The Assets for Financial Independence Foundation, Inc.

11/08/2025

Good for thought…

Property will be a big chunk of the great wealth transfer. Older Americans need to plan properly to pass on real estate, experts say. Here's how.

09/10/2025

08/24/2025

https://apple.news/Ao5WjWgfKSMWknsidHnqgbA

The FBI is warning about a scam that it says has wiped out entire life savings and retirement accounts, leaving seniors devastated.

01/17/2025

We're giving away our bag of (almost totally non-technical) tricks that will show you exactly how to get your finances under control.If you're serious about having financial freedom... learn these 5 steps, implement them in your life and watch your relationship with money soar!

12/01/2024

08/08/2024

Hi! We're Laurie-Anne & Britt 👋 All your life, you’ve absorbed damaging ideas about money. “Money is evil.” “People with debt are irresponsible.” “Only greedy people want to be rich.” These beliefs and the negative relationship with money they’ve created have gotten in the way of ...

02/25/2024

11/03/2023

Britt is a Harvard Business School graduate, expert investor, and money mindset coach. She makes saving fun and getting out of debt possible for women+ of all backgrounds. She teaches personal finance through simple, easy to understand steps that make it possible for anyone to achieve their financ...

09/23/2023

10/18/2022

5 red flags of forgiveness scams

Here are five red flags that borrowers applying for debt relief ought to watch out for, according to the FTC.

1. You’re not applying directly at StudentAid.gov

Don’t give your information to a third party offering to apply on your behalf. Apply directly at StudentAid.gov/DebtRelief.

Right now, the application is online only. There will be a paper application available at a later date.

2. There’s a fee to apply

Anyone who says you need to pay to apply is a fraudster, the FTC said: “And anyone who guarantees approval or quicker forgiveness: scam, scam, scam.”

3. You’re uploading financial documents

The real application is short and straightforward: It asks for your name, birth date, Social Security number, phone number and address.

When you apply online, you don’t have to upload or attach any documents such as past tax returns to prove income. Nobody “legit” will ask for your Federal Student Aid (FSA) ID, bank account or credit card information, the FTC said.

One important note: The relief is limited to those who make less than $125,000 per year, or married couples or heads of households earning less than $250,000. When the Education Department starts processing applications, some applicants will have to verify their income — but not at the time they apply, the FTC said.

4. Email updates come from an odd address

Once you apply for forgiveness, expect e-mail updates from the Education Department, the FTC said. The agency may ask you to upload tax documents verifying your income or may be giving updates on your application.

But the emails will only come from these legitimate senders: [email protected], [email protected] or [email protected].

Pay close attention the sender address, the agency said. Anything different from the above — even slight typos — are signs you’re getting a fake e-mail from a con artist.

5. Promises to help you qualify, for a fee

People who say they can get your debt relief approved, for a fee, are criminals, according to the FTC.

If your application is denied, “follow ED’s process,” the agency said. Follow the instructions on your email notice; if you have questions, call FSA’s dedicated phone line at 1-833-932-3439.

Scammers are trying to steal student loan borrowers' money and personal information.

10/10/2022

Beware! Billions have been stolen from consumers from these scammers!