03/07/2026
March 2026 Tools for Hope Newsletter Summary
· Twisungane Group: Members achieved strong harvests of sweet potatoes, pumpkins, and carrots, using income to pay school fees and repay loans. They planted beans with an expected harvest of 110 kg and are on track to complete loan repayment by October.
· Tuzamurane Group: Banana farmers Nyirigira and Innocent improved productivity by growing market-preferred varieties. Monthly sales increased (4–6 and 3–5 bunches), quality improved through better plant management and fertilizer use, and income supported household needs, school fees, and loan repayment. Nyirigira also invested in solar power. Wind damage risks were mitigated through tree windbreaks and improved plant support.
· Dufatanye Group: The group maintained its stability through leadership restructuring and capacity building training in project planning, financial management, record keeping, and monitoring. Members received 118,000 RWF each to support diversified income-generating activities (pig, vegetable, goat, cassava/maize farming) and committed to full loan repayment within one year.
Report by Diane Uwamahirwe
TWISUNGANE GROUP FEBRUARY 2026
I visited the Twisungane Group, and they are doing well.
In the past season, they harvested sweet potatoes, pumpkins, and carrots in good quantities. The harvests helped them pay their children’s school fees and make partial repayments on their loan.
This month, they planted beans in the same field that is for sale. They expect to harvest 110kg, share part of the produce among themselves, sell the rest, and continue repaying their loan until October of this year. They are committed to finishing their loan.
TUZAMURANE February 2026 Group
This month, I visited members of the Tuzamurane Group named Nyirigira and Innocent to check on the progress of their banana farming, check plantation conditions, growth, and yield, to assess how the banana farming contributes to their household income and development, identify challenges they faced and possible solutions, and encourage adoption of best practices.
Nyirigira and Innocent have chosen to plant three varieties of bananas, based on what they observed sells well and generates income. These varieties are Syndica, Nkazikamwa (favored for their high yield and taste), and Poyo for fruit.
Current Productions
Nyirigira's monthly sales: 4–6 banana bunches. Minimum weight per bunch: 13 kg for 13000Rwf or $8.00
Innocent's monthly sales : 3-5 banana bunches. Both are different due to their space.
Buyers inspect and purchase directly from the farm, enabling fair pricing and market feedback.
Impacts of TFH Funding
The support has improved productivity, income, and overall household well-being.
After receiving financial support from TFH, Nyirigira and Innocent were able to upgrade their banana plantation through improving their banana plants and buying fertilizers, leading to:
Increased production from 2–3 bunches per month to 4–6 bunches per month
Better quality bananas due to proper plant management.
Income from banana farming has supported them:
Payment of school fees and other household materials
Loan repayment and Improvement of living conditions.
Energy Access
Because he lives in a place without electricity, Nyirigira could not access power, so he bought a solar panel for his home.
Challenges and Solutions
Environmental Challenges It takes about 3–5 months to mature, Easy to store after harvest, Strong and stable market demand, Require well-prepared soil and proper spacing.
Strong winds posed a risk to growing banana plants.
Solution: Nyirigira planted trees in his land as windbreaks, which protect bananas from wind damage
I advised Innocent to plant trees that can support banana plants so they do not fall over in strong winds, just as Nyirigira did, rather than buying expensive support trees.
Plant Management
To improve fruit quality, they cut and tied banana plants, which helps:
Support heavy banana bunches, prevent breakage, and ensure healthier growth.
Strategic measures such as windbreaks, plant management, and solar energy adoption demonstrate resilience and innovation.
DUFATANYE GROUP FEBRUARY REPORT 2026
The Dufatanye group is doing well as well.
During this month, the Dufatanye Group carried out several important activities aimed at strengthening its leadership and improving members’ economic projects.
Leadership Restructuring
The group experienced changes in its leadership structure. One committee member relocated to another area and was therefore replaced to ensure continuity of responsibilities. In addition, another leader became unavailable due to health reasons and was also replaced.
These changes were handled in an organized manner to maintain stability and ensure that group operations continued smoothly.
The committee is now composed of six members with clearly defined roles:
President: Paul
Vice President: Fabien
Secretary Laurent
Accountant: Egidia
Auditor: Azarias
Advisor: Jean de Dieu
This structure ensures accountability, transparency, and effective coordination of group activities.
Capacity Building and Training
Before launching new projects, the group participated in a training session. The purpose of the training was to equip members with practical knowledge and skills on:
Project planning
Basic financial business management
Record keeping
Monitoring and evaluation at their level
This training strengthened members’ understanding of how to manage income-generating activities sustainably and profitably.
Selection of Income-Generating Projects
After completing the training, members were allowed to select projects based on their interests and local market opportunities.
Some members chose to continue pig farming, but with improvements in management, feeding practices, hygiene, and planning, applying the knowledge gained from the training.
Other members opted to engage in vegetable farming as a business, focusing on crops such as tomatoes, peppers, and onions. These crops were selected for their market demand and potential to generate income.
This diversity of projects helps reduce risk and increases the group’s overall economic resilience.
Distribution of Funds
To support the implementation of these projects, members received money. Each member was allocated 118,000 RWF to begin or improve their chosen activity.
This financial support is expected to:
Boost productivity
Increase in household income
Improve members’ economic independence
Membership and Repayment Plan
The group currently has 17 members, with 3 no longer part of it. As I mentioned last month, three members left the group for different reasons. Two of them, including Lucie and Dative, relocated to another area far from others, and the other member, Cecilia, became old and ill and was no longer able to work with others actively
Regarding financial accountability, members are committed to completing the repayment within one year. This demonstrates their sense of working hard
Out of the 17 members: 4 chose vegetable farming, 10 will continue pig farming, 2 will continue goat farming, 1 chose cassava and maize farming.
Let me share one of the business plans we prepared for a member who chose to farm vegetables.
Business Idea
The project involves growing tomatoes, peppers, and onions for sale in the local market. These vegetables are widely consumed and have strong year-round demand. I shared one of the business plans from a member.
Small Information About these Crops
Tomatoes: Grow well in warm climates, are ready for harvest in about 3 months, can be harvested several times, high demand in households and restaurants, sensitive to pests and diseases, so proper care is needed.
Peppers: She decided to grow green peppers
Takes about 3–4 months to mature, can produce for a long period, good market value, requires regular watering and pest control.
Onions: can be grown from seeds or small bulbs.
Goals: To generate income from vegetable sales, to improve household income, to build a sustainable farming experience.
Production Plan
She will use the available family land with different measures.
Crop Land Size Estimated Harvest
Tomatoes 20 × 25 m 1-1.5 tons
Green Peppers 20 × 15 m 900kg– 1 ton
Inputs Needed
Quality tomato seeds, fertilizer (organic manure or chemical fertilizer), pesticides, watering equipment, harvesting equipment, tomatoes can be harvested after 3 months.
Budget Plan (118,000 RWF)
Item Estimated Cost (RWF)
Tomato seeds 45,000 (31$)
Pepper seeds 38,000 (26$)
Fertilizer & manure 10,000 (6$)
Pesticides 12,000 (8$)
Miscellaneous (watering, transport) 13,000 (9$)
Total 118,000 RWF ($80)
Expected Income (Example Estimate)
Tomatoes: 1500 kg × 600 RWF = 900,000RWF ($616)
Green Pepper: 1000 kg × 400 RWF = 400,00 RWF ($274)
Total Possible Revenue from Tomatoes and green pepper
1,300,000 RWF ($890)
After subtracting costs (118,000 RWF), the estimated profit could be around:
1,182,000 RWF (depending on market prices and yield). Also, buyers come to pick them up directly from the farm, so no transport is required during harvest.
Risk Management
Possible risks: Drought, Pests and diseases
Solutions: Regular watering, Proper pesticide use
Regarding the issue of obtaining water for irrigation, since the source is far, TFH has promised to provide a loan for rainwater collection tanks from their houses, and they are waiting for it, for the 9 members who need them.
Repayment Plan
The farmer will save part of each harvest’s profit. Full repayment of 118,000 RWF will be completed within one year.
Simple Business Plan Pig Farming Improvement
Business Idea
They asked for improving existing pig farming to increase productivity, health, and income. The loan will be used for better feeding, housing, and health management.
Objectives: Increase the number of healthy pigs, Improve pig growth and reproduction, Increase in income from selling pigs
Target Market: Local butchers and meat sellers, Households buying pork, Restaurants and hotels
Planned Improvements Using 118,000 RWF
Item Purpose Estimated Cost (RWF)
Quality feed Improve pig growth 43,000
Veterinary services & medicine Prevent disease 12,000
Pig housing materials (repairs, bedding) Provide a clean and safe environment 50,000
Miscellaneous (water, labor, transport) Daily care and management 13,000
Total 118,000 RWF
Production Plan
Assess the current number of pigs and separate them by age group
Feed pigs with high-quality feed regularly
Provide clean water daily
Maintain proper hygiene and clean housing
Vaccinate and deworm pigs as recommended
Monitor growth and health to ensure quick maturity
Expected Income
Example for small-scale improvement:
Current pigs for one member: 3 pigs
Average selling price per pig: 60,000 RWF
If growth and survival improve by 30–50%, an additional 4–6 pigs can be sold in a year
Extra income from improved pigs:
4 pigs × 60,000 = 240,000 RWF
6 pigs × 60,000 = 300,000 RWF
After repaying 118,000 RWF loan, profit = 122,000Rwf
Risk Management
Disease: Good hygiene, isolate sick pigs.
Feed shortage: Plan feed purchase, use local supplements
Thieves: Build strong pig pens with locks, strong doors, and fencing
Community Watch
Work with neighbors or other group members
Create a community watch system to report suspicious activity
Share information about thieves or suspicious people
The farmers appreciate your support.
Thank you for your continued support of Rwandan subsistence farmers.