Merrimack Valley Housing Partnership

Call Directions Website Contact the organization

Merrimack Valley Housing Partnership First-Time Home Buyer Education Project Genesis consists of 9 hours of instruction over three-day series via zoom.

The classes are taught by MVHP staff and volunteering attorneys, lenders, home inspectors, and real estate brokers. Our classes are taught in English, Spanish and Khmer. We offer the following services:
Down Payment Assistance
Home Buying Counseling
MassHousing Get the Lead Out Loans
City of Lowell - Rehab

“I just graduated, so I have to wait 2 years to qualify for a mortgage.” 🎓🏡Not necessarily! Most lenders look for a two-...
10/12/2026

“I just graduated, so I have to wait 2 years to qualify for a mortgage.” 🎓🏡

Not necessarily! Most lenders look for a two-year employment history, but that’s a guideline, not a law. Many loan programs let lenders count your time in school toward those two years, as long as your new job is related to what you studied.

What helps:
✅ Transcripts and your diploma
✅ An offer letter or recent pay stubs from a job in your field
✅ Good credit, manageable debt, and some savings

Every loan program and lender is a little different, so talk to a loan officer about your situation. Start by taking our HUD-approved First-Time Homebuyer course. Graduates get free one-on-one counseling to help them get mortgage-ready. 🔗 mvhp.org

HomebuyerEducation

Our office is closed today, Monday, October 12, in observance of Indigenous Peoples’ Day. 🍂Today we honor the history, c...
10/12/2026

Our office is closed today, Monday, October 12, in observance of Indigenous Peoples’ Day. 🍂

Today we honor the history, cultures, and resilience of Indigenous peoples.

We’ll reopen tomorrow, Tuesday, October 13, and look forward to helping you on your path to homeownership. Wishing everyone a meaningful day.

Another Homebuyer Education class wrapped up — and our October graduates left with real, practical tools for every step ...
10/09/2026

Another Homebuyer Education class wrapped up — and our October graduates left with real, practical tools for every step of the process. 🏡

From budgeting and credit to inspections and insurance, grads told us the class gave them clarity and confidence to move forward, with helpful, friendly guidance every step of the way.

The most valuable sessions? Home Inspections, Role of the Real Estate Agent, Homeowners Insurance, and Steps to Homebuying.

Thinking about buying a home? Our next Homebuyer Education class could be your first step. Link in bio to sign up.

Yesterday our team joined housing counselors from across the state for CHAPA’s Massachusetts Homeownership Collaborative...
10/09/2026

Yesterday our team joined housing counselors from across the state for CHAPA’s Massachusetts Homeownership Collaborative Counselor Training & Networking Lunch. 🏡

Homebuying rules, programs, and resources keep changing. Days like this keep us sharp so we can give first-time buyers in the Merrimack Valley the most current guidance. It was also great to reconnect with colleagues doing the same work in other communities.

Thank you to for preparing a great day of training and networking and First Citizens Bank for sponsoring and hosting!

Thinking about buying your first home? Start with our homebuyer education course. Graduates get free one-on-one counseling with a HUD-certified counselor. Link in bio.

We’re hiring! 🏡 MVHP has two open positions, so swipe to see both ➡️Homebuyer Counselor: Help first-time buyers through ...
10/07/2026

We’re hiring! 🏡 MVHP has two open positions, so swipe to see both ➡️
Homebuyer Counselor: Help first-time buyers through every step of buying a home, through one-on-one pre-purchase counseling and our homebuyer education classes. The role includes up to two weeks of paid training to prepare for the HUD Housing Counselor Certification exam, and MVHP covers the cost of your first exam attempt.
Executive Assistant & Office Manager: Be the first friendly face clients see when they walk through our doors. You’ll keep our office running smoothly and work closely with our Executive Director, staff and Board of Directors.
Both are full-time, in-person roles at our office in Lowell. Both come with health, dental and vision insurance, a 401(k) with employer match, paid time off, parental leave and help paying for professional development.
Don’t meet every qualification? Apply anyway! We value transferable skills, and great candidates come from many backgrounds.
👉 Find the full job descriptions and how to apply at mvhp.org/about-us/careers
Know someone who’d be a great fit? Tag them or share this post!

