06/16/2026
2026 is the year employers should seriously consider self-insurance.
With a proposed 10.4% proposed rate increase on the heals of last years 8.7% rate increase—the first in a decade—the market is officially hardening. For employers seeking stability, predictability, and control, now is the time to look beyond the traditional insured model.
Self-insurance isn’t new or experimental. It has provided a safe, stable workers’ comp solution for more than 108 years, delivering consistent results across soft and hard markets alike.
And despite outdated misconceptions, becoming self-insured is no longer complex or time-consuming.
Becoming self-insured is as easy as 1-2-3—and takes less than 30 days:
1 - Submit audited financials to confirm eligibility
2 - Complete and submit an application
3 - Receive your Certificate of Self-Insurance
That’s it. A clear roadmap, a streamlined process, and a faster path to lower costs, greater control, improved claim outcomes, and long-term peace of mind.
The California Self-Insurers' Security Fund - CASISF has proudly served California’s self-insured employers for more than 41 years. We are a member-driven, nonprofit organization, governed by a board of trustees made up of elected members—employers serving employers.
We focus exclusively on self-insurance because it works.
If rising premiums and market volatility are part of your 2026 outlook, it may be time to take the first step.
👉 Learn more at www.securityfund.org
📧 Email [email protected]
📞 Call 510-879-6035