CPAN -- The Coalition Protecting Auto No-Fault

05/18/2026

Kroese said people who can't get the rehab they need can end up in "tragic" situations, at home with loved ones struggling to deal with their complex medical care needs, or in a nursing home. She said even young people in their teens, 20s and 30s have ended up being placed in nursing homes for the elderly, without adequate care and rehabilitation.

New bills aim to fix problems with Michigan's auto no-fault law. Bill sponsors say those problems keep people who choose lifetime medical coverage on their car insurance from getting what they're paying for.

05/15/2026

“Michigan drivers who faithfully pay their premiums deserve to know that should they get into a serious accident, the benefits they paid for will actually be available,” said Margaret Kroese, CPAN President. "These bills close critical gaps that have left catastrophically injured survivors and their families without the care and support they need and are entitled to. We thank Reps. Tisdel and Rogers for their leadership and dedication toward protecting the state’s most vulnerable people.”

LANSING, Mich.--(May 14, 2026)-- CPAN today applauded the introduction of a bipartisan package of bills that would protect car crash survivors' access to the benefits they were promised under Michigan's auto no-fault law. The bills were introduced by State Rep. Mark Tisdel and State Rep. Julie

05/14/2026

Turn Advocacy Into Impact as CPAN’s Next Executive Director

Job Title: Executive Director
Location: This position offers a flexible hybrid work environment; however, candidates must reside within a reasonable driving distance of Lansing, Michigan. While many responsibilities can be performed remotely, regular in-person support is required for meetings, operational activities, banking, and administrative functions. Remote-only candidates outside the Greater Lansing or Mid-Michigan region will not be considered.
Schedule: Flexible, Full-Time
FLSA Status: Exempt
Reports To: CPAN Board of Directors

For more information or to submit your resume, please email: [email protected]

05/07/2026

Registration closes today at 5:00 PM for this very informative member roundtable. You will hear about the latest efforts to advance legislation addressing the fee schedule and family-provided attendant care limits imposed by the 2019 changes to the law. Members of the CPAN legal team will discuss significant cases impacting patients and providers, and CPAN President Margaret Kroese and Martha Levandowski will review recent coalition activities. There will be ample time for Q & A. Scan the QR code to register or visit this link: https://www.viethconsulting.com/members/evr/reg_event.php?orgcode=CPAN&evid=64182785

04/29/2026

Last week, DIFS issued Bulletin 2026-15-INS in response to a Michigan Court of Appeals decision clarifying how insurers reimburse skilled nursing care and home health aide under the Michigan auto no-fault system.
"The practical takeaway for Michigan's no-fault insurers is that home health aide and skilled nursing care claims now sit firmly within the Medicare cap framework – and that the Department expects both sides to come to the table with their numbers."

A court ruling left a key calculation question unanswered – now DIFS is filling in the blanks

04/20/2026

Hear from members of the CPAN legal team about recent court rulings and pending cases that impact patients and providers, our legislative coordinator about legislative activities and CPAN Admin. and President Margaret Kroese about the on-going work at CPAN. There will be time for Q & A at this 2 hour Member Roundtable on May 12. Scan the QR code to register.

04/15/2026

Finding long-term care after a catastrophic crash is nearly impossible in states without no-fault. In the next episode of Injury Insurance Insights, Anthony Piagentini of NeuLife Rehabilitation explains that while emergency and acute care exist almost everywhere, the system breaks down fast after the early stages of the process: "Most insurance companies do not cover post-acute brain injury rehabilitation. They just do not."

04/09/2026

A case manager from Illinois has a message for any Michigan lawmaker who would consider repealing no-fault insurance: don’t.

"It's important. Options are important. Outcomes are important." Watch today’s episode of Injury Insurance Insights.

04/01/2026

Nursing homes weren't built for 22-year-olds with traumatic brain injuries. But without no-fault, that's where crash survivors injured in other states end up, and the outcomes are devastating.

"If you are not going through intensive rehabilitation and you have a moderate to severe brain injury, ultimately you will continue to deteriorate,” says Anthony Piagentini of NeuLife Rehabilitation in the third episode of our new series, Injury Insurance Insights.

03/26/2026

Timing is everything after a catastrophic injury.

Dr. Colleen Morley has seen what happens when patients in other states can't access the ongoing care they need: "You're already behind the eight ball." Take a moment during Brain Injury Awareness Month to watch this episode of Injury Insurance Insights, our ongoing series focusing on what happens to patients in states that don’t have no-fault insurance.