USU Housing and Financial Counseling

USU Housing and Financial Counseling USU Housing and Financial is a non-profit housing counseling agency serving residents in Utah and Sou

The Family Life Center is a non-profit housing counseling agency serving residents in Utah and Southern Idaho. The Family Life Center was established by the Utah State University College of Family Consumer and Human Development in 1993 to provide counseling services for the community and training for students in the Consumer Science Family Finance Emphasis. The Family Life Center’s mission is to d

evelop, through counseling and education, a community of people and families who are knowledgeable about housing, and who effectively manage their financial resources. The Family Life Center offers educational workshops and one-on-one counseling to the general public, with a special emphasis on low-to-moderate income families and individuals. As a HUD Approved Housing Counseling Agency, the FLC offers, Pre and Post Purchase Educational Workshops and individualized one-on-one counseling, Mortgage Default Counseling and Loss Mitigation negotiation, Reverse Mortgage (HECM) Counseling, and Rental Counseling. In addition, the Family Life Center provides financial counseling on budgeting, credit management, debt reduction, risk management, and saving for a home. The Family Life Center is a national counseling and educational model which provides service to the community, encourages empowerment through education in housing and finance, and works to promote the dignity of every individual.

Your credit score affects everything from interest rates to insurance premiums. Did you know: 700+ = Good scoreUnder 580...
06/01/2026

Your credit score affects everything from interest rates to insurance premiums.
Did you know:
700+ = Good score
Under 580 = Needs work

We can help you read and understand your credit report. Call us at 435-797-7224.

November is the month of gratitude and great money habits.As you gather around the table and count your blessings, don’t...
11/03/2025

November is the month of gratitude and great money habits.

As you gather around the table and count your blessings, don’t forget to appreciate your financial progress too big or small.

✅ Paid down a credit card?
✅ Built up your emergency fund?
✅ Stuck to your budget most of the time?

Take a moment to celebrate how far you’ve come. If you’re ready to set your next financial goal, our counselors are here to help you plan your path forward.

Schedule an appointment today: 435-797-7224

You’re Not Alone Debt can feel isolating but millions of people are facing the same challenge. The good news? There’s a ...
10/13/2025

You’re Not Alone

Debt can feel isolating but millions of people are facing the same challenge.

The good news? There’s a path forward.

Talk to a certified counselor and create a plan that fits your life. USU Housing and Financial Counseling 435-797-7224.

Fall Reset for Your Finances As the leaves change, it’s the perfect time to pause and check in on your money goals.✅ Are...
09/15/2025

Fall Reset for Your Finances
As the leaves change, it’s the perfect time to pause and check in on your money goals.

✅ Are you happy with how you’re spending?
✅ Do your savings still match your priorities?
✅ Is debt creeping in where you don’t want it to?

Just like a new season brings fresh perspective, a financial reset can bring peace of mind. Our counselors are here to help you clear away the clutter and create a plan that works.

Let this fall be the season you take control of your finances.

September is National Emergency Preparedness MonthEmergencies can happen when we least expect them, whether it’s severe ...
09/03/2025

September is National Emergency Preparedness Month

Emergencies can happen when we least expect them, whether it’s severe weather, wildfires, or unexpected financial setbacks. The best way to protect yourself and your family is to plan ahead.

✅ Make an emergency kit (water, food, medications, flashlights).
✅ Create a family communication plan.
✅ Review your finances and know where important documents are kept.
✅ Stay informed with local alerts and resources.

Preparedness today brings peace of mind tomorrow.

What’s one step you can take this week to get your household ready?

Welcome back, Aggies! 💙Classes, football, True Aggie night… and don’t forget your wallet! Tip for the week: Treat your b...
08/25/2025

Welcome back, Aggies! 💙

Classes, football, True Aggie night… and don’t forget your wallet!

Tip for the week: Treat your budget like your syllabus. Stick to it, and you’ll ace the semester.

Happy First Day of School! 🍎A new year means new beginnings, new opportunities, and new goals. Whether you’re stepping i...
08/20/2025

Happy First Day of School! 🍎

A new year means new beginnings, new opportunities, and new goals. Whether you’re stepping into kindergarten, starting high school, or heading off to college, today is the first page of your next chapter.

Here’s to a year full of learning, growth, and memories! What are you most excited about this school year?

Back to School = Back to BudgetingNew backpacks, clothes, supplies, and fees can add up fast. A little planning can make...
08/07/2025

Back to School = Back to Budgeting

New backpacks, clothes, supplies, and fees can add up fast. A little planning can make a big difference.

Smart Tips for a Financially Smooth School Year:

1. Set a spending limit before you shop
2. Reuse or repurpose supplies from last year
3. Watch for back-to-school sales
4. Get kids involved in budgeting. It's a life skill
5. Plan ahead for hidden costs like field trips or activity fees

A strong school year starts with a strong budget.

Avalanche vs. Snowball Two popular ways to pay off debt: Avalanche = Pay highest interest first Snowball = Pay smallest ...
07/30/2025

Avalanche vs. Snowball

Two popular ways to pay off debt:
Avalanche = Pay highest interest first
Snowball = Pay smallest debt first for motivation

Not sure which one’s right for you? Use PowerPay.org to compare both and find your best-fit plan!

Pioneer Day is July 24 and it's the perfect time to blaze a new trail.Just like the pioneers forged a path to something ...
07/21/2025

Pioneer Day is July 24 and it's the perfect time to blaze a new trail.

Just like the pioneers forged a path to something better, you can take steps toward financial freedom.

Start small: track your spending, build a budget, and set goals.
Skip the impulse purchases (even if it is a wagon full of fireworks).
Remember, every step counts, whether you're crossing canyons or paying off credit cards.

This Pioneer Day, celebrate by making progress on your financial journey.

Address

Logan, UT
84321

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 8am - 5pm

Telephone

+14357977224

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