06/12/2026
DID YOU KNOW? The Habitat Subsidy is what makes our homes affordable.
At Central Berkshire Habitat for Humanity, affordable homeownership is made possible through a shared partnership between homeowners, Habitat, volunteers, and the community. A key part of this is the Habitat Subsidy.
Every Habitat home includes a subsidy that lowers the cost of the home and keeps monthly payments affordable.
The subsidy is the difference between the true cost to build a home and the affordable price paid by the homebuyer.
This subsidy is provided through donations, grants, volunteer labor, and community support
—NOT THROUGH ADDITIONAL PAYMENTS FROM THE HOMEOWNER.
Because of the subsidy, CBHFH homeowners receive:
• A home priced below market value
• Monthly payments designed to fit household income
• A safe, energy-efficient, high-quality home
Homeowners remain responsible for their mortgage, property taxes, insurance, and home maintenance. In simple terms, Habitat for Humanity builds homes WITH families, not FOR families. That’s what the Habitat partnership is all about.