10/06/2026
8 Keys to Financial Health
Foundational Keys:
1. Devotion
• Proximity fixes everything!
• “But seek first the kingdom of God and His righteousness, and all these things shall be added to you.” – Matt. 6:33 NKJV
2. Generosity
• A lifestyle of generosity & giving cheerfully through love & obedience! This includes but is not limited to financial giving (tithes, offerings, honoring, serving, listening, etc.)
• “Give, and it will be given to you: good measure, pressed down, shaken together, and running over will be put into your bosom. For with the same measure that you use, it will be measured back to you.” – Luke 6:38 (see also Ps. 112:5)
3. Godly Counsel
• Process financial decision making through healthy people & spiritual authority, etc.
• “Without counsel, plans go awry, but in the multitude of counselors they are established.” – Proverbs 15:22(see also Prov. 12:15)
Practical Financial Keys:
4. Budget
• Create, maintain, & continually update your budget.
• Keep track of your money, know where it’s going, and assign every dollar a job.
• “A wise man thinks ahead; a fool doesn’t, and even brags about it!” – Prov. 13:16
• “Be diligent to know the state of your flocks, and attend to your herds.” – Prov. 27:23
5. Save
• Short-term: $1,000 emergency fund
• Long-term: 3-6 months expenses
• “The wise store up choice food and olive oil, but fools gulp theirs down.” – Prov. 21:20
6. Pay off Debt
• Pay off debt & stay debt free.
• “The rich rules over the poor, And the borrower is servant to the lender.” – Prov. 22:7
7. Build Credit
• Credit is about more than just qualifying for loans!Credit can affect multiple areas of your life including but not limited to your rent, housing, phone bills, applying for a job, etc. People with good credit pay less for things such as car insurance and may avoid inconveniences such as security deposits for cell phone contracts, etc.
• “A good name [earned by honorable behavior, godly wisdom, moral courage, and personal integrity] is more desirable than great riches” – Prov. 22:1 AMP(credit is your financial reputation).
8. Invest
• Generate wealth, make money work for you, and be able to leave an inheritance.
• “The plans of the diligent lead to profit as surely as haste leads to poverty.” – Prov. 21:5 (see also Matthew 25:14-30)
• “A good man leaves an inheritance to his children’s children” – Prov. 13:22
