D.R.E.A.M. (Developing Responsible Economically Advanced Model-Citizens)

D.R.E.A.M. (Developing Responsible Economically Advanced Model-Citizens) Leading Youth to Financial Empowerment! D.R.E.A.M. is leading the movement towards the improvement of financial literacy in U.S.

delivers comprehensive, specialized programming focused on developing personal finance skills and investment expertise in a culturally-enriched manner. Targeting low-income urban youth, participants have the opportunity to learn the essential skills for leading successful, financially responsible lives. urban communities through our principal program, “Invest in Success”- a three year institute designed for high school students.

05/14/2022

Only 10% of Black families receive a wealth transfer, versus 46% of white families, according to one 2014 study. The median transfer for Black families who get an inheritance is $52,240, or 60% less than the median transfer for white households.

A 28 year old with $2M in the bank shares her secret to saving money
03/08/2022

A 28 year old with $2M in the bank shares her secret to saving money

How one millennial managed to stash away more than 70 percent of her income for seven years while living in NYC.

Acquire these assets if you want to start building wealth…
12/30/2021

Acquire these assets if you want to start building wealth…

The Aspen Institute analyzed the types of financial assets held by households of different wealth levels to determine what's important when building your net worth.

Banks are starting to offer more financial products to get children in the habit of money management. Great trend!
12/16/2021

Banks are starting to offer more financial products to get children in the habit of money management. Great trend!

As an add-on for Chase checking customers with the Chase app, the bank is rolling out a program designed to teach kids and teens about money. Chase First Banking just rolled out, and is available for anyone with kids older than 6.

Are you still maintaining your pandemic savings?
12/07/2021

Are you still maintaining your pandemic savings?

The drop in cash reserves has vast implications for the working class and could dampen consumer spending, a large share of economic activity.

11/30/2021

The wealth gap is spiraling out of control. But the problem can be solved. This article provides some common sense solutions.

Elon Musk’s wealth has surpassed $200 billion. It would take the median U.S. worker over 4 million years to make that much. Wealth inequality is eating this country alive. We’re now in America…

Great to see more support of organizations bringing financial literacy to high school youth!
11/07/2021

Great to see more support of organizations bringing financial literacy to high school youth!

A longtime support of youth across the world, Usher's New Look non-profit has landed a $500,000 grant from the Truist Foundation to do some more good.

Big news for the students of Ohio! We want to see this mandated across all 50 states. Financial literacy needs to be inc...
11/05/2021

Big news for the students of Ohio! We want to see this mandated across all 50 states. Financial literacy needs to be included in school curricula

Ohio high school students will be required to pass at least one half-credit course in financial literacy in order to qualify for graduation, according to a new law signed by Ohio Gov. Mike DeWine last week.

Great initiative by Goalsetter and Robert Smith!
11/01/2021

Great initiative by Goalsetter and Robert Smith!

When underserved communities lack access to resources for financial education, their ability to focus on the idea of generational wealth is stunted...

This week, our Co-Founder, Femi Faoye, sat down with the Boston Blockchain Association to discuss  financial inclusion, ...
10/30/2021

This week, our Co-Founder, Femi Faoye, sat down with the Boston Blockchain Association to discuss financial inclusion, financial literacy, wealth disparities, and how cryptocurrencies can impact all three. If you missed it, you can watch a replay of the conversation by following this link.

Register now for Boston Blockchain Association's event on Crowdcast, scheduled to go live on Thursday October 28, 2021 at 6:30 pm EDT.

Can crypto help close the wealth gap?
10/22/2021

Can crypto help close the wealth gap?

The Black Wall Street app goes live on June 1 and will offer a digital wallet for peer-to-peer payment and the ability to trade cryptocurrencies.

Check this out! Hollywood actress Marsai Martin sits down with money experts to discuss the ABC’s of personal finance.
09/07/2021

Check this out! Hollywood actress Marsai Martin sits down with money experts to discuss the ABC’s of personal finance.

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