Merchants Payments Coalition

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Merchants Payments Coalition The Merchants Payments Coalition is dedicated to fighting unfair credit and debit card fees.

“Every time a customer taps a at a Des Moines coffee shop or a local farm stand, processing fees eat up 2% to 4% of th...
10/05/2026

“Every time a customer taps a at a Des Moines coffee shop or a local farm stand, processing fees eat up 2% to 4% of the sale,” says Hunter Williams, president of the Iowa chapter of Stand With Crypto. “Digital payments allow local entrepreneurs to dodge those swipe fees and keep more of what they earn.”
Representative Zoe Lofgren Senator Cynthia Lummis Senator Angus S. King, Jr. Senator Roger Marshall, M.D. Senator Dick Durbin Senator Peter Welch Lance Gooden The Des Moines Register

Digital currency can bring real benefits for everyday Iowans, and Congress should help facilitate progress, writes Hunter Williams.

Wealthy consumers whose premium that drive up prices for everyone with high are having trouble redeeming perks like ...
10/02/2026

Wealthy consumers whose premium that drive up prices for everyone with high are having trouble redeeming perks like access to luxury airport lounges. And at “the other end of the credit spectrum … many subprime consumers simply don’t have cards.” Research from PYMNTS.com shows 35% of low-income consumers don’t have a credit card and don’t benefit from card rewards, compared with 4% of wealthy consumers.
PYMNTS.com: What's Next in Payments Representative Zoe Lofgren Cynthia Lummis Senator Angus S. King, Jr. Senator Roger Marshall, M.D. Senator Dick Durbin Senator Peter Welch Lance Gooden

The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.

NJ Restaurant & Hospitality Association President and CEO Daniel Klim says “are just too damn high. … I don’t think ...
10/01/2026

NJ Restaurant & Hospitality Association President and CEO Daniel Klim says “are just too damn high. … I don’t think anybody has an issue with the cost of doing business or paying for the processing, but when you’re getting hit with fees that are costing you a quarter million dollars or more in a small business, those are real dollars.” He wants Congress to pass the to bring the fees under control.
NJBIZ Senator Cory Booker Senator Andy Kim Senator Cynthia Lummis Senator Angus S. King, Jr. Representative Zoe Lofgren Senator Roger Marshall, M.D. Senator Dick Durbin Senator Peter Welch Lance Gooden

The NJRHA outlines its legislative agenda, including tipped wages, credit card fees, liquor licenses, labor and tourism.

San Francisco bookstore owner Alexander Orloff says Congress needs to pass the and allow routing choice because “small...
09/30/2026

San Francisco bookstore owner Alexander Orloff says Congress needs to pass the and allow routing choice because “smaller networks are willing to offer lower to replace Visa and Mastercard as the middleman but with few opportunities to break into the market they have their hands tied.” He appreciates Representative Zoe Lofgren’s sponsorship of the bill and says “Small businesses don’t need a handout. We just want a competitive marketplace that gives us a fairer shake rather than padding the profits of two financial giants.”
Senator Cynthia Lummis Senator Angus S. King, Jr. Senator Roger Marshall, M.D. Senator Dick Durbin Senator Peter Welch Lance Gooden

“One simple reform would be for state legislators to prevent credit card companies from charging ‘swipe fees.’”

“With credit cards, the interchange and other fees merchants must pay to accept them may lead to higher prices for goods...
09/29/2026

“With credit cards, the interchange and other fees merchants must pay to accept them may lead to higher prices for goods, eventually driving up the cost for everyone,” Illinois state Sen. Li Arellano Jr. says. That’s why he sponsored a new law requiring stores to accept cash for transactions up to $500.
Illinois Retail Merchants Association Governor JB Pritzker Senator Dick Durbin Payments Dive

A new state law will require retailers to accept cash for most transactions below $500, and fine repeat violators up to $5,000.

Merchants’ use of surcharges “is definitely a product of the high that they’re paying,” National Retail Federation V...
09/28/2026

Merchants’ use of surcharges “is definitely a product of the high that they’re paying,” National Retail Federation Vice President of Government Relations Dylan Jeon says. And the proposed settlement of a lawsuit intended to bring rising swipe fees under control is “woefully insufficient” because it “doesn’t touch on the core issue … which is lack of competition.”
CNBC Senator Cynthia Lummis Senator Angus S. King, Jr. Senator Roger Marshall, M.D. Senator Dick Durbin Senator Peter Welch Lance Gooden Representative Zoe Lofgren

More merchants are rounding change for cash purchases to the nearest nickel due to the end of penny production, or adding surcharges to credit card transactions.

Rising are a “hidden inflation multiplier built into America's system” and “an affordability issue hiding in plain s...
09/25/2026

Rising are a “hidden inflation multiplier built into America's system” and “an affordability issue hiding in plain sight,” Retail Industry Leaders Association SVP of Government Affairs Evan Armstrong says.
Senator Cynthia Lummis Senator Angus S. King, Jr. Senator Roger Marshall, M.D. Senator Dick Durbin Senator Peter Welch Lance Gooden Representative Zoe Lofgren

Inflation increases credit card swipe fees, pushing higher costs onto retailers and consumers across gas, groceries, and everyday purchases. This article breaks down how the payments market’s lack of competition amplifies fees and why the bipartisan Credit Card Competition Act aims to introduce ch...

With merchant lawsuits arguing that the Board of Governors of the Federal Reserve System set the regulated rate for ...
09/24/2026

With merchant lawsuits arguing that the Board of Governors of the Federal Reserve System set the regulated rate for too high pending in two federal appeals courts, "We continue to expect the merchants to win these court challenges given how Congress phrased the Durbin amendment," TD Cowen analyst Jaret Seiberg says. Cowen thinks the rate could end up being lowered from the current 21 cents to as little as 5 cents.
American Banker Senator Dick Durbin

A second lawsuit challenging the Federal Reserve's debit interchange fee regime is set to be heard in the U.S. Court of Appeals for the 6th Circuit in October. JPMorganChase, Bank of America and Wells Fargo — as the largest debit issuers by purchase volume — are most at risk to see a dramatic cu...

A federal judge has upheld the National Credit Union Administration’s position that federal law preempts Illinois’ ban o...
09/23/2026

A federal judge has upheld the National Credit Union Administration’s position that federal law preempts Illinois’ ban on on sales tax and tips from applying to federal credit unions. But the ruling is unlikely to stand. “The NCUA has clearly exceeded its authority, and we expect the court will be overruled in an appeal or subsequent case,” MPC Executive Committee member and NACS General Counsel Doug Kantor says. “States can and should protect their local businesses and consumers from abusive, unfair practices by credit unions and banks.”
Illinois Retail Merchants Association Governor JB Pritzker Senator Dick Durbin

The Merchants Payments Coalition today expressed strong disapproval of a federal court decision shielding federal credit unions from an Illinois law protecting its people from credit card swipe fees on sales tax and tips.

Bangor small business owner Dan Tremble says Senator Angus S. King, Jr. cosponsoring the “reinforces the merits of a b...
09/23/2026

Bangor small business owner Dan Tremble says Senator Angus S. King, Jr. cosponsoring the “reinforces the merits of a bill that will benefit the lives of Maine’s business owners and their customers.” He says “businesses like mine have been locked in an operational chokehold for years because of ” and are “having their income siphoned away.”
The Bangor Daily News

"Swipe fees rank among the most costly expenses for small businesses, who have little to no agency to negotiate with giants like Visa and Mastercard."

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