10/16/2026
Progress is happening.
Beginning Oct. 1, select insurance companies in Colorado were required to start notifying policyholders and new applicants what their wildfire risk is, and telling homeowners if they can reduce their risk to cut their premiums. Homeowners are also able to appeal their “wildfire risk scores.”
Those scores, which are commonly used by insurers, quantify how dangerous an individual home is to insure. The higher the score, the higher the premium a policyholder has to pay. An insurer could also completely drop a risky home from its coverage.
Read more at cpr.org. https://www.cpr.org/2026/10/15/your-homes-fire-risk-is-becoming-more-transparent-heres-what-coloradans-need-to-know/