Dave Jones

10/14/2026

Insurers across the globe and in the United States are facing growing losses due to climate change. As these senior insurance executives reveal in their statement, insurers' response is to increase price and to limit writing insurance -- a response that is undermining the mortgage market, the property market, and the economy.

The insurance executives point out that insurers can and should, but are not, taking steps to address the underlying risk drivers-- which they could do by transitioning out of investing in and underwriting the fossil fuel industry and holding it accountable for their climate-related losses.

These insurance company executives are blowing the whistle on the insurance industry's failure to address the underlying risk and loss drivers-- growing emissions and climate change. We need policymakers, regulators, investors, shareholders, insurers, consumers, and voters to heed this call for action-- if we want to stop our accelerating march into an uninsurable future.

This morning, Inside Track x (Re)Insurance published a memo from senior professionals in the UK and European insurance and reinsurance industries. They say that models show increasing risk of physical damage as a result of climate change. They are worried that neither government nor their custome

10/07/2026

Big Oil Asks U.S. Supreme Court for Free Pass in yesterday's oral argument in Suncor v. Boulder. I filed an amicus brief in the case rebutting the insurance industrys' brief supporting Big Oil at the expense of Americans with home insurance. No immunity for Big Oil!

The U.S. Supreme Court opened its new term with oral arguments in Suncor v. Boulder, one of the most consequential climate-accountability cases to reach the Court. Its decision could allow local governments facing mounting climate costs to have their day in court, or entrench impunity by providing f...

09/23/2026

Important new report finds that CA Governor Newsom's CA Air Resources Board (CARB) waters down proposed emissions reporting regulation & fails to require most emissions from oil & gas industry to be reported!

09/23/2026

Insurers say they're starting to write new California homeowner policies, but few new policies being written despite homeowners' investment in home hardening and defensible space and investments in nature based forest management.

A new analysis shows few home insurance policies are being written for Californians in high-risk areas despite incentives.

09/21/2026

Flood-hit communities risk being trapped with homes they cannot aford to insure,
mortgage or sell unless UK regulators and government act, warns an open letter
published today. Signatories include me
and former President of the Institute and Faculty of Actuaries Louise Pryor alongside other
senior sector figures.
Coordinated by Mothers Rise Up, the letter points to Tenbury Wells in Worcestershire as a
“critical example of the uninsurability trap”. Repeated floods have seen quotes for many
homes double or triple, with five-figure excesses and mainstream insurers increasingly
declining to quote.Across the UK, fossil fuel-driven climate change is making extreme heat
more frequent while increasing the risk of heavier rainfall.Around 6.3 million properties
in England are in areas at risk of flooding, projected to rise to around 8 million by
mid-century.

Why insurance is so critical, for our communities and our planet. Tenbury Wells and flood-prone communities across the UK are caught in an "uninsurability trap." After the floodwaters recede, a quiet crisis remains: families are being hit with skyrocketing premiums and five-figure excesses. In many....

08/28/2026

Governor Newsom's & the private investor owned utilities' proposal to limit utility liabilty and damages for starting wildfires will raise insurance prices and make insurance even less available in California. CA legislators should reject this handout to utilities at expense of fire survivors.

A last-minute proposal would shift wildfire costs from utilities to consumers, risking higher insurance premiums and weaker accountability.

08/27/2026

Join us September 9th for this on-line webinar about the climate crisis' causing the insurance crisis and what we can do about it.
https://luma.com/0gw5xadr.

08/05/2026

As former insurance commissioner for the largest insurance market in the United States, I know firsthand that the climate crisis is causing the home insurance crisis, which could unleash a full-blown financial crisis.

The insurance industry has sided with the fossil fuel companies driving climate disasters rather than the communities and families facing it, in the case brought by Boulder to hold oil companies accountable for their lies and deception about climate change.

Keeping insurance viable depends on communities recouping climate costs from responsible parties.

I submitted this brief to the US Supreme Court to make clear: The biggest threat to insurance and the hudnreds of millions who depend on it isn’t from climate accountability lawsuits, but from climate change itself. It’s high time insurers end their support of the fossil fuel industry and work instead to help curb the climate risk that is driving the insurance crisis across the country.

07/16/2026

Out today is the National Academies of Science landmark report affirming recent work in the field of climate attribution science. The field is dedicated to linking weather-related disasters -wildfires, heatwaves, floods, hurricanes- to climate change.

Attribution science is a critical tool for society to plan and thrive in a warming world. It is relied on by urban planners and developers, by banks and insurers, by forest managers and farmers, by public health professionals, emergency responders, and more to plan for the future.

But attribution science also provides key evidence for legal efforts to hold fossil fuel companies accountable for the damage that they knowingly caused through lawsuits brought by governments, communities and individuals seeking to recover for deaths, injuries, and damage or loss of homes and businesses resulting from climate-driven weather related disasters.

The fossil fuel industry is attacking attribution science because they know the research proves that their products make extreme weather events worse and more damaging.

Event attribution seeks to tease out the influence of human-caused climate change on specific weather and climate events. This study will update and expand on the 2016 National Academies report, Attribution of Extreme Weather Events in the Context of Climate Change, by considering current scientific...

06/02/2026

Californians, join me in voting for Senator Ben Allen for Insurance Commissioner!

Since his first election to the State Senate in 2014, Ben has become an effective leader in the Legislature; leading critical committees and spearheading nearly dozens of new laws across a wide range of issues.