Education Debt Consumer Assistance Program - EDCAP

08/07/2026

Don't consolidate your student loans until you know what you're giving up.

For some borrowers, consolidation can simplify repayment. For others, it can permanently change options and timelines.

Before you make a move, understand how could impact your long-term . Learn before you decide: edcapny.org/resources-for-borrowers/student-loan-pathway/

08/05/2026

A lot changed this July. But the goal isn't just picking a repayment plan. It's finding the student loan strategy that saves you the most money over time and helps you make the most of every benefit available.

Join our free live webinar to learn your best path forward based on today's rules.

We'll cover leaving , repayment plans, forgiveness, , and getting out of default.

Register:
zoom.us/webinar/register/WN_bTv2wZ6HSqyseXKnzC1gJA #/registration

08/04/2026

If you're on the Plan, now's the time to start thinking about what's next. Inaction could lead to significantly higher payments and no forgiveness path.

Choosing a new student loan repayment plan can feel overwhelming—but you don't have to figure it out alone.

We'll walk through the IDR application live, answer your questions, and help you map out your next move.

🔗 Register free: https://zoom.us/webinar/register/WN_AEIwWdjRQ_y2NH-L83JPwQ #/registration

08/03/2026

🔬 Looking for a STEM scholarship in New York?

Your SUNY or CUNY tuition could be covered through the NYS STEM Incentive Program. If you're planning a career in science, technology, engineering, or mathematics, this is one deadline you'll want on your radar.

⏰ Apply by August 15: hesc.ny.gov/find-aid/nys-grants-scholarships/nys-science-technology-engineering-and-mathematics-stem-incentive

07/30/2026

🚨 Your Student Loan News Round Up is here with a critical alert.

If you applied for a federal student loan repayment plan lately... double check for correspondence from your loan servicer.

A big glitch could mean your estimated monthly payments are off by hundreds of dollars.

Estimate your payment here: https://studentaid.gov/repayment-calculator/

07/29/2026

You might be closer than you think.

A lot of borrowers focus on making payments, but miss the one place that tells the real story. A quick check today could save you a major headache later.

Learn more: edcapny.org/resources-for-borrowers/public-service-loan-forgiveness/

07/28/2026

Transitioning off the plan? Or simply wondering what today's student loan changes mean for you?

Join our upcoming to get guidance on plans, opportunities, escaping , and all the right next steps.

🎓 Free webinar + live Q&A: zoom.us/webinar/register/WN_EiLJposdRa6TQO2axkMGjQ #/registration

The student loan system has undergone major changes as of July 1, 2026. Join EDCAP's free webinar to learn what those changes mean for you and how to navigate repayment plans, forgiveness, and relief programs with confidence. We'll discuss transitioning out of SAVE, entering repayment, getting out o...

07/27/2026

Working toward ? You may be able to buy back eligible months spent in deferment or forbearance and get closer to the 120 qualifying payments needed for forgiveness.

Learn more: edcapny.org/resources-for-borrowers/public-service-loan-forgiveness/

07/23/2026

Your weekly Student Loan News Round Up is here. We're covering:

💰A student loan forgiveness court win in the Sweet v. McMahon case.
💥A staggering new record for federal student loan borrowers in default.
❗The student loan scam surge riding the confusion — and how to protect yourself.
🧪FAFSA 2026-27 beta testing news and how to get involved.

07/22/2026

Living with a disability or serious health condition is hard enough. Your student loans shouldn’t make it harder. Many borrowers assume they have no options when life takes an unexpected turn. That’s not always the case.

You may be eligible for forgiveness.

Learn more about Total and Permanent Disability (TPD) Discharge: edcapny.org/resources-for-borrowers/getting-disability-discharge/