🏡 Now booking private tours at Suffolk Place!Thinking about buying your first home? Or are you a real estate agent with ...
10/07/2026

🏡 Now booking private tours at Suffolk Place!

Thinking about buying your first home? Or are you a real estate agent with clients who might be a great fit? You can now schedule a private tour of our brand-new affordable condos at 408 Suffolk Street in Lowell at a time that works for you.

Daytime, evening, and weekend appointments are available!

🤝 Agents: You're welcome to book a showing for your clients. Reach out to us for commission details.

📧 Email [email protected]
📞 Call 978-459-8490

Units are available now on a first-come, first-served basis. Come take a look and picture yourself (or your clients) at home. 🔑

🏡 Tonight's the night! Our First-Time Homebuyer course kicks off this evening at 6 PM, and we still have a few in-person...
10/06/2026

🏡 Tonight's the night! Our First-Time Homebuyer course kicks off this evening at 6 PM, and we still have a few in-person seats available.

There's still time to sign up and join us tonight!

Over three evenings (October 6, 7 & 8), you'll learn about credit and debt management, low down payment mortgage products, and down payment assistance programs. Completing the full HUD-approved course earns you the certificate you need to qualify for first-time homebuyer loan products and down payment assistance.

📅 October 6, 7 & 8 | 6 PM
📍 664 Merrimack Street, Lowell
💲 $125 per household
📲 Scan the QR code on the flyer or register here https://mvhp.org/form-register-home-buyer-training-english/?class=LOIP417

Thank you to First Citizens Bank for sponsoring this class! 💚

Seats are limited, so grab yours before tonight. We can't wait to see you in class!

Myth: "I've owned a home before, so first-time homebuyer programs aren't for me."Actually: You might still qualify! For ...
10/06/2026

Myth: "I've owned a home before, so first-time homebuyer programs aren't for me."

Actually: You might still qualify! For many programs, including MassHousing products and Massachusetts Housing Partnership's ONE Mortgage, a "first-time homebuyer" is someone who hasn't owned a home in the past three years. That rule applies to every adult in the household who will live in the new home.

There are also exceptions. Some programs make room for single parents and displaced homemakers who owned a home with a former partner. Others cover people who owned a mobile home or a home that couldn't be brought up to code. Some also include veterans who don't currently own a home.

Every program has its own rules. That's why the best first step is our First-Time Homebuyer course and a conversation with a HUD-certified housing counselor. We'll help you figure out which programs fit you before you count yourself out.

Our next class starts TOMORROW, October 6th, 7th & 8th at 6:00 PM. All graduates are eligible for free one-on-one counseling. Link in bio.

09/30/2026

🏡 Real estate agents: bring your first-time buyers to Suffolk Place! Brand-new affordable 1BR condos at 408 Suffolk St, Lowell. Available now, first-come, first-served. Ask us about the agent commission! 📞 978-459-8490 | 📩 [email protected]

Income limits apply. Equal Housing Opportunity.

🏡 Join us TONIGHT for our Suffolk Place Open House, 5:00–7:00 PM.Tour our beautiful affordable one-bedroom condominiums ...
09/30/2026

🏡 Join us TONIGHT for our Suffolk Place Open House, 5:00–7:00 PM.

Tour our beautiful affordable one-bedroom condominiums in the Acre and talk with our team about financing, down payment assistance, and next steps toward homeownership.

📍 408 Suffolk St., Lowell
🕐 Today, 5:00–7:00 PM

We can't wait to see you!

Address

P. O. Box 1042
Lowell, MA
01853

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5am
Friday 9am - 5pm

Telephone

+19784598490

Website

, ,

Alerts

Be the first to know and let us send you an email when Merrimack Valley Housing Partnership posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Organization

Send a message to Merrimack Valley Housing Partnership:

Shortcuts

Share

Category