12/16/2025
We are deeply saddened by the tragic passing of Olivia Ray, a valued member of the First Southern Bank Junior Board of Directors in Ware County.
Olivia’s kindness, leadership, and genuine heart for service left a lasting impact on the First Southern family and the community she loved. Her passion, character, and commitment to others will not be forgotten. She will be greatly missed.
To Olivia’s family, friends, and all who loved her our thoughts and prayers are with you during this difficult time.
In lieu of flowers, the family kindly requests that donations be made to the Olivia Ray Fund at First Southern Bank. Each year, the First Southern Bank Junior Board of Directors leads a community focused initiative, and this year the students are raising funds to support the CM1 Foundation in memory of their classmate and friend, Caden Musgrove.
Olivia was deeply passionate about this project and eager to see it begin. The CM1 Foundation provides annual scholarships to Ware County High School graduating seniors, continuing a legacy of hope, service, and opportunity values Olivia exemplified so beautifully.
Member FDIC and Equal Housing Lender.
