Second Saturday Divorce Workshop Northern Colorado

01/07/2026

We are hosting a workshop this weekend, if you or anyone you know would benefit, be sure to register:

04/01/2025

Join us at a Second Saturday Divorce workshop. To register www.iwsadvisors.com/events

When your spouse says "I want a divorce," it's no April Fool's joke. That moment can feel surreal—like surely they can't be serious. But when they are, how you respond matters.

If you're facing this conversation:
• Take a deep breath and really listen without interrupting
• Acknowledge their feelings (even if you don't agree)
• Control intense emotional reactions if possible
• Ask thoughtful questions about their concerns
• Request time to process if you feel overwhelmed
• Consider suggesting professional help to navigate discussions

Remember, this difficult conversation is just the beginning of a process. You deserve support during this time. Our workshops provide guidance on these crucial early conversations and all the steps that follow.

02/28/2025

Join us next Saturday to learn about this and more! To register: www.iwsadvisors.com

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💭 "Do I have to split my inheritance in the divorce?"

This is one of our most common questions, so let's break it down!

Here's the general rule: Inheritances are usually considered separate property - meaning they belong to just you, not your marriage - IF:

✨ The inheritance was left specifically to you
✨ You kept it separate from joint accounts/property
✨ You didn't use it to benefit the marriage

But watch out! You might "commingle" your inheritance if you:
❌ Put inherited money in a joint account
❌ Use inherited money to renovate your shared home
❌ Add your spouse's name to inherited property
❌ Use inherited funds to pay joint debts

The bottom line? Keep inherited assets separate if you want them to stay yours alone. Not sure about your situation? This is definitely something to discuss with your divorce attorney! 💪

Pro tip: Document when and how you received your inheritance. Those records could be important later!

06/04/2024

Join us this Saturday, June 8th for a Second Saturday Divorce Workshop. To register: www.iwsadvisors.com/events

Want to hear a crazy fact? 78% of women with a college degree have a marriage that lasts at least 20 years. 👩‍🎓Does that mean college somehow confers marital bliss? Let's look beyond the stat. Women who go to college tend to earn higher incomes, marry later in life, and are more likely to marry a fellow college grad, which provides even more economic stability. All those factors tend to lead to longer-lasting marriages.

04/08/2024

join us for the next Second Saturday Divorce Workshop. to register www.iwsadvisors.com/events

Need help navigating the divorce process?

Maryann Ruck, a resident of Highland Meadows, is a passionate wealth manager who has been volunteering her time and expertise to empower women facing the challenges of divorce. As the President of Integrated Wealth Strategies, Inc., Maryann spearheads a monthly workshop known as Second Saturday Divorce Workshop Northern Colorado, a program designed to provide non-biased financial, emotional, and legal advice to women navigating the intricate process of divorce.

Read the full article published in here: https://www.strollmag.com/locations/ptarmigan-hills-meadows-co/articles/-70a88e/

If you are in need of assistance, register for the next virtual
workshop on Saturday, April 13th from 9-11am here: https://www.iwsadvisors.com/events?fbclid=IwAR2xXJkIM4hYN5zaCkQUVNDgJcKLGnBmvTlRW8g-Qh1dn-3JjkKPuFBO9tA_aem_AZpWpOm9HWCta7nkAEHg_LO7O6UjR3UHRoUzgn69tpJAig9ckW-shJEE3krCxwgj7TQYRYeRbWtw7UFri8kp5uE1

04/08/2024

To register for our workshop this weekend: www.iwsadvisors.com/events

Happy Friday! If you or a woman you know is going through a divorce, please share this important resource.

I will be presenting on the family and emotional aspects of divorce on Saturday, Jan. 20 from 9-11am for Second Saturday Divorce Workshops for Women. I've been presenting for this wonderful community resource for over four years, and it is such a valuable service.

In each monthly Second Saturday webinar, you will hear from divorce professionals in the Northern Colorado community, including attorneys, financial professionals, therapists and mortgage experts who will lay out the divorce landscape and answer your questions.

To register for this free webinar, visit https://www.iwsadvisors.com/events . DM me if you have any questions!

03/26/2024

Join us for our next workshop on Saturday, April 13th 9-11 am. To register www.iwsadvisors.com/events

Mental load, also commonly called “invisible work,” is the cognitive and emotional burden that individuals carry in managing and organizing life. In many relationships, women carry the majority of the mental load. They make the doctor’s appointments for the kids, do a majority of the housework, cook the meals, and send out the birthday cards.

Sound familiar?

Relationships often suffer when one partner doesn’t recognize or effectively share the mental load with their spouse. While discrepancies in mental load may not cause a divorce, it can easily be a contributing factor.

03/17/2024

Enjoy the day!

Here’s a toast to St. Patrick’s Day.

03/17/2024

Happy St Paddy's Day!

🍀"May your troubles be less and your blessings be more, and nothing but happiness come through your door!"🍀🌈 💚

03/15/2024

At IWS we celebrate Women’s History Month and are honored to work with so many amazing women! We love educating and supporting women and their families to make informed decisions and forge the path for financial freedom. We consider ourselves lucky to have so many outlets to assist women: financial planning for individuals and families, investment optimization recommendations and Second Saturday divorce workshops.

Celebrating with you! ~Maryann, Megan, and Dawn