05/27/2026
LOUISVILLE'S HOUSING CRISIS BY THE NUMBERS
A first-year JCPS teacher makes about $45,000 a year. She can afford $1,125 a month in housing. The average one-bedroom apartment in Louisville is $1,088. They barely qualify. A two-bedroom for them and their child is $1,287. They cannot afford it.
They are not in poverty. They are a working professional. And their on the edge.
If a teacher is on the edge, what about a home health aide making $28,000? A restaurant worker making $24,000? A retired neighbor on Social Security?
Louisville is 36,160 affordable units short for its lowest income residents. That deficit grew 15% in five years. Over 4,600 people are on the public housing waitlist. The wait can last three years.
Since 2020, home prices are up 31%, mortgage rates up 124%, average mortgage payment up 83%. The median home is almost $300,000. On a teacher's salary, a bank will approve roughly $180,000.
12,000 eviction filings per year. 3,951 unhoused students in JCPS. 29,000 homes need repair, owned by people who cannot afford them.
This is not abstract. This is your neighbor.
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