Homeownership Council of America

06/30/2026

This National Homeownership Month, we’re proud to further our mission to make homeownership more accessible by announcing our beta launch of ReadyOwn.

ReadyOwn is a new, free down payment assistance locator and mortgage‑readiness platform for consumers.

✔️ 3,500+ verified DPA programs
✔️ No sign‑up, no ads, no lead selling
✔️ Affordability calculator + readiness checklist
✔️ HUD‑approved housing counselor lookup

Check it out and share with anyone preparing to buy a home: https://readyown.app/

If you’d like a walkthrough or want to explore how ReadyOwn can support your work, you can schedule a demo here: https://calendly.com/d/dz3v-2h8-ggg/learn-about-hca-s-readyown?month=2026-06

Let’s keep making homeownership more attainable—for everyone.

06/11/2026

We’re excited to join our friends at America Saves next week to share an exciting new online resource we’ve built to help prospective homebuyers navigate financial assistance options that make homeownership feel more accessible and affordable. Share with others, and we hope to see you there!

Buying a home can feel overwhelming—especially when thinking about down payments, affordability, credit, and the overall cost of homeownership. But with the right information, tools, and resources, homeownership may be more achievable than you think. Join America Saves and the Homeownership Counci...

02/12/2026

Congratulations, Patty Arvielo at New American Funding! Chosen by her peers for HCA's Trailblazer Award! 💫

06/04/2025

June is National Homeownership Month — but at HCA, every month is Homeownership Month.
We believe homeownership is more than a milestone — it's a powerful tool for building generational wealth, stability, and opportunity. That’s why we work year-round to expand access to sustainable homeownership for underserved communities.

05/01/2025

While homeownership rates for Asian American and Pacific Islanders (AAPI) are higher than some other minority groups, disparities still exist. Many AAPI households face language barriers, credit access challenges, and rising housing costs in major cities. The AAPI homeownership rate is 63.6%, compared to 74.4% for White households. Supporting inclusive lending programs ensures more AAPI families can achieve sustainable homeownership. (Source: U.S. Census Bureau, 2023. At HCA, we remain committed to breaking down these barriers and expanding homeownership opportunities for all underserved communities.

04/02/2025

The Fair Housing Act was passed in 1968, yet discrimination in housing still exists. A 2022 study found that Black mortgage applicants are denied loans at an 84% higher rate than White applicants. HCA is committed to positive change by working with financial institutions to create fair and accessible lending solutions. (Source: LendingTree, 2022)

03/07/2025

125 families have been able to buy a home through our programs, National Down Payment Assistance Solutions: Equity DPA and Equity Access. We’re helping families achieve homeownership and build generational wealth.

Together, we’re closing the homeownership gap and expanding opportunities for underserved communities.
Are you looking to buy your first home?
Check out our site to see if we can help!

02/20/2025

Through our National DPA Solutions pilot program first-time homebuyers have secured nearly $38 million in mortgage loans! This initiative has played a critical role in opening the door to homeownership and helping build a strong financial foundation for underserved communities! Find out how you can support first time homebuyers by visiting EquityCertified.org

02/12/2025

Floyd B. McKissick’s vision for Soul City was a bold step toward Black economic empowerment and community building. This Black History Month, we honor his legacy and the strength of Black communities working toward a more equitable future.

01/29/2025

We at HCA are excited and humbled to be selected as a Featured Innovator for our National DPA Solutions / Equity DPA!
🙏🏼
Big thanks to our partners and funders who helped make the pilot possible; leading to the current scaling & expansion!
🏡

Repost from Economic Architecture :

We’re thrilled to share the Featured Innovators selected in the Valuing Homes in Black Communities Challenge from Economic Architecture and The Brookings Institution. As Featured Innovators, these individuals and their innovations are driving meaningful change and promoting racial equity in the housing market.

Please join us in celebrating the potential impact of these innovators across the country. Read more about each person and their innovation here: https://lnkd.in/gY5tCpWk

Ashon Nesbitt (Florida Housing Coalition)
Cat Goughnour, MSc (Maryland Department of Housing and Community Development (DHCD))
Daniel Smith, MBA (Keepingly® )
Doug Ryan (Grounded Solutions Network)
Edward Gaston (Mission More Inc.)
Gabe Ewing del Rio, CMB, AMP (Homeownership Council of America)
Gregory Miller (Center for Land Economics)
Habsa Aydid (Gentriguard)
John W. Haines (Community Investment Trust)
Junia Howell (eruka)
Justin Romeo, P.E. (Center for Neighborhood Technology)
Kyle Kamrooz (Bonus Homes)
Louis Byrd (zanago)
Lutalo McGee (Ani Appraisal Management)
Manohar Patole (Plank Road Community Land Bank and Trust)
Marcus Martin (Homium)
Noni Session (East Bay Permanent Real Estate Cooperative)
Sipho Simela (Matrix Rental Solutions)
Tamara Knox (Frolic Community)
Taylor Grandchamp (ValueCheck/Property Insight)
Vernon Jay (EquityCoin)
Wissam Akra (Tough Leaf)