03/19/2026
Personal finance is overtaking economics in the classroom.
Thirty-nine states now require a personal-finance course to graduate high school, with four adding the mandate since 2024. That compares with 22 states that ask students to take economics, four less than in 2024, according to a forthcoming report by the Council for Economic Education.
Texas, California and Indiana replaced their stand-alone economics requirements with personal-finance requirements, according to the report.
In a world of limited resources, state education departments are giving priority to the practical over the conceptual. The shift also extends to an emphasis on shop classes, as blue-collar jobs become more popular and white-collar hiring slows.
“There are so many things in economics, whether it be macro or micro, that are fascinating, interesting, and yes they help you understand better how markets work,” said John Pelletier, director of the Center for Financial Literacy at Champlain College in Vermont.
“I frankly don’t think they’re going to be as impactful on someone’s life as understanding what a credit score is, what are the behaviors to maximize your credit score so you can reduce the cost of credit on your credit card, your auto loans and leases.”
🔗 Read more: https://www.wsj.com/us-news/education/personal-finance-education-schools-852d8561?mod=e2fb