Habitat for Humanity Kerr County

Habitat for Humanity Kerr County is a nonprofit homebuilder and affordable mortgage provider helping local families build strength, stability, and self-reliance through homeownership. Organized 1989 by Burly Burleson, Maud Jennings, Rev Bill Blackburn, Habitat for Humanity Kerr County is a non-profit construction company and mortgage company with a mission to provide affordable homeownership with a ‘hand up, not a hand out’ model of service. Upon acceptance into the program each signs a partnership agreement to provide sweat equity hours, $1600 toward closing fees, and attend mandatory pre-ownership classes. Upon completion of their partnership a home is purchased (for the cost to construct) and the debt repaid over twenty to thirty years, interest free (0%). Payments include property tax and hazard insurance escrows. To date 114 homes have been constructed and sold

Board of Directors set policy. Staff executes policy and conducts day to day operation. Habitat ReStore supports the mission of Habitat with retail sales. The store is open Wednesday through Saturday from 9:00 a.m. to 4:00 p.m. Funds to support the mission come from donations, mortgage payments by current homeowners, ReStore Sales, grants and non-monetary donations. Habitat Kerr, and the families that own and pay for their homes, support the local economy. Families contribute via increased disposable income (mortgage payments are most often less than the rent families paid prior to ownership) and become fully vested tax-paying citizens. Habitat Kerr’s tangible contribution includes the purchasing of building materials from local vendors as well as staff salaries, and the less quantifiable impact of creating new quality-constructed homes to the local housing inventory.