08/26/2026
https://www.gulftoday.ae/opinion/2026/08/10/florida-chooses-insurers-and-their-profits-over-homeowners "Florida has repeatedly applied tort-reform medicine to its insurance problem since the 1980s. None of it has helped, according to Joanne Doroshow, executive director of the Center for Justice & Democracy at New York Law School and co-founder of the advocacy group Americans for Insurance Reform. She and a former Texas insurance commissioner, Robert Hunter, produced a series of national studies going back to 1999 and discovered time and again that tort reform never helps customers.
'The insurance industry comes to a state and says rates are going up and the only way to bring them down is to pass tort reform,' Doroshow told me. 'In every single case, rates continue to go up, because the reasons rates go up have nothing to do with these kinds of tort limits.'”
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