros stay hers. She can chase the garage for that money, but that is a separate fight.

The consumer office in Baden-Wuerttemberg says the fix is boring and it works. Get a written estimate first, have your insurer confirm it, then let the garage start.

Send this to someone dropping their car off this week.

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