08/25/2026
Financial aid preparation is one of the most consequential (and most frequently delayed) parts of the college application process. For low-income and first-generation families especially, starting late can mean missed priority deadlines, lost scholarship opportunities, and last-minute scrambling during an already overwhelming season. π°
As we head into fall, here's what's worth emphasizing with students and families now:
π Identify requirements early: Determine whether each school on the student's list requires FAFSA only, or FAFSA plus CSS Profile
π Gather documents proactively: Tax returns, W-2s, bank statements, and records of untaxed income or benefits; these take time to locate
π¨βπ©βπ§ Engage families early: Many parents are unaware of what's coming or what information they'll need to provide
π
Map priority deadlines: Some schools, states, and scholarship programs have early deadlines for maximum aid consideration, and the federal guidance is to submit FAFSA as early as possible since some state and school aid is limited
β οΈ Flag complex situations: Divorced/separated parents, noncustodial parent issues, unusual income situations
For students in complicated family situations (estranged parents, undocumented family members, informal guardianship) financial aid paperwork can feel like an impossible barrier. Identifying these situations early and helping families understand their options (including noncustodial parent waivers where available) is critical.
A simple, shared financial aid checklist can prevent a huge amount of stress. Consider making one a standard part of your fall advising toolkit. π