ARC Servicing

09/06/2026

Our offices will be closed Monday, September 7th. Happy Labor Day!

09/01/2026

ARC Servicing will be closed on Monday, September 7th in observance of Labor Day.

08/25/2026

Save time and money by signing up for ARC Servicing's Automated Clearing House (ACH) to have your student loan payments automatically deducted from your bank account every month, with a potential interest rate deduction as a reward. Login to your account at ARCServicing.com and complete the Automated Clearing House (ACH) application today.

08/18/2026

You can review the qualifications and complete the Economic Hardship Deferment application on the ARC Servicing website. After logging into your account at ARCServicing.com, go the forms tab and click on the link to the Economic Hardship Deferment.

08/11/2026

Make your ARC Servicing student loan payments electronically from a checking or savings account. Online payments allow you to make a one-time payment or schedule multiple payments up to 6 months in advance. You can even allocate your payment to specific loans. Login to your account at ARCServicing.com to set up your payments.

08/06/2026

Income Based Repayment (IBR) may be able to help lower your monthly student loan payment. For more information call ARC Servicing at 1-800-693-8200 or visit ARCServicing.com for more information

07/27/2026

Have a landline phone number and do not want to receive pre-recorded messages to that number? You're in luck. When calling ARC Servicing's 800-693-8220 toll free number, an option is available to select that will stop pre-recorded messages from being left on your landline phone number. Please note, this option is for landline phones numbers ONLY.

07/20/2026

Have you recently graduated? The Advantage Refinance Loan offers low FIXED interest rates, based on your credit history, repayment terms and other factors. Your interest rate will be reduced further if you use our automatic debit payment service. Go to advantageeducationloan.com or call 1-800-988-6333 for more info.

For undergraduate, graduate and professional level students who need additional funds, we provide a way to help pay college expenses.

07/13/2026

Enroll Paperless Communication. Visit ARCServicing.com for more info.

07/06/2026

Busy schedule and don't want to wait for the next available representative? ARC Servicing's callback feature is a new and perfect feature for you. When calling ARC Servicing's 800-693-8220 toll free number and prompted, simply make the selection requesting a callback and once a representative becomes available, a return call will be placed to you.