09/01/2026
✨ Member Spotlight: Chris Scheetz of Mortgage America ✨
In a recent Quakertown Tip Club meeting, Chris Scheetz of Mortgage America shared his 15 years of mortgage experience with us and explained why working with an experienced local lender can make such a difference when buying a home.
Mortgage America has been in business for 45 years, and their team specializes in one thing — mortgages — and many of their employees have been with the company for years.
Chris explained that working with a local mortgage lender can offer some important advantages:
🏠 Local expertise – Using a trusted local lender can help strengthen an offer and give sellers confidence that the financing will get to the closing table.
⏱️ Quick turnaround – In some situations, Mortgage America can get everything completed in as little as eight days — something larger institutions may have difficulty doing.
💰 More loan options – Mortgage America works extensively with PHFA programs, which can be especially beneficial for first-time homebuyers. Depending on eligibility, buyers may qualify for below-market rates and grants of up to 5% of the purchase price to help with down payment and closing costs.
🔑 Low- and no-down-payment programs – USDA and VA loans can offer 0% down for qualified buyers, and many areas of Pennsylvania are eligible for USDA financing.
Chris also reminded everyone that it pays to compare lenders. A quoted interest rate doesn't tell the whole story — fees, loan programs, experience and the lender's ability to get everything done on time matter, too.
And for a little mortgage trivia, Chris asked the group if they knew when mortgage rates reached their historic highs. The answer? 1981, when rates climbed to around 18–20%! Today's rates in the mid-to-high 6% range certainly look a little different with that perspective.
Chris is known for being thorough and genuinely caring about his clients. His presentation was a great reminder that you don't have to be the "perfect" homebuyer to explore your options — an experienced mortgage professional can help you understand what programs may be available to you.
Thank you, Chris, for an informative presentation and for being part of the Quakertown Tip Club!
Chris Scheetz – Mortgage America
610-533-2581
mymortgageamerica.com
[email protected]
Facebook: Mortgage America, Inc